HAIL SHIELD
ActiveHAIL SHIELD has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €-7k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 14% of 7912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency15▼-2
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.03 against 1.04 in 2024), and 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
-0.8%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€7k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7912 sector peers (2025).
NBB · sector comparisonPosition among 7912 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
28 d late
2023
7 d late
2022
15 d late
2021
14 d late
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€49k▼ 12.8%
2024 · €56k
2019: €54k
2020: €52k
2021: €74k
2022: €70k
2023: €68k
2024: €56k
2019 → 2025
Total assets
€940k▲ 13.7%
2024 · €827k
2019: €660k
2020: €754k
2021: €750k
2022: €751k
2023: €824k
2024: €827k
2019 → 2025
Net result
€-7k▲ 34.9%
2024 · €-11k
2019: €2k
2020: €-2k
2021: €22k
2022: €-4k
2023: €-2k
2024: €-11k
2019 → 2025
Working capital
€30k▲ 1.6%
2024 · €29k
2019: €404
2020: €3k
2021: €53k
2022: €39k
2023: €43k
2024: €29k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€70k▼ 6.0%€68k▼ 3.3%€56k▼ 16.4%€49k▼ 12.8%
Operating result€41k-€3k▼ 92.2%€2k▼ 22.3%€-3k€-1k▲ 56.8%
Net result€22k-€-4k€-2k▲ 49.0%€-11k▼ 386%€-7k▲ 34.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €940k
Fixed assets
€19k▼ 28.2%
Current assets
€920k▲ 15.1%
Equity and liabilities €940k
Equity
€49k▼ 12.8%
Debt
€890k▲ 15.6%
The debt ratio rises from 93.2% to 94.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€6k▲
2024 · €3k
Cash flow
€468▲
2024 · €-5k
Solvency
5.2%▼
2024 · 6.8%
Current ratio
1.03▼
2024 · 1.04
Quick ratio
0.50▲
2024 · 0.43
Debt / equity
18.07▲
2024 · 13.64
ROE
-14.6%▲
2024 · -19.6%
ROA
-0.8%▲
2024 · -1.3%
Interest coverage
1.08▲
2024 · 0.41
Debt
€890k▲
2024 · €770k
Debt ≤ 1 year
€890k▲
2024 · €770k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€827k€940k▲
Fixed assets21/28€27k€19k▼
Intangible fixed assets21€11k€8k▼
Tangible fixed assets22/27€17k€12k▼
Plant, machinery and equipment23€13k€10k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€799k€920k▲
Stocks and contracts in progress3€472k€472k=
Stocks30/36€228k€228k=
Contracts in progress37€244k€244k=
Amounts receivable within one year40/41€327k€447k▲
Trade receivables40€218k€227k▲
Other amounts receivable41€109k€220k▲
Cash at bank and in hand54/58€332€415▲
Deferred charges and accrued income490/1€971€818▼
Equity and liabilities
Total equity and liabilities10/49€827k€940k▲
Equity10/15€56k€49k▼
Contributions10/11€20k€20k=
Reserves13€36k€29k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€36k€29k▼
Amounts payable17/49€770k€890k▲
Amounts payable within one year42/48€770k€890k▲
Financial debts43€27k€75k▲
Credit institutions430/8€27k€75k▲
Trade debts44€343k€304k▼
Suppliers440/4€343k€304k▼
Advances received on contracts in progress46€11k€11k▲
Taxes, remuneration and social security45€3k€3k=
Taxes450/3€3k€3k=
Other amounts payable47/48€386k€497k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€5k€8k▲
Operating profit (loss)9901€-3k€-1k▲
Financial income75/76B€8€2▼
Recurring financial income75€8€2▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€-11k€-7k▲
Profit (loss) for the period9904€-11k€-7k▲
Profit (loss) for the period to be appropriated9905€-11k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-7k▲
Transfer from equity791/2€11k€7k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
30-06
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
07-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2023
15-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 15 days late
2022
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 14 days late
2021
30-06
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 157 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerstraat 1659220 Hamme (Vl.)Ground area
194 m²
Building footprint
194 m²
Volume, LiDAR
976 m³
Parcel 42008A1303/00C000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HAIL SHIELD
since 20112.195.763.462
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42008A1303/00C000 | Flanders | 194 m² | 1 · 194 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 522 EUR awarded · 522 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 192 EUR | 192 EUR |
| 2024 | 1 | 330 EUR | 330 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,070 companies in sector 46140 we hold annual accounts for 640. 446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2011
Fiscal year end30-06
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
46610Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.