JG SERVICE
ActiveJG SERVICE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €13k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-6
Solvency77▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 2.72 in 2024; short-term debt: 40% and cash: 39% of total assets), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
4.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d early
2023
6 d late
2022
1 d early
2021
1 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€138k▲ 9.7%
2024 · €125k
2019: €87k
2020: €78k
2021: €70k
2022: €82k
2023: €106k
2024: €125k
2019 → 2025
Total assets
€263k▲ 33.0%
2024 · €198k
2019: €200k
2020: €147k
2021: €128k
2022: €138k
2023: €216k
2024: €198k
2019 → 2025
Net result
€13k▼ 35.5%
2024 · €20k
2019: €-1k
2020: €-9k
2021: €-8k
2022: €12k
2023: €24k
2024: €20k
2019 → 2025
Working capital
€37k▼ 51.9%
2024 · €77k
2019: €61k
2020: €54k
2021: €49k
2022: €54k
2023: €47k
2024: €77k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€82k▲ 17.7%€106k▲ 28.8%€125k▲ 18.2%€138k▲ 9.7%
Operating result€-8k-€23k€37k▲ 62.5%€31k▼ 16.5%€23k▼ 26.3%
Net result€-8k-€12k€24k▲ 91.7%€20k▼ 15.0%€13k▼ 35.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263k
Fixed assets
€121k▲ 58.9%
Current assets
€142k▲ 16.9%
Equity and liabilities €263k
Equity
€138k▲ 9.7%
Debt
€126k▲ 73.3%
The debt ratio rