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DZVM MED

Active
Private limited company (pre-2019)founded 200917 yrs activeAlbertlaan 47, 1190 Vorst, BelgiumKBO/BCE: BE 0818.722.758
Summary

DZVM MED has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €484,962 and a net result of €157,352. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 20346 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
DZVM MEDActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Dental practice
NACE 86230
1 site
Size
€777,063total assets 2025
Staff
0.6 FTE
Equity
€484,962
Profit
€157,352
Turnover not published (abridged schema)
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts filed 98 d late0 of 2 deeds read
Why 55Capped at 59: a confirmed filing finding- Liquidity: current ratio 2.39, cash €2,669, halved- Latest accounts 98 days late; 2 of the last 3 late- Figures for FY 2025 (filed 11-02-2026)+ Sector Human health activities (NACE 86)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 42% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 87+6
equity 62.4% of total assets
Liquidity 33-2
short-term debt 37.3% · cash 0.3%
Profitability 94-3
return on assets 20.2%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,961 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%▲ +16.4% vs 11-2024 01-2025: 0.1%▼ -81.9% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▼ -1.2% vs 03-2025lowest value 05-2025: 0.1%▲ +7.5% vs 04-2025 06-2025: 0.1%▲ +17.4% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%▲ +3.0% vs 07-2025 09-2025: 0.1%▲ +13.5% vs 08-2025 10-2025: 0.2%▲ +54.2% vs 09-2025 11-2025: 0.3%▲ +63.7% vs 10-2025 12-2025: 0.3%▲ +16.8% vs 11-2025 01-2026: 0.5%▲ +51.1% vs 12-2025 02-2026: 0.6%▲ +6.5% vs 01-2026 03-2026: 0.6%▲ +5.7% vs 02-2026 04-2026: 0.6%● 0.0% vs 03-2026 05-2026: 0.6%▲ +6.1% vs 04-2026 06-2026: 0.7%▲ +14.0% vs 05-2026 07-2026: 0.7%▼ -2.4% vs 06-2026 08-2026: 0.7%▼ -0.9% vs 07-2026 09-2026: 0.7%▲ +5.2% vs 08-2026 10-2026: 0.8%▲ +13.9% vs 09-2026highest value
  • Liquidity: current ratio 2.39, cash €2,669, halved raises the probability
  • Latest accounts 98 days late; 2 of the last 3 late raises the probability
  • Sector Human health activities (NACE 86) lowers the probability
  • Figures for FY 2025 (filed 11-02-2026) raises the probability
Credit up to €25,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.39 against 2.33 in 2024; short-term debt: 37.3% and cash: 0.3% of total assets), and 37.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 50%, liquidity 7%, profitability 52%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Liquidity: current ratio 2.39, cash €2,669, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 98 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Human health activities (NACE 86)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2025 (filed 11-02-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-02-2026, 98 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
98 d late
2024
28 d late
2023
31 d late
2022
3 d late
2021
16 d late
2020
28 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 28 November (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close06-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 98 d View
  • Positive: Among the best 19% on net resultsector median €60,315 · 20,334 companies €157,352 View
  • Positive: 7 profitable years in a rowprofit 2025: €157,352 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€777,063
Profit
€157,352
Solvency
62.4%
Total assets▲ 3.2%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-10-2026
  1. 06-02-2026Annual accounts filed
  2. 28-11-2024Annual accounts filed
  3. 01-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Dental practiceNACE 86230
Founded
21-09-2009
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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