Bvx Management
ActiveSummary
Bvx Management has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €35k. Equity is growing by ~54.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▼-5
Solvency100▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.62 against 3.39 in 2024; short-term debt: 16.7% and cash: 35.8% of total assets), and 16.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.3%
Return on assets
20.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
161 d early
2024
27 d early
2023
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 33.1%
2024 · €106k
2023: €25klowest in 3 years
2024: €106k▲ +321% vs 2023
2025: €142k▲ +33.1% vs 2024highest in 3 years
2023 → 2025
Total assets
€170k▲ 13.4%
2024 · €150k
2023: €52klowest in 3 years
2024: €150k▲ +186% vs 2023
2025: €170k▲ +13.4% vs 2024highest in 3 years
2023 → 2025
Net result
€35k▼ 57.0%
2024 · €82k
2023: €23klowest in 3 years
2024: €82k▲ +255% vs 2023highest in 3 years
2025: €35k▼ -57.0% vs 2024
2023 → 2025
Working capital
€131k▲ 26.2%
2024 · €104k
2023: €25klowest in 3 years
2024: €104k▲ +313% vs 2023
2025: €131k▲ +26.2% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€25k-€106k▲ 321%€142k▲ 33.1%
2023: €25klowest in 3 years
2024: €106k▲ +321% vs 2023
2025: €142k▲ +33.1% vs 2024highest in 3 years
Operating result€31k-€107k▲ 243%€46k▼ 57.0%
2023: €31klowest in 3 years
2024: €107k▲ +243% vs 2023highest in 3 years
2025: €46k▼ -57.0% vs 2024
Net result€23k-€82k▲ 255%€35k▼ 57.0%
2023: €23klowest in 3 years
2024: €82k▲ +255% vs 2023highest in 3 years
2025: €35k▼ -57.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€10k ▲ 360%
Current assets
€160k ▲ 8.3%
Equity and liabilities €170k
Equity
€142k ▲ 33.1%
Debt
€28k ▼ 34.6%
Debt's share of the balance-sheet total falls from 29.1% to 16.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €108k
Cash flow
€37k▼
2024 · €82k
Current ratio
5.62▲
2024 · 3.39
Debt to equity
0.20▼
2024 · 0.41
ROE
24.9%▼
2024 · 77.1%
ROA
20.7%▼
2024 · 54.7%
Interest coverage
16.24▼
2024 · 31.63
Debt ≤ 1 year
€28k▼
2024 · €44k
Income taxes
€10k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€150k€170k▲
Fixed assets21/28€2k€10k▲
Tangible fixed assets22/27€2k€10k▲
Furniture and vehicles24€2k€10k▲
Current assets29/58€148k€160k▲
Amounts receivable after more than one year29€12k€12k=
Other amounts receivable291€12k€12k=
Amounts receivable within one year40/41€61k€86k▲
Trade receivables40€48k€34k▼
Other amounts receivable41€12k€52k▲
Cash at bank and in hand54/58€75k€61k▼
Deferred charges and accrued income490/1€374€937▲
Equity and liabilities
Total equity and liabilities10/49€150k€170k▲
Equity10/15€106k€142k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€103k€139k▲
Amounts payable17/49€44k€28k▼
Amounts payable within one year42/48€44k€28k▼
Trade debts44€6k€646▼
Suppliers440/4€6k€646▼
Taxes, remuneration and social security45€37k€28k▼
Taxes450/3€37k€28k▼
Other amounts payable47/48€859€0▼
Accrued charges and deferred income492/3€12€15▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€465€2k▲
Other operating charges640/8€99€163▲
Non-recurring operating charges66A-€907
Gross operating margin9900€108k€49k▼
Operating profit (loss)9901€107k€46k▼
Financial income75/76B€551€2k▲
Recurring financial income75€551€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€105k€45k▼
Income taxes67/77€23k€10k▼
Profit (loss) for the period9904€82k€35k▼
Profit (loss) for the period to be appropriated9905€82k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€139k▲
Profit (loss) brought forward from the previous period14P€22k€103k▲
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €465 | €2k | ▲ 356% |
