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Habitude

Active
Public limited companyfounded 198937 yrs activeKoninginnelaan(E) 105, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0436.809.014
Summary

Habitude has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96,434 and a net result of €238,809. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 13% of 857 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
HabitudeActiveChecked score 61/100
Risk analysis ReportCompare

Overview

What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
#9 company by total assets in Maasmechelen, Construction sector1 site
How big
€1.6mtotal assets 2025
Staff
14.8 FTE
Equity
€96,434
Profit
€238,809
Financially healthy?
61 Healthy Checked score 2025
Bankruptcy chance 12 m
0.4%
Who decides
Parent
HABITUDE HOLDING · 100%
Accounts 8 d early0 of 8 deeds read
Why 61- Higher-failure-rate sector- Weak solvency vs sector+ Long track record+ Lower-risk legal form+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
61 / 100
Healthy
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+6
Solvency31▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.1 in 2024; short-term debt: 82.5% and cash: 16.8% of total assets), and 94% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6%
Return on assets
15%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 857 sector peers (2025).
NBB · sector comparison
Position among 857 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
29 d late
2023
34 d early
2022
25 d late
2021
17 d early
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Caution: Among the weakest 14% on solvencysector median 32.6% · 857 companies 6.0% View
  • Caution: Equity fell in 2025from €177,625 to €96,434 ▼ 45.7% View
  • Positive: 8 profitable years in a rowprofit 2025: €238,809 8 years View
  • Controlled by HABITUDE HOLDING 100% View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Profit
€238,809
Solvency
6.0%
Total assets▼ 16.3%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 23-07-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 27-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General construction of residential buildingsNACE 41001
Founded
16-02-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check

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