AyDesignIT
ActiveSummary
AyDesignIT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €89k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency42▼-58
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 7.78 in 2024; short-term debt: 83.3% and cash: 92.3% of total assets), and 83.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.7%
Return on assets
80%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
72 d early
2024
56 d early
2023
56 d early
2022
53 d early
2021
29 d early
2020
42 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 87.9%
2024 · €154k
2019: €36k
2020: €88k▲ +141% vs 2019
2021: €139k▲ +58.5% vs 2020
2022: €86k▼ -38.0% vs 2021
2023: €99k▲ +15.0% vs 2022
2024: €154k▲ +55.1% vs 2023highest in 7 years
2025: €19k▼ -87.9% vs 2024lowest in 7 years
2019 → 2025
Total assets
€111k▼ 36.8%
2024 · €176k
2019: €46klowest in 7 years
2020: €118k▲ +155% vs 2019
2021: €173k▲ +46.4% vs 2020
2022: €209k▲ +20.7% vs 2021highest in 7 years
2023: €147k▼ -29.8% vs 2022
2024: €176k▲ +20.1% vs 2023
2025: €111k▼ -36.8% vs 2024
2019 → 2025
Net result
€89k▲ 23.3%
2024 · €72k
2019: €24klowest in 7 years
2020: €51k▲ +114% vs 2019
2021: €51k● +0.0% vs 2020
2022: €47k▼ -7.5% vs 2021
2023: €31k▼ -35.4% vs 2022
2024: €72k▲ +136% vs 2023
2025: €89k▲ +23.3% vs 2024highest in 7 years
2019 → 2025
Working capital
€10k▼ 93.1%
2024 · €153k
2019: €36k
2020: €88k▲ +141% vs 2019
2021: €136k▲ +55.6% vs 2020
2022: €85k▼ -37.9% vs 2021
2023: €97k▲ +15.2% vs 2022
2024: €153k▲ +57.1% vs 2023highest in 7 years
2025: €10k▼ -93.1% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€86k▼ 38.0%€99k▲ 15.0%€154k▲ 55.1%€19k▼ 87.9%
2021: €139k
2022: €86k▼ -38.0% vs 2021
2023: €99k▲ +15.0% vs 2022
2024: €154k▲ +55.1% vs 2023highest in 5 years
2025: €19k▼ -87.9% vs 2024lowest in 5 years
Operating result€65k-€61k▼ 6.7%€40k▼ 34.0%€92k▲ 128%€114k▲ 24.7%
2021: €65k
2022: €61k▼ -6.7% vs 2021
2023: €40k▼ -34.0% vs 2022lowest in 5 years
2024: €92k▲ +128% vs 2023
2025: €114k▲ +24.7% vs 2024highest in 5 years
Net result€51k-€47k▼ 7.5%€31k▼ 35.4%€72k▲ 136%€89k▲ 23.3%
2021: €51k
2022: €47k▼ -7.5% vs 2021
2023: €31k▼ -35.4% vs 2022lowest in 5 years
2024: €72k▲ +136% vs 2023
2025: €89k▲ +23.3% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€8k ▲ 1,356%
Current assets
€103k ▼ 41.3%
Equity and liabilities €111k
Equity
€19k ▼ 87.9%
Debt
€93k ▲ 311%
Debt's share of the balance-sheet total rises from 12.8% to 83.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€116k▲
2024 · €93k
Cash flow
€90k▲
2024 · €73k
Current ratio
1.11▼
2024 · 7.78
Debt to equity
4.98▲
2024 · 0.15
ROE
478.5%▲
2024 · 47.0%
ROA
80.0%▲
2024 · 41.0%
Interest coverage
525.03▼
2024 · 568.82
Debt ≤ 1 year
€93k▲
2024 · €23k
Income taxes
€25k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€176k€111k▼
Fixed assets21/28€557€8k▲
Tangible fixed assets22/27€557€8k▲
Plant, machinery and equipment23€557€8k▲
Current assets29/58€176k€103k▼
Amounts receivable within one year40/41€14k-
Trade receivables40€14k-
Cash at bank and in hand54/58€161k€103k▼
Deferred charges and accrued income490/1€429€444▲
Equity and liabilities
Total equity and liabilities10/49€176k€111k▼
Equity10/15€154k€19k▼
Contributions10/11€12k€12k=
Reserves13€141k€6k▼
Distributable reserves133€141k€6k▼
Amounts payable17/49€23k€93k▲
Amounts payable within one year42/48€23k€93k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€418▼
Taxes450/3€3k€418▼
Other amounts payable47/48€18k€91k▲
Income statement
Code20242025
Remuneration, social security and pensions62€16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€907€330▼
Gross operating margin9900€109k€116k▲
Operating profit (loss)9901€92k€114k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€163€220▲
Recurring financial charges65€163€220▲
Profit (loss) for the period before taxes9903€92k€114k▲
Income taxes67/77€19k€25k▲
Profit (loss) for the period9904€72k€89k▲
Profit (loss) for the period to be appropriated9905€72k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€89k▲
Transfer from equity791/2-€224k
Transfer to equity691/2€55k€89k▲
To other reserves6921€55k€89k▲
Profit to be distributed694/7€18k€224k▲