| Other operating charges640/8 | €110 | €99 | €163 | ▲ 64.6% |
| Non-recurring operating charges66A | €500 | - | €907 | - |
| Gross operating margin9900 | €32k | €108k | €49k | ▼ 54.3% |
| Operating profit (loss)9901 | €31k | €107k | €46k | ▼ 57.0% |
| Financial income75/76B | €4 | €551 | €2k | ▲ 287% |
| Recurring financial income75 | €4 | €551 | €2k | ▲ 287% |
| Financial charges65/66B | €2k | €3k | €3k | ▼ 12.8% |
| Recurring financial charges65 | €2k | €3k | €3k | ▼ 12.8% |
| Profit (loss) for the period before taxes9903 | €30k | €105k | €45k | ▼ 56.6% |
| Income taxes67/77 | €7k | €23k | €10k | ▼ 55.2% |
| Profit (loss) for the period9904 | €23k | €82k | €35k | ▼ 57.0% |
| Profit (loss) for the period to be appropriated9905 | €23k | €82k | €35k | ▼ 57.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €52k | €150k | €170k | ▲ 13.4% |
| Fixed assets21/28 | - | €2k | €10k | ▲ 360% |
| Tangible fixed assets22/27 | - | €2k | €10k | ▲ 360% |
| Furniture and vehicles24 | - | €2k | €10k | ▲ 360% |
| Current assets29/58 | €52k | €148k | €160k | ▲ 8.3% |
| Amounts receivable after more than one year29 | - | €12k | €12k | = |
| Other amounts receivable291 | - | €12k | €12k | = |
| Amounts receivable within one year40/41 | €18k | €61k | €86k | ▲ 42.1% |
| Trade receivables40 | €18k | €48k | €34k | ▼ 29.7% |
| Other amounts receivable41 | - | €12k | €52k | ▲ 321% |
| Cash at bank and in hand54/58 | €34k | €75k | €61k | ▼ 18.5% |
| Deferred charges and accrued income490/1 | €419 | €374 | €937 | ▲ 151% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €52k | €150k | €170k | ▲ 13.4% |
| Equity10/15 | €25k | €106k | €142k | ▲ 33.1% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €22k | €103k | €139k | ▲ 34.1% |
| Amounts payable17/49 | €27k | €44k | €28k | ▼ 34.6% |
| Amounts payable within one year42/48 | €27k | €44k | €28k | ▼ 34.6% |
| Trade debts44 | €2k | €6k | €646 | ▼ 88.4% |
| Suppliers440/4 | €2k | €6k | €646 | ▼ 88.4% |
| Taxes, remuneration and social security45 | €21k | €37k | €28k | ▼ 25.0% |
| Taxes450/3 | €21k | €37k | €28k | ▼ 25.0% |
| Other amounts payable47/48 | €4k | €859 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €12 | €15 | ▲ 30.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €82k | €35k | ▼ 57.0% |
| + Depreciation and write-downs630 | - | €465 | €2k | ▲ 356% |
| Operating cash flow (approximation) | €23k | €82k | €37k | ▼ 54.7% |
| Investment in fixed assets (approximation) | - | - | €-10k | - |
| Change in cash | - | €41k | €-14k | ▼ 134% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-11
State Gazette act
Board meeting · Permanent representative
Power of attorney
24-11
State Gazette act
Board meeting · Power of attorney
Delegation replacement · Delegation effective date
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €82k ▲255%
Operating result €107k, net result €82k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲321%
2 profitable years in a row build equity to €106k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-10
State Gazette act
Board meeting · Power of attorney
Supersedes
18-10
State Gazette act
Board meeting · Power of attorney
Delegation replacement
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
Ground area
379 m²
Building footprint
90 m²
Volume, LiDAR
1,082 m³
Parcel 92302G0266/00W000, Wallonia · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Bvx Management
since 20232.346.839.180
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302G0266/00W000 | Wallonia | 379 m² | 1 · 90 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,892 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
85592Vocational training
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.