Equity
€18,606 from €153,583 in 2024
Equity fell by 88% in 1 year.
AyDesignIT
Lifetime
7 annual accounts with figures on one time axispeak €115,952 (2025)
€115,952▲ 6.1%
peak €89,022 (2025)
€89,022▲ 23.3%
peak €153,583 (2024)
€18,606▼ 87.9%
€92,668▲ 311%
Board1 name since 2019
-
Documentsfilings and deeds
20-05-202672 days before the deadline
2025micro format
Dividend €224,000Equity from €153,583 to €18,606Debts from €22,566 to €92,668Investments €8,799Cash from €161,103 to €102,716
Key points
from the 2025 annual accountsDebts
€92,668 83% of the balance sheet
Suppliers 1%Taxes and wages 0%Other 98%
Investments
€8,799 7.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 1356.4% higher than in 2024.
Liquidity
1.11 was 7.78 in 2024
Short-term debts rose from €22,566 to €92,668.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 29 to 72 days before the end of the period.
Position in the sector
€89,022
Higher net result than 90% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Checked score
92
Excellent
Financially stronger than 36% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Equity €18,606 (16.7% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.11, cash €102,716
Size: total assets €111,274
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 20% of them on solvency, 36% on liquidity, 82% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as AyDesignIT has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AyDesignIT itself is lower: < 0.1% within 12 months. It rests on far more data about AyDesignIT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for AyDesignIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.11 (7.78 in 2024), below the usual 1.5. Short-term debt is 83.3% and cash 92.3% of total assets. 83.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
72 days early
2024
56 days early
2023
56 days early
2022
53 days early
2021
29 days early
2020
42 days early
2019
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- ARFAOUI Youssef all the sharesdeed of 07-06-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0727798027
Registered office moved from Hoboken to Rumst
New registered office: Lage Vosbergstraat 14c, 2840 Rumst · Previous registered office: Robert Schumanlaan 29, 2660 Hoboken · General meeting of 30-08-2023 · Gazette deed
Registered office moved from Antwerp to Hoboken
New registered office: Robert Schumanlaan 29 bus 7.2 2660 Hoboken · Previous registered office: Greinstraat 48 bus 1 2060 Antwerpen · General meeting of 01-03-2020 · Gazette deed
First establishment
Lage Vosbergstraat 14c, Rumst
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AyDesignIT Rumst | €111,274 | €115,952 | 16.7% | - |
| HADDOCK CONSULTING & ADVISORY Mechelen | €105,926 | €115,303 | 4.8% | - |
| 4365 SOLUTIONS Antwerp | €103,233 | €115,886 | 82.5% | - |
| HADRO Antwerp | €108,383 | €108,506 | 17.2% | - |
| HTT Consulting Duffel | €107,226 | €107,393 | 75.2% | - |
| TIGER CONSULT Antwerp | €106,168 | €107,167 | 2.1% | - |
| Solid Software Solutions Boom | €98,436 | €113,501 | 1.0% | - |
These companies have the same main activity as AyDesignIT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €98,400 and €108,000, founded in 2019.
Official details
Source: KBO- Status
- Active since 05-06-2019Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Joint committee
- 100Auxiliary committee for blue-collar workers · annual accounts 2023
- Establishment unit
- 2.290.208.7012840 Rumst, since 18-06-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 26-10-2024
Annual accounts 2025
- ≈ €180,000estimated
- €111,274▼ 36.8%
- Filing
- Filed on 20-05-2026, 72 days before the end of the filing period
Insights on AyDesignIT
AyDesignIT files the micro format. That format states no turnover. The gross margin rose from €38,883 in 2019 to €115,952 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AyDesignIT
- What is the company number of AyDesignIT?
- The company number of AyDesignIT is 0727.798.027. The VAT number is the same number with BE in front: BE 0727.798.027.
- Where is AyDesignIT based?
- The registered office is at Lage Vosbergstraat 14, 2840 Rumst.Company details
- What does AyDesignIT do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of AyDesignIT?
- AyDesignIT is a private limited company (BV).
- When was AyDesignIT founded?
- AyDesignIT was founded on 05-06-2019.
- Is AyDesignIT still active?
- Yes, AyDesignIT is an active enterprise in the KBO register.
- How many employees does AyDesignIT have?
- AyDesignIT had an average of 0.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does AyDesignIT fall under?
- In its 2023 annual accounts, AyDesignIT states joint committee 100 (Auxiliary committee for blue-collar workers).
- What is the turnover of AyDesignIT?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €115,952 and 42 comparable companies (NACE 62200). It probably lies between €160,000 and €220,000.
- Is AyDesignIT profitable?
- In financial year 2025, AyDesignIT made a profit of €89,022.
- Where can I find the annual accounts of AyDesignIT?
- AyDesignIT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AyDesignIT due?
- AyDesignIT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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