Skip to content

HABITAT CONFORT

Active
Limited partnershipfounded 2012active for 14 yearsCheneux 2, 4987 Stoumont, BelgiumKBO/BCE: BE 0849.744.546
Summary

HABITAT CONFORT has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €105,925 and a net result of €9,103. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 95% of 9,836 sector peers (NACE 41, financial year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-10-2012 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.215.667.367 4987 Stoumont, since 20-10-2012
Financial year end
31 December
Peppol
Reachable since 28-10-2025

Board and ownership

Board
Shareholders
  • Jimmy DEMANYact of 05-11-2025
  • Jordan DEMANYact of 05-11-2025
  • Jean-Marie DEMANYact of 05-11-2025

Financial position

58 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2024
Turnover
€138,149
Profit
€9,103
Equity
€105,925
Total assets
€113,792
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingSize: turnover €138,149, total assets €113,792lowers riskLiquidity: current ratio 10.09, cash €35,138Founded in 2012Equity €105,925 (93.1% of total assets)Show the evidence

Checked score

Score 2024
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 83% of micro companies in construction of buildings (NACE 41)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2020
Strong
Solvency 100=
equity 93.1% of total assets
Liquidity 89-1
short-term debt 6.9% · cash 30.9%
Profitability 84+11
return on assets 8.0%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: 1.6%highest value 01-2025: 1.6%● unchanged vs 12-2024highest value 02-2025: 1.6%● unchanged vs 01-2025highest value 03-2025: 1.6%● unchanged vs 02-2025highest value 04-2025: 1.6%● unchanged vs 03-2025highest value 05-2025: 1.6%● unchanged vs 04-2025highest value 06-2025: 1.6%● unchanged vs 05-2025highest value 07-2025: 0.3%▼ -1.3 percentage points vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.2 percentage points vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 10.09 (8.49 in 2020), above the usual 1.5. Short-term debt is 6.9% and cash 30.9% of total assets. 6.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 90% on liquidity and 68% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 10.09, cash €35,138
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: turnover €138,149, total assets €113,792
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €105,925 (93.1% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 8 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-05-2025, 65 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not filed
2024
65 days early
2020
89 days late
2019
94 days late
2018
92 days late
2017
59 days late
2016
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 41 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in construction of buildingssector median 42.3% · 9,836 companies 93.1% View

Recent changes

  1. · Gazette deed Transfer of 50 sharesPartner: Jimmy DEMANY (limited partner) · Partner: Jordan DEMANY (limited partner) · Partner: Jean-Marie DEMANY (general partner)
  2. · Gazette deed Appointment: Jean-Marie Demany (manager)Partner: Jean-Marie Demany (general partner) · Partner: Jimmy Demany (limited partner) · Capital €1,000, 100 shares
  3. · Gazette deed Registered office moved to StoumontNew seat: Cheneux2, 4987 Stoumont
All 15 events

Comparable companies

These companies have the same main activity as HABITAT CONFORT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €110,000 and €118,000, founded between 2011 and 2013.

CompanyTotal assetsGross margin
HABITAT CONFORT Stoumont€113,792€27,019
JxD Liège€111,284€27,542
C.d.B. CONSTRUCT Herve€117,953€24,705
VOLDERS TOITURES Grâce-Hollogne€117,395€23,005
LAP CONSTRUCT Sint-Agatha-Berchem€114,011€26,407
Goossens Koen Puurs-Sint-Amands€110,802€28,508
BURHAN CONSTRUCTION Schaarbeek€110,473€29,118
Full comparison

Key facts about HABITAT CONFORT

What is the company number of HABITAT CONFORT?
The company number of HABITAT CONFORT is 0849.744.546. The VAT number is the same number with BE in front: BE 0849.744.546.
Where is HABITAT CONFORT based?
The registered office is at Cheneux 2, 4987 Stoumont.Company details
What does HABITAT CONFORT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of HABITAT CONFORT?
The legal form of HABITAT CONFORT is Limited partnership (Comm.V).
When was HABITAT CONFORT founded?
HABITAT CONFORT was founded on 19-10-2012.
Is HABITAT CONFORT still active?
Yes, HABITAT CONFORT is an active enterprise in the KBO register.
What is the turnover of HABITAT CONFORT?
The turnover of HABITAT CONFORT was €138,149 in financial year 2024, according to the filed annual accounts.Financials
Is HABITAT CONFORT profitable?
In financial year 2024, HABITAT CONFORT made a profit of €9,103.
Where can I find the annual accounts of HABITAT CONFORT?
HABITAT CONFORT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.