Return on contributions (dividend)694€18k€224k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €48k | €16k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €500 | €1k | €2k | €1k | €1k | ▲ 18.9% |
| Other operating charges640/8 | €20k | €20k | €23k | €907 | €330 | ▼ 63.6% |
| Gross operating margin9900 | €85k | €82k | €113k | €109k | €116k | ▲ 6.1% |
| Operating profit (loss)9901 | €65k | €61k | €40k | €92k | €114k | ▲ 24.7% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | €141 | €160 | €173 | €163 | €220 | ▲ 35.0% |
| Recurring financial charges65 | €141 | €160 | €173 | €163 | €220 | ▲ 35.0% |
| Profit (loss) for the period before taxes9903 | €65k | €61k | €40k | €92k | €114k | ▲ 24.6% |
| Income taxes67/77 | €14k | €13k | €9k | €19k | €25k | ▲ 29.8% |
| Profit (loss) for the period9904 | €51k | €47k | €31k | €72k | €89k | ▲ 23.3% |
| Profit (loss) for the period to be appropriated9905 | €51k | €47k | €31k | €72k | €89k | ▲ 23.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €173k | €209k | €147k | €176k | €111k | ▼ 36.8% |
| Fixed assets21/28 | €3k | €2k | €2k | €557 | €8k | ▲ 1,356% |
| Tangible fixed assets22/27 | €3k | €2k | €2k | €557 | €8k | ▲ 1,356% |
| Plant, machinery and equipment23 | €3k | €2k | €2k | €557 | €8k | ▲ 1,356% |
| Current assets29/58 | €171k | €207k | €145k | €176k | €103k | ▼ 41.3% |
| Amounts receivable within one year40/41 | €14k | €8k | €20k | €14k | - | - |
| Trade receivables40 | €14k | €8k | €14k | €14k | - | - |
| Other amounts receivable41 | - | €316 | €5k | - | - | - |
| Cash at bank and in hand54/58 | €156k | €199k | €125k | €161k | €103k | ▼ 36.2% |
| Deferred charges and accrued income490/1 | €508 | €496 | €422 | €429 | €444 | ▲ 3.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €173k | €209k | €147k | €176k | €111k | ▼ 36.8% |
| Equity10/15 | €139k | €86k | €99k | €154k | €19k | ▼ 87.9% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €126k | €74k | €87k | €141k | €6k | ▼ 95.6% |
| Distributable reserves133 | €126k | €74k | €87k | €141k | €6k | ▼ 95.6% |
| Amounts payable17/49 | €34k | €123k | €48k | €23k | €93k | ▲ 311% |
| Amounts payable within one year42/48 | €34k | €123k | €48k | €23k | €93k | ▲ 311% |
| Trade debts44 | €1k | €2k | - | €2k | €1k | ▼ 39.5% |
| Suppliers440/4 | €1k | €2k | - | €2k | €1k | ▼ 39.5% |
| Taxes, remuneration and social security45 | €3k | €2k | €9k | €3k | €418 | ▼ 85.3% |
| Taxes450/3 | €3k | €2k | €3k | €3k | €418 | ▼ 85.3% |
| Remuneration and social security454/9 | - | - | €6k | - | - | - |
| Other amounts payable47/48 | €30k | €119k | €38k | €18k | €91k | ▲ 406% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51k | €47k | €31k | €72k | €89k | ▲ 23.3% |
| + Depreciation and write-downs630 | €500 | €1k | €2k | €1k | €1k | ▲ 18.9% |
| Operating cash flow (approximation) | €52k | €48k | €32k | €73k | €90k | ▲ 23.2% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €0 | €-9k | - |
| Change in cash | - | €42k | €-74k | €36k | €-58k | ▼ 262% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €89k ▲23.3%
Operating result €114k, net result €89k, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 7.78
Current ratio from 3.05 to 7.78; short-term debt falls from €48k to €23k.
31-12
Financial
Equity above €150kEq €154k ▲55.1%
6 profitable years in a row build equity to €154k.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €139k ▲58.5%
3 profitable years in a row build equity to €139k.
19-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2019
Ground area
1,914 m²
Building footprint
128 m²
Volume, LiDAR
409 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AyDesignIT
since 20192.290.208.701
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037A0205/00M002 | Flanders | 1,533 m² | 1 · 50 m² | 10.6 m · 2 fl. |
| 11037A0454/00E000 | Flanders | 381 m² | 1 · 78 m² | 3.2 m |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 12,707 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63920Other information service activities
73200Market research and public opinion polling
82990Other business support services
Contact
Website
www.aydesignit.com
E-mail
youssef.arfaoui@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.