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AyDesignIT

Active
Private limited companyfounded 20197 yrs activeLage Vosbergstraat 14, 2840 Rumst, BelgiumKBO/BCE: BE 0727.798.027
Summary

AyDesignIT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €89k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency42▼-58
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 7.78 in 2024; short-term debt: 83.3% and cash: 92.3% of total assets), and 83.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.7%
Return on assets
80%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17090 sector peers (2025).
NBB · sector comparison
Position among 17090 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
72 d early
2024
56 d early
2023
56 d early
2022
53 d early
2021
29 d early
2020
42 d early
2019
45 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AyDesignIT was incorporated on 5 June 2019 as a Private limited company.1 Total assets rose from EUR 46,374 in 2019 to EUR 111,274 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€19k▼ 87.9%
2024 · €154k
Total assets
€111k▼ 36.8%
2024 · €176k
Net result
€89k▲ 23.3%
2024 · €72k
Working capital
€10k▼ 93.1%
2024 · €153k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€65k▼ 0.1%€61k▼ 6.7%€40k▼ 34.0%€92k▲ 128%€114k▲ 24.7%
Net result€51k=€47k▼ 7.5%€31k▼ 35.4%€72k▲ 136%€89k▲ 23.3%
Equity€139k▲ 58.5%€86k▼ 38.0%€99k▲ 15.0%€154k▲ 55.1%€19k▼ 87.9%
Total assets€173k▲ 46.4%€209k▲ 20.7%€147k▼ 29.8%€176k▲ 20.1%€111k▼ 36.8%
Debt€34k▲ 11.9%€123k▲ 257%€48k▼ 61.3%€23k▼ 52.6%€93k▲ 311%
Working capital€136k▲ 55.6%€85k▼ 37.9%€97k▲ 15.2%€153k▲ 57.1%€10k▼ 93.1%
Staff (FTE)0.8
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €65k€65kNet result 2021: €51k€51kOperating result 2022: €61k€61kNet result 2022: €47k€47kOperating result 2023: €40k€40kNet result 2023: €31k€31kOperating result 2024: €92k€92kNet result 2024: €72k€72kOperating result 2025: €114k€114kNet result 2025: €89k€89k20212022202320242025€0€50k€100kOperating result 2023: €40k€40kNet result 2023: €31k€31kOperating result 2024: €92k€92kNet result 2024: €72k€72kOperating result 2025: €114k€114kNet result 2025: €89k€89k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets €8k ▲ 1,356%
Current assets €103k ▼ 41.3%
Equity and liabilities €111k
Equity €19k ▼ 87.9%
Debt €93k ▲ 311%
Debt's share of the balance-sheet total rises from 12.8% to 83.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€116k▲
2024 · €93k
Cash flow
€90k▲
2024 · €73k
Current ratio
1.11▼
2024 · 7.78
Debt to equity
4.98▲
2024 · 0.15
ROE
478.5%▲
2024 · 47.0%
ROA
80.0%▲
2024 · 41.0%
Interest coverage
525.03▼
2024 · 568.82
Debt ≤ 1 year
€93k▲
2024 · €23k
Income taxes
€25k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€176k€111k▼
Fixed assets21/28€557€8k▲
Tangible fixed assets22/27€557€8k▲
Plant, machinery and equipment23€557€8k▲
Current assets29/58€176k€103k▼
Amounts receivable within one year40/41€14k-
Trade receivables40€14k-
Cash at bank and in hand54/58€161k€103k▼
Deferred charges and accrued income490/1€429€444▲
Equity and liabilities
Total equity and liabilities10/49€176k€111k▼
Equity10/15€154k€19k▼
Contributions10/11€12k€12k=
Reserves13€141k€6k▼
Distributable reserves133€141k€6k▼
Amounts payable17/49€23k€93k▲
Amounts payable within one year42/48€23k€93k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€418▼
Taxes450/3€3k€418▼
Other amounts payable47/48€18k€91k▲
Income statement Code20242025
Remuneration, social security and pensions62€16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€907€330▼
Gross operating margin9900€109k€116k▲
Operating profit (loss)9901€92k€114k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€163€220▲
Recurring financial charges65€163€220▲
Profit (loss) for the period before taxes9903€92k€114k▲
Income taxes67/77€19k€25k▲
Profit (loss) for the period9904€72k€89k▲
