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CHRIMA

Active
Private limited companyfounded 1975active for 50 yearsStationsstraat 38, 8870 Izegem, BelgiumKBO/BCE: BE 0415.567.695
Summary

CHRIMA has been active since 1975 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.2m and a net result of €14,264. Equity remains stable across the filed financial years (±0.8% per year). Its solvency ranks better than 95% of 757 sector peers (NACE 96, financial year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
CHRIMAActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Funeral services
NACE 96301
Largest company by equity in Izegem, Other services sector2 sites
Size
€1.3mtotal assets 2024
Equity
€1.2m
Profit
€14,264
Turnover not published (abbreviated format)
Financial health
56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Holdings
1
2025 accounts not filed, 87 days past the deadline2 of 4 deeds summarised
Why 56raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 17-11-2025)1 financial year not filed after the legal deadline; last filed accounts filed 104 days late; 3 of the last 3 latelowers riskFounded in 1975Equity €1.2m (90.6% of total assets)Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 62% of its sector peers (NACE 96, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 90.6% of total assets
Liquidity 59-20
short-term debt 6.4% · cash 7.2%
Profitability 70+3
return on assets 1.1%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,615 companies, NACE 96, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.2 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.3%▼ -0.2 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 0.8%▲ +0.2 percentage points vs 09-2026highest value
Credit of up to €65,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 6.71, compared with 2.32 in 2023, above the usual 1.5; short-term debt: 6.4% and cash: 7.2% of total assets), and 9.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 93% on solvency, 63% on liquidity, 49% on profitability and 43% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 17-11-2025)
NBB · annual accounts
lowers risk · Founded in 1975
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 104 days late; 3 of the last 3 late
NBB · filings
lowers risk · Equity €1.2m (90.6% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 104 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-11-2025, 104 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
104 days late
2023
124 days late
2022
31 days late
2021
82 days late
2020
89 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 92 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Back to profitnet €14,264
  3. Liquidity more than doubledcurrent ratio 6.71

Key points

  • Positive: Largest company by equity in Izegem, Other services sectorin the Checked rankings No. 1 View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
  • Active since 1975founded 08-12-1975 50 years View

By topic

Financials

Financial year
2024
Total assets
€1.3m
Profit
€14,264
Solvency
90.6%
Total assets▼ 15.0%
Net result
20182024
Go to Financials

Timeline

Events
54
Since
1978
  1. 02-12-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 09-10-2023Capital & shares · Restructuring
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Funeral servicesNACE 96301
Founded
08-12-1975
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
19
Annual meeting
25 June at 16:00
Purpose
“De vennootschap heeft tot doel de uitbating van personenvervoer met ziekenwagens…” (deed in Dutch)
Go to Articles of association

Key facts about CHRIMA

What is the company number of CHRIMA?
0415.567.695. In Belgium the VAT number is the company number with BE in front: BE 0415.567.695.
Where is CHRIMA based?
The registered office is at Stationsstraat 38, 8870 Izegem.Company details
What does CHRIMA do?
According to the KBO register, the main activity is funeral services (NACE 96301).
What is the legal form of CHRIMA?
Private limited company (BV).
When was CHRIMA founded?
On 08-12-1975.
Is CHRIMA still active?
Yes, CHRIMA is an active enterprise in the KBO register.
How many employees does CHRIMA have?
On average 4.7 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of CHRIMA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CHRIMA profitable?
In financial year 2024, CHRIMA made a profit of €14,264.
Where can I find the annual accounts of CHRIMA?
CHRIMA filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Companies related to CHRIMA

Subsidiaries and holdings

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