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HAFU

Active
Private limited companyfounded 20251 yr activeDendermondsesteenweg 162, 9000 Gent, BelgiumKBO/BCE: BE 1023.663.071
Summary

HAFU has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,360 and a net result of €76,360. Its solvency ranks better than 37% of 8997 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Office administrative, office support and other business support activities
NACE 82920Employment placement agencies NACE 78100
1 site
Size
€224,093total assets 2025
Staff
5.9 FTE
Equity
€77,360
Profit
€76,360
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 22 d early0 of 1 deed read
Why 95- Founded in 2025+ Sector Office administrative, office support and other business support activities (NACE 82)+ Liquidity: current ratio 1.39, cash €121,829+ Size: total assets €224,093Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 60
equity 34.5% of total assets
Liquidity 65
short-term debt 65.5% · cash 54.4%
Profitability 100
return on assets 34.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,453 companies)
Last 24 months 06-2026: 0.6%highest value 07-2026: 0.6%● 0.0% vs 06-2026highest value 08-2026: 0.1%▼ -84.3% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%▲ +1.1% vs 09-2026
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Liquidity: current ratio 1.39, cash €121,829 lowers the probability
  • Founded in 2025 raises the probability for this profile
  • Size: total assets €224,093 lowers the probability for this profile
Credit up to €7,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.39; short-term debt: 65.5% and cash: 54.4% of total assets), and 65.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 39%, liquidity 60%, profitability 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.39, cash €121,829
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Size: total assets €224,093
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
22 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Positive: Among the best 15% on net resultsector median €16,253 · 8,989 companies €76,360 View
  • Founded 16 months agofounded 23-05-2025 16 mo View
  • Total assets 2025first fiscal year filed €224,093 View

By topic

Financials

Fiscal year
2025
Total assets
€224,093
Profit
€76,360
Solvency
34.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Office administrative, office support and other business support…NACE 82920
Founded
23-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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