GOSSIP
ActiveGOSSIP has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €10k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+38
Solvency73▲+20
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.02 in 2024; short-term debt: 52.1% and cash: 44.5% of total assets), and 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.9%
Return on assets
19.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
28 d early
2023
23 d early
2022
21 d early
2021
20 d early
2020
16 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 51.6%
2024 · €16k
2018: €20k
2019: €11k
2020: €-493
2021: €6k
2022: €21k
2023: €23k
2024: €16k
2018 → 2025
Total assets
€50k▼ 10.0%
2024 · €55k
2018: €162k
2019: €159k
2020: €115k
2021: €109k
2022: €102k
2023: €74k
2024: €55k
2018 → 2025
Net result
€10k
2024 · €-6k
2018: €-16k
2019: €-7k
2020: €-10k
2021: €8k
2022: €16k
2023: €4k
2024: €-6k
2018 → 2025
Working capital
€10k▲ 1,045%
2024 · €912
2018: €-5k
2019: €-18k
2020: €-20k
2021: €-19k
2022: €-6k
2023: €-551
2024: €912
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€21k▲ 227%€23k▲ 12.9%€16k▼ 33.0%€24k▲ 51.6%
Operating result€16k-€20k▲ 27.5%€10k▼ 49.2%€-3k€14k
Net result€8k-€16k▲ 89.4%€4k▼ 72.8%€-6k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€13k▼ 15.9%
Current assets
€36k▼ 7.6%
Equity and liabilities €50k
Equity
€24k▲ 51.6%
Debt
€26k▼ 34.4%
The debt ratio falls from 71.6% to 52.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €27k
Cash flow
€16k▼
2024 · €24k
Solvency
47.9%▲
2024 · 28.4%
Current ratio
1.40▲
2024 · 1.02
Quick ratio
1.09▲
2024 · 0.74
Debt / equity
1.09▼
2024 · 2.52
ROE
41.3%▲
2024 · -38.2%
ROA
19.8%▲
2024 · -10.9%
Interest coverage
44.36▲
2024 · 23.12
Debt
€26k▼
2024 · €39k
Debt ≤ 1 year
€26k▼
2024 · €38k
Income taxes
€4k▲
2024 · €2k
Staff costs
€41k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€50k▼
Fixed assets21/28€16k€13k▼
Tangible fixed assets22/27€16k€13k▼
Plant, machinery and equipment23€16k€13k▼
Current assets29/58€39k€36k▼
Stocks and contracts in progress3€11k€8k▼
Stocks30/36€11k€8k▼
Amounts receivable within one year40/41€4k€6k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€24k€22k▼
Equity and liabilities
Total equity and liabilities10/49€55k€50k▼
Equity10/15€16k€24k▲
Contributions10/11€19k€19k=
Reserves13€2k€5k▲
Distributable reserves133€2k€5k▲
Profit (loss) carried forward14€-5k-
Amounts payable17/49€39k€26k▼
Amounts payable within one year42/48€38k€26k▼
Current portion of amounts payable after more than one year42€12k-
Trade debts44€10k€10k▲
Suppliers440/4€10k€10k▲
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€11k€10k▼
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€1k€1k=
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Non-recurring operating income76A€0€0▼
Remuneration, social security and pensions62€41k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€6k▼
Other operating charges640/8€286€288▲
Gross operating margin9900€68k€61k▼
Operating profit (loss)9901€-3k€14k▲
Financial charges65/66B€1k€458▼
Recurring financial charges65€1k€458▼
Non-recurring financial charges66B€0€0▲
Profit (loss) for the period before taxes9903€-4k€13k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€-6k€10k▲
Profit (loss) for the period to be appropriated9905€-6k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€5k▲
Profit (loss) brought forward from the previous period14P-€-5k
Transfer from equity791/2€3k-
Transfer to equity691/2-€3k
To other reserves6921-€3k
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €16k ▲89.4%
Operating result €20k, net result €16k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogeweg 22800 MechelenGround area
431 m²
Building footprint
80 m²
Volume, LiDAR
567 m³
Parcel 12404G0478/00C003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hogeweg 2, 2800 Mechelen
since 20022.095.506.440
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404G0478/00C003 | Flanders | 431 m² | 1 · 80 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2001
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.