HAENEN ELLEN
ActiveHAENEN ELLEN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €439k and a net result of €63k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80=
Solvency90▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.72 against 1.62 in 2023; short-term debt: 9.1% and cash: 20.1% of total assets), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-05-2025, 76 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
76 d early
2023
20 d early
2022
47 d early
2021
37 d early
2020
37 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€439k▼ 1.3%
2023 · €445k
2018: €169k
2019: €233k
2020: €264k
2021: €271k
2022: €367k
2023: €445k
2018 → 2024
Total assets
€679k▼ 22.6%
2023 · €878k
2018: €266k
2019: €309k
2020: €338k
2021: €314k
2022: €407k
2023: €878k
2018 → 2024
Net result
€63k▼ 18.6%
2023 · €78k
2018: €61k
2019: €63k
2020: €32k
2021: €73k
2022: €96k
2023: €78k
2018 → 2024
Working capital
€293k▲ 108%
2023 · €141k
2018: €96k
2019: €160k
2020: €194k
2021: €214k
2022: €311k
2023: €141k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€264k-€271k▲ 2.6%€367k▲ 35.2%€445k▲ 21.2%€439k▼ 1.3%
Operating result€44k-€101k▲ 132%€133k▲ 31.3%€99k▼ 25.2%€96k▼ 4.0%
Net result€32k-€73k▲ 129%€96k▲ 31.2%€78k▼ 18.5%€63k▼ 18.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €679k
Fixed assets
€325k▼ 36.2%
Current assets
€355k▼ 3.9%
Equity and liabilities €679k
Equity
€439k▼ 1.3%
Debt
€240k▼ 44.5%
The debt ratio falls from 49.3% to 35.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€155k▲
2023 · €122k
Cash flow
€122k▲
2023 · €100k
Solvency
64.6%▲
2023 · 50.7%
Current ratio
5.72▲
2023 · 1.62
Quick ratio
5.64▲
2023 · 1.60
Debt / equity
0.55▼
2023 · 0.97
ROE
14.4%▼
2023 · 17.5%
ROA
9.3%▲
2023 · 8.9%
Interest coverage
17.37▼
2023 · 49.12
Debt
€240k▼
2023 · €433k
Debt ≤ 1 year
€62k▼
2023 · €228k
Debt > 1 year
€178k▼
2023 · €205k
Income taxes
€24k▲
2023 · €19k
Staff costs
€59k▲
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€878k€679k▼
Fixed assets21/28€509k€325k▼
Tangible fixed assets22/27€504k€320k▼
Plant, machinery and equipment23€30k€21k▼
Furniture and vehicles24€41k€31k▼
Leasing and similar rights25€131k€112k▼
Other tangible fixed assets26€302k€155k▼
Financial fixed assets28€5k€5k=
Current assets29/58€369k€355k▼
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€76k€78k▲
Trade receivables40€10k€6k▼
Other amounts receivable41€66k€72k▲
Current investments50/53€23k€132k▲
Cash at bank and in hand54/58€262k€137k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€878k€679k▼
Equity10/15€445k€439k▼
Contributions10/11€12k€12k=
Reserves13€432k€427k▼
Distributable reserves133€432k€427k▼
Amounts payable17/49€433k€240k▼
Amounts payable after more than one year17€205k€178k▼
Financial debts170/4€205k€178k▼
Amounts payable within one year42/48€228k€62k▼
Current portion of amounts payable after more than one year42€26k€27k▲
Trade debts44€186k€4k▼
Suppliers440/4€186k€4k▼
Taxes, remuneration and social security45€9k€23k▲
Taxes450/3€2k€11k▲
Remuneration and social security454/9€8k€12k▲
Other amounts payable47/48€7k€8k▲
Income statement
Code20232024
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€51k€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€59k▲
Other operating charges640/8€1k€907▼
Non-recurring operating charges66A-€926
Gross operating margin9900€174k€215k▲
Operating profit (loss)9901€99k€96k▼
Financial income75/76B€254€1k▲
Recurring financial income75€254€175▼
Non-recurring financial income76B-€926
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€97k€88k▼
Income taxes67/77€19k€24k▲
Profit (loss) for the period9904€78k€63k▼
Profit (loss) for the period to be appropriated9905€78k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€63k▼
Transfer from equity791/2-€69k
Transfer to equity691/2€78k€63k▼
To other reserves6921€78k€63k▼
Profit to be distributed694/7-€69k
Return on contributions (dividend)694-€69k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 5.72
Current ratio from 1.62 to 5.72; short-term debt falls from €228k to €62k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €96k ▲31.2%
Operating result €133k, net result €96k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €32k ▼49.9%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €233k ▲37.5%
2 profitable years in a row build equity to €233k.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bloemelingen 73550 Heusden-ZolderGround area
3,853 m²
Building footprint
1,358 m²
Volume, LiDAR
5,878 m³
3 parcels, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Haenen Ellen BVBA
since 20092.182.899.975
O.L. Vrouwstraat 106, 3550 Heusden-Zolder
since 20192.292.593.218
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0668/00G000 | Flanders | 1,674 m² | 1 · 1,036 m² | 12.4 m · 1 fl. |
| 71065A1709/00S000 | Flanders | 1,578 m² | 1 · 147 m² | 9.8 m · 2 fl. |
| 71065F1111/00C000 | Flanders | 601 m² | 1 · 175 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 7,978 EUR awarded · 7,978 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 4,314 EUR | 4,314 EUR |
| 2022 | 1 | 3,664 EUR | 3,664 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2009
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ellen_haenen@hotmail.com
Phone:0495/412903