Profit (loss) for the period to be appropriated9905€72k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€89k▲
Transfer from equity791/2-€224k
Transfer to equity691/2€55k€89k▲
To other reserves6921€55k€89k▲
Profit to be distributed694/7€18k€224k▲
Return on contributions (dividend)694€18k€224k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62--€48k€16k--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€500€1k€2k€1k€1k▲ 18.9%
Other operating charges640/8€20k€20k€23k€907€330▼ 63.6%
Gross operating margin9900€85k€82k€113k€109k€116k▲ 6.1%
Operating profit (loss)9901€65k€61k€40k€92k€114k▲ 24.7%
Financial income75/76B----€0-
Recurring financial income75----€0-
Financial charges65/66B€141€160€173€163€220▲ 35.0%
Recurring financial charges65€141€160€173€163€220▲ 35.0%
Profit (loss) for the period before taxes9903€65k€61k€40k€92k€114k▲ 24.6%
Income taxes67/77€14k€13k€9k€19k€25k▲ 29.8%
Profit (loss) for the period9904€51k€47k€31k€72k€89k▲ 23.3%
Profit (loss) for the period to be appropriated9905€51k€47k€31k€72k€89k▲ 23.3%
Line20212022202320242025Change
Assets
Total assets20/58€173k€209k€147k€176k€111k▼ 36.8%
Fixed assets21/28€3k€2k€2k€557€8k▲ 1,356%
Tangible fixed assets22/27€3k€2k€2k€557€8k▲ 1,356%
Plant, machinery and equipment23€3k€2k€2k€557€8k▲ 1,356%
Current assets29/58€171k€207k€145k€176k€103k▼ 41.3%
Amounts receivable within one year40/41€14k€8k€20k€14k--
Trade receivables40€14k€8k€14k€14k--
Other amounts receivable41-€316€5k---
Cash at bank and in hand54/58€156k€199k€125k€161k€103k▼ 36.2%
Deferred charges and accrued income490/1€508€496€422€429€444▲ 3.5%
Equity and liabilities
Total equity and liabilities10/49€173k€209k€147k€176k€111k▼ 36.8%
Equity10/15€139k€86k€99k€154k€19k▼ 87.9%
Contributions10/11€12k€12k€12k€12k€12k=
Reserves13€126k€74k€87k€141k€6k▼ 95.6%
Distributable reserves133€126k€74k€87k€141k€6k▼ 95.6%
Amounts payable17/49€34k€123k€48k€23k€93k▲ 311%
Amounts payable within one year42/48€34k€123k€48k€23k€93k▲ 311%
Trade debts44€1k€2k-€2k€1k▼ 39.5%
Suppliers440/4€1k€2k-€2k€1k▼ 39.5%
Taxes, remuneration and social security45€3k€2k€9k€3k€418▼ 85.3%
Taxes450/3€3k€2k€3k€3k€418▼ 85.3%
Remuneration and social security454/9--€6k---
Other amounts payable47/48€30k€119k€38k€18k€91k▲ 406%
Line20212022202320242025Change
Profit (loss) for the period9904€51k€47k€31k€72k€89k▲ 23.3%
+ Depreciation and write-downs630€500€1k€2k€1k€1k▲ 18.9%
Operating cash flow (approximation)€52k€48k€32k€73k€90k▲ 23.2%
Investment in fixed assets (approximation)-€0€-2k€0€-9k-
Change in cash-€42k€-74k€36k€-58k▼ 262%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2019net €89k ▲23.3%
Operating result €114k, net result €89k, both a record.
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity triplescurrent ratio 7.78
Current ratio from 3.05 to 7.78; short-term debt falls from €48k to €23k.
31-12
Financial Equity above €150kEq €154k ▲55.1%
6 profitable years in a row build equity to €154k.
05-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
02-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100kEq €139k ▲58.5%
3 profitable years in a row build equity to €139k.
19-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,914 m²
Building footprint
128 m²
Volume, LiDAR
409 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AyDesignIT
Lage Vosbergstraat 14c, 2840 RumstIT consultancy
since 20192.290.208.701
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11037A0205/00M002 Flanders 1,533 m² 1 · 50 m² 10.6 m · 2 fl.
11037A0454/00E000 Flanders 381 m² 1 · 78 m² 3.2 m
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 12,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63920Other information service activities
73200Market research and public opinion polling
82990Other business support services
Contact
E-mail youssef.arfaoui@gmail.com

Scores and ratios are computed by Checked and are not a credit decision.