HAARJUWEEL
ActiveHAARJUWEEL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €7k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 4604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+15
Solvency36▲+4
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.14 in 2024; short-term debt: 75.6% and cash: 3.1% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
3.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
60 d late
2023
85 d late
2022
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 39.9%
2024 · €17k
2022: €18k
2023: €13k
2024: €17k
2022 → 2025
Total assets
€220k▼ 5.0%
2024 · €231k
2022: €82k
2023: €240k
2024: €231k
2022 → 2025
Net result
€7k▲ 53.0%
2024 · €4k
2022: €17k
2023: €-6k
2024: €4k
2022 → 2025
Working capital
€-136k▲ 12.5%
2024 · €-155k
2022: €8k
2023: €-154k
2024: €-155k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€18k-€13k▼ 32.4%€17k▲ 35.3%€24k▲ 39.9%
Operating result€17k-€-5k€7k€16k▲ 141%
Net result€17k-€-6k€4k€7k▲ 53.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 141% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets
€189k▼ 8.4%
Current assets
€30k▲ 24.4%
Equity and liabilities €220k
Equity
€24k▲ 39.9%
Debt
€196k▼ 8.5%
The debt ratio falls from 92.7% to 89.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €7k
Cash flow
€24k▲
2024 · €5k
Solvency
10.8%▲
2024 · 7.3%
Current ratio
0.18▲
2024 · 0.14
Quick ratio
0.06▲
2024 · 0.06
Debt / equity
8.27▼
2024 · 12.65
ROE
28.5%▲
2024 · 26.1%
ROA
3.1%▲
2024 · 1.9%
Interest coverage
6.31▲
2024 · 4.36
Debt
€196k▼
2024 · €214k
Debt ≤ 1 year
€166k▼
2024 · €179k
Debt > 1 year
€30k▼
2024 · €35k
Income taxes
€4k▲
2024 · €1k
Staff costs
€58k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€231k€220k▼
Fixed assets21/28€207k€189k▼
Tangible fixed assets22/27€207k€189k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€2k€615▼
Other tangible fixed assets26€197k€183k▼
Current assets29/58€24k€30k▲
Stocks and contracts in progress3€14k€20k▲
Stocks30/36€14k€20k▲
Amounts receivable within one year40/41€7k€495▼
Trade receivables40€7k€415▼
Other amounts receivable41-€80
Cash at bank and in hand54/58€3k€7k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€231k€220k▼
Equity10/15€17k€24k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€14k€21k▲
Amounts payable17/49€214k€196k▼
Amounts payable after more than one year17€35k€30k▼
Financial debts170/4€35k€30k▼
Amounts payable within one year42/48€179k€166k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€16k€9k▼
Suppliers440/4€16k€9k▼
Taxes, remuneration and social security45€17k€29k▲
Taxes450/3€11k€20k▲
Remuneration and social security454/9€6k€9k▲
Other amounts payable47/48€142k€123k▼
Income statement
Code20242025
Remuneration, social security and pensions62€64k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€815€17k▲
Other operating charges640/8€868€735▼
Gross operating margin9900€72k€92k▲
Operating profit (loss)9901€7k€16k▲
Financial income75/76B€941€0▼
Recurring financial income75€941€0▼
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€6k€11k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€4k€7k▲
Profit (loss) for the period to be appropriated9905€4k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€21k▲
Profit (loss) brought forward from the previous period14P€10k€14k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
31-12
Financial
Weakest financial yearnet €-6k ▼136%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoorbroekstraat 823806 Sint-TruidenGround area
3,840 m²
Building footprint
401 m²
Parcel 71058A0208/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
HAARJUWEEL
since 20212.321.196.835
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71058A0208/00N000 | Flanders | 3,840 m² | 1 · 401 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HAIR TO TOE
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2021
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47120Other non-specialised retail sale
47750Retail sale of cosmetics and toilet articles
47789Other retail sale of new goods
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.