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HABACHA

Active
Private limited companyfounded 2020active for 5 yearsQuai des Salines(TOU) 18, 7500 Tournai, BelgiumKBO/BCE: BE 0757.947.508
Summary

The computed 12-month bankruptcy probability of HABACHA is 2.7% (moderate). The 2025 annual accounts show negative equity (-€35,573) and a net result of -€13,036. Equity has been shrinking by about 66% per year since 2021. Its solvency ranks better than 5% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 10-11-2020 Normal situation
Activity
Full-service restaurants NACE 56111
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2025
Establishment unit
2.309.482.896 7500 Tournai, since 17-11-2020
Financial year end
31 December
Peppol
Reachable since 13-12-2025

Board and ownership

Board
  • MAC EACHRAN MELANIEDirector
  • MOUFLIH SALAHEDDINEDirector

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Gross margin
€24,194
▼ 46.1%
Turnover
≈ €260,000
estimated
Loss
€13,036
▲ 36.0%
Equity
-€35,573
▼ 57.8%
Total assets
€14,428
▼ 19.8%
Staff
1.3 FTE
▼ 23.5%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 28 days after the deadline
Filed on 28-08-2026
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Negative equity -€35,573lowers riskSize: total assets €14,428Liquidity: current ratio 0.12, cash €5,722Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -246.6% of total assets
Liquidity 50+25
short-term debt 346.6% · cash 39.7%
Profitability 0=
return on assets -90.4%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 4.9%highest value 01-2025: 3.5%▼ -1.4 percentage points vs 12-2024 02-2025: 3.5%● unchanged vs 01-2025 03-2025: 3.6%▲ +0.1 percentage points vs 02-2025 04-2025: 3.6%● unchanged vs 03-2025 05-2025: 3.7%▲ +0.1 percentage points vs 04-2025 06-2025: 3.8%▲ +0.1 percentage points vs 05-2025 07-2025: 4.0%▲ +0.2 percentage points vs 06-2025 08-2025: 4.5%▲ +0.5 percentage points vs 07-2025 09-2025: 3.3%▼ -1.2 percentage points vs 08-2025 10-2025: 3.2%▼ -0.1 percentage points vs 09-2025 11-2025: 3.1%▼ -0.1 percentage points vs 10-2025 12-2025: 3.0%▼ -0.1 percentage points vs 11-2025 01-2026: 3.0%● unchanged vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 2.9%▼ -0.1 percentage points vs 02-2026 04-2026: 3.0%▲ +0.1 percentage points vs 03-2026 05-2026: 3.0%● unchanged vs 04-2026 06-2026: 3.0%● unchanged vs 05-2026 07-2026: 3.2%▲ +0.2 percentage points vs 06-2026 08-2026: 3.9%▲ +0.7 percentage points vs 07-2026 09-2026: 2.7%▼ -1.2 percentage points vs 08-2026lowest value 10-2026: 2.7%● unchanged vs 09-2026 11-2026: 2.7%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.12 (0.09 in 2024), below 1. Short-term debt is 346.6% and cash 39.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 46% on liquidity, 8% on profitability and 13% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Size: total assets €14,428
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.12, cash €5,722
NBB · annual accounts
raises risk · Negative equity -€35,573
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€35,573
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
28 days late
2024
7 days late
2023
9 days late
2022
17 days early
2021
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 1 day before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€35,573 View
  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€13,036 View
  • Caution: Lower solvency than 94% of companies in food and beverage servicesector median 29.6% · 16,961 companies -246.6% View

Comparable companies

These companies have the same main activity as HABACHA: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €12,600 and €17,600, founded between 2019 and 2021.

CompanyTotal assetsGross margin
HABACHA Tournai€14,428€24,194
FUFFY Elsene€13,987€20,855
Mila & James. Beernem€14,640€20,066
Sibz Leuven€12,552€21,983
LANZA Bornem€17,173€24,476
FRAGOLA & CO Saint-Ghislain€14,178€23,708
IMANE'S FOOD HOUSE Liège€17,607€21,290
Full comparison

Key facts about HABACHA

What is the company number of HABACHA?
The company number of HABACHA is 0757.947.508. The VAT number is the same number with BE in front: BE 0757.947.508.
Where is HABACHA based?
The registered office is at Quai des Salines(TOU) 18, 7500 Tournai.Company details
What does HABACHA do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of HABACHA?
The legal form of HABACHA is Private limited company (BV).
When was HABACHA founded?
HABACHA was founded on 10-11-2020.
Is HABACHA still active?
Yes, HABACHA is an active enterprise in the KBO register.
How many employees does HABACHA have?
HABACHA had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does HABACHA fall under?
In its 2025 annual accounts, HABACHA states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of HABACHA?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €24,194 and 93 comparable companies (NACE 56111). It probably lies between €130,000 and €530,000. It is a rough estimate.
Is HABACHA profitable?
In financial year 2025, HABACHA made a loss of €13,036.
Where can I find the annual accounts of HABACHA?
HABACHA filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HABACHA due?
HABACHA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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