HADDOCK CONSULTING & ADVISORY
ActiveHADDOCK CONSULTING & ADVISORY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €90k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 11% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▼-58
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.8%
Return on assets
84.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 16941 sector peers (2025).
NBB · sector comparisonPosition among 16941 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-04-2026, 97 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
97 d early
2024
33 d early
2023
42 d early
2022
29 d early
2021
31 d early
2020
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 96.7%
2024 · €153k
2020: €77k
2021: €153k
2022: €216k
2023: €153k
2024: €153k
2020 → 2025
Total assets
€106k▼ 56.2%
2024 · €242k
2020: €116k
2021: €196k
2022: €249k
2023: €233k
2024: €242k
2020 → 2025
Net result
€90k▲ 18.2%
2024 · €76k
2020: €74k
2021: €77k
2022: €63k
2023: €68k
2024: €76k
2020 → 2025
Working capital
€1k▼ 99.3%
2024 · €148k
2020: €76k
2021: €150k
2022: €211k
2023: €150k
2024: €148k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€216k▲ 41.1%€153k▼ 29.1%€153k=€5k▼ 96.7%
Operating result€110k-€83k▼ 24.5%€84k▲ 1.6%€88k▲ 4.0%€108k▲ 23.7%
Net result€77k-€63k▼ 18.6%€68k▲ 7.2%€76k▲ 12.4%€90k▲ 18.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€4k▼ 28.8%
Current assets
€102k▼ 56.9%
Equity and liabilities €106k
Equity
€5k▼ 96.7%
Debt
€101k▲ 13.7%
The debt ratio rises from 36.6% to 95.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€112k▲
2024 · €91k
Cash flow
€93k▲
2024 · €79k
Solvency
4.8%▼
2024 · 63.4%
Current ratio
1.01▼
2024 · 2.67
Quick ratio
1.01▼
2024 · 2.67
Debt / equity
20.00▲
2024 · 0.58
ROA
84.7%▲
2024 · 31.4%
Interest coverage
71.79▲
2024 · 44.26
Debt
€101k▲
2024 · €89k
Debt ≤ 1 year
€101k▲
2024 · €89k
Income taxes
€24k▲
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €106k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€106k▼
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€236k€102k▼
Amounts receivable after more than one year29€160k€0▼
Other amounts receivable291€160k€0▼
Amounts receivable within one year40/41€39k€34k▼
Trade receivables40€19k€13k▼
Other amounts receivable41€20k€21k▲
Current investments50/53€9k€0▼
Cash at bank and in hand54/58€27k€63k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€242k€106k▼
Equity10/15€153k€5k▼
Contributions10/11€4k€4k=
Reserves13€149k€1k▼
Tax-exempt reserves132€1k€1k=
Distributable reserves133€148k€0▼
Profit (loss) carried forward14€0€0▼
Amounts payable17/49€89k€101k▲
Amounts payable within one year42/48€89k€101k▲
Trade debts44€2k€27▼
Suppliers440/4€2k€27▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€11k€11k▼
Other amounts payable47/48€76k€90k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€505€4k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€91k€115k▲
Operating profit (loss)9901€88k€108k▲
Financial income75/76B€9k€7k▼
Recurring financial income75€9k€7k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€95k€114k▲
Income taxes67/77€19k€24k▲
Profit (loss) for the period9904€76k€90k▲
Profit (loss) for the period to be appropriated9905€76k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€90k▲
Profit (loss) brought forward from the previous period14P€5€0▼
Transfer from equity791/2€0€148k▲
Profit to be distributed694/7€76k€238k▲
Return on contributions (dividend)694€76k€238k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €90k ▲18.2%
Net result €90k, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €63k ▼18.6%
Net result drops to €63k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €216k ▲41.1%
3 profitable years in a row build equity to €216k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €153k ▲99.9%
2 profitable years in a row build equity to €153k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nonnenstraat 102800 MechelenGround area
189 m²
Building footprint
116 m²
Volume, LiDAR
676 m³
Parcel 12025A0195/00F000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HADDOCK CONSULTING & ADVISORY
since 20192.295.785.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025A0195/00F000 | Flanders | 189 m² | 1 · 116 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 2,280 EUR awarded · 2,280 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,020 EUR | 1,020 EUR |
| 2022 | 1 | 1,260 EUR | 1,260 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
2549003YMR5H3TF8T311
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 6,127 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.