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Generated 09-08-2026
Active BE 0821.960.578Private limited company

HABAY.COM

Rue Haut-Bois 1 ·4670 Blégny, Belgium· 16 yrs active
Sector: NACE 66191 (66191)
Conclusion Checked

HABAY.COM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 16 yrs
Locations 2
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 30-09-2025 2025-00516952
31-12-2023 volledig 26-08-2024 2024-00375070
31-12-2022 volledig 31-07-2023 2023-00296325
31-12-2021 micro 30-08-2022 2022-20416778
31-12-2020 micro 31-08-2021 2021-64100503
31-12-2019 volledig 01-07-2020 2020-25300229
31-12-2018 micro 01-07-2019 2019-28700582
31-12-2017 micro 02-07-2018 2018-28500150
31-12-2016 micro 30-06-2017 2017-25400345
31-12-2015 volledig 28-07-2016 2016-36600043
Legal Structure
NACE primary 66191
Legal form Private limited company(610)
Incorporation05-01-2010
StatusActive
Postal code4670
Establishment units 2 locations
Rue du Collège(VIS) 42, 4600 Visé
Agenten en makelaars in bankdiensten
since 20102.183.772.579
Bois de Mauhin(NEU) 2, 4608 Dalhem
Verstrekken van verbruikskrediet
since 20142.224.497.337
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63055B0296/00E000 Wallonia 2,226 m² 1 · 163 m² 7.7 m · 2 fl.
62108C0012/00W000 Wallonia 169 m² 1 · 97 m² 9.4 m · 3 fl.
Methodology
via establishment units: 2
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
05-03-2025
State Gazette act Director changes
2024
26-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
31-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
30-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
01-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
01-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
02-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
28-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
05-03-2025 Martinussen Julie appointed as director Director changes
  • Martinussen Julie, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Martinussen Julie",
        "address": "Rue Haut-Bois 1 \u00E0 4670 Blegny",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-01-01",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire des actionnaires a d\u00E9cid\u00E9 \u00E0 l\u0027unanimit\u00E9 la nomination en tant qu\u0027administrateur de la SRL Habay Finances (BE 0739.923.720), repr\u00E9sent\u00E9e par Madame Martinussen Julie",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-03-05",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-01-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0821.960.578",
    "name_full": "RIBUNAL DE L\u0027ENTREPRISE DE LIEGA",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Habay S\u00E9bastien",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
    "PV d\u0027AGE du 1er janvier 2025"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR HABAY.COM
Registered office
Rue Haut-Bois 1
4670 Blégny, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative