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HADERIA

Active
Private limited companyfounded 20233 yrs activeRue des Vieux Sarts(LO) 7, 5101 Namur, BelgiumKBO/BCE: BE 0805.533.530
Summary

HADERIA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57,176 and a net result of €29,082. Its solvency ranks better than 32% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability95▲+46
Solvency62▼-3
Growth85
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.48 in 2023; short-term debt: 45.8% and cash: 16% of total assets), and 63.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
36.8%
Return on assets
18.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
64 d late
2023
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 78 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 September 2023, HADERIA was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Turnover
€121,103▲ 458%
2023 · €21,691
EBIT margin
31.9%▲ 12.7pp
2023 · 19.2%
Net result
€29,082▲ 840%
2023 · €3,094
Working capital
-€20,874▲ 4.7%
2023 · -€21,906
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Turnover€21,691-€121,103▲ 458%
Operating result€4,171-€38,685▲ 828%
Net result€3,094within the sector's middle half-€29,082within the sector's middle half▲ 840%
EBIT margin19.2%-31.9%▲ 12.7pp
Equity€28,094within the sector's middle half-€57,176within the sector's middle half▲ 104%
Total assets€69,960below the sector's middle half-€155,209within the sector's middle half▲ 122%
Debt€41,867-€98,033▲ 134%
Working capital-€21,906below the sector's middle half--€20,874below the sector's middle half▲ 4.7%
Solvency40.2%within the sector's middle half-36.8%within the sector's middle half▼ 3.3pp
Current ratio0.48below the sector's middle half-0.71below the sector's middle half▲ 0.23
Return on assets (ROA)4.4%within the sector's middle half-18.7%within the sector's middle half▲ 14.3pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2023: €4,171€4,171Net result 2023: €3,094€3,094Operating result 2024: €38,685€38,685Net result 2024: €29,082€29,08220232024€0€10,000€20,000€30,000€40,000Operating result 2023: €4,171€4,170Net result 2023: €3,094€3,090Operating result 2024: €38,685€38,700Net result 2024: €29,082€29,10020232024
The operating result rises in 2024; 2024 is 828% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €155,209
Fixed assets €105,038 ▲ 110%
Current assets €50,171 ▲ 151%
Equity and liabilities €155,209
Equity €57,176 ▲ 104%
Debt €98,033 ▲ 134%
Debt's share of the balance-sheet total rises from 59.8% to 63.2%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€45,207
Cash flow
€35,604
Debt to equity
1.71▲
2023 · 1.49
ROE
50.9%▲
2023 · 11.0%
Interest coverage
42.39
Debt ≤ 1 year
€71,045▲
2023 · €41,867
Debt > 1 year
€26,989
Income taxes
€8,537▲
2023 · €1,077
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€69,960€155,209▲
Fixed assets21/28€50,000€105,038▲
Tangible fixed assets22/27-€55,038
Plant, machinery and equipment23-€3,011
Furniture and vehicles24-€52,028
Financial fixed assets28€50,000€50,000=
Current assets29/58€19,960€50,171▲
Amounts receivable within one year40/41€10,050€25,197▲
Trade receivables40€10,050€25,197▲
Cash at bank and in hand54/58€9,910€24,886▲
Deferred charges and accrued income490/1-€87
Equity and liabilities
Total equity and liabilities10/49€69,960€155,209▲
Equity10/15€28,094€57,176▲
Contributions10/11€25,000€25,000=
Profit (loss) carried forward14€3,094€32,176▲
Amounts payable17/49€41,867€98,033▲
Amounts payable after more than one year17-€26,989
Financial debts170/4-€26,989
Amounts payable within one year42/48€41,867€71,045▲
Current portion of amounts payable after more than one year42-€9,442
Trade debts44€3,506€1,121▼
Suppliers440/4€3,506€1,121▼
Taxes, remuneration and social security45€4,576€20,526▲
Taxes450/3€4,576€20,526▲
Other amounts payable47/48€33,784€39,955▲
Income statement Code20232024
Turnover70€21,691€121,103▲
Goods, raw materials, services and sundry goods60/61€17,211€82,418▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6,522
Other operating charges640/8-€1,252
Gross operating margin9900€4,171€46,459▲
Operating profit (loss)9901€4,171€38,685▲
Financial charges65/66B-€1,066
Recurring financial charges65-€1,066
Profit (loss) for the period before taxes9903€4,171€37,619▲
Income taxes67/77€1,077€8,537▲
Profit (loss) for the period9904€3,094€29,082▲
Profit (loss) for the period to be appropriated9905€3,094€29,082▲
Appropriation of the result
Profit (loss) to be appropriated9906€3,094€32,176▲
Profit (loss) brought forward from the previous period14P-€3,094

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Turnover70€21,691€121,103▲ 458%
Goods, raw materials, services and sundry goods60/61€17,211€82,418▲ 379%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6,522-
Other operating charges640/8-€1,252-
Gross operating margin9900€4,171€46,459▲ 1,014%
Operating profit (loss)9901€4,171€38,685▲ 828%
Financial charges65/66B-€1,066-
Recurring financial charges65-€1,066-
Profit (loss) for the period before taxes9903€4,171€37,619▲ 802%
Income taxes67/77€1,077€8,537▲ 693%
Profit (loss) for the period9904€3,094€29,082▲ 840%
Profit (loss) for the period to be appropriated9905€3,094€29,082▲ 840%
Line20232024Change
Assets
Total assets20/58€69,960€155,209▲ 122%
Fixed assets21/28€50,000€105,038▲ 110%
Tangible fixed assets22/27-€55,038-
Plant, machinery and equipment23-€3,011-
Furniture and vehicles24-€52,028-
Financial fixed assets28€50,000€50,000=
Current assets29/58€19,960€50,171▲ 151%
Amounts receivable within one year40/41€10,050€25,197▲ 151%
Trade receivables40€10,050€25,197▲ 151%
Cash at bank and in hand54/58€9,910€24,886▲ 151%
Deferred charges and accrued income490/1-€87-
Equity and liabilities
Total equity and liabilities10/49€69,960€155,209▲ 122%
Equity10/15€28,094€57,176▲ 104%
Contributions10/11€25,000€25,000=
Profit (loss) carried forward14€3,094€32,176▲ 940%
Amounts payable17/49€41,867€98,033▲ 134%
Amounts payable after more than one year17-€26,989-
Financial debts170/4-€26,989-
Amounts payable within one year42/48€41,867€71,045▲ 69.7%
Current portion of amounts payable after more than one year42-€9,442-
Trade debts44€3,506€1,121▼ 68.0%
Suppliers440/4€3,506€1,121▼ 68.0%
Taxes, remuneration and social security45€4,576€20,526▲ 349%
Taxes450/3€4,576€20,526▲ 349%
Other amounts payable47/48€33,784€39,955▲ 18.3%
Line20232024Change
Profit (loss) for the period9904€3,094€29,082▲ 840%
+ Depreciation and write-downs630-€6,522-
Operating cash flow (approximation)€3,094€35,604▲ 1,051%
Investment in fixed assets (approximation)--€61,560-
Change in cash-€14,976-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
03-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
7,203 m²
Building footprint
223 m²
Volume, LiDAR
1,481 m³
Parcel 92078C0069/00F000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HADERIA
Rue des Vieux Sarts(LO) 7, 5101 NamurBusiness consulting
since 20232.349.979.903
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92078C0069/00F000 Wallonia 7,203 m² 1 · 223 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 38,777 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805533530
Registered 03-10-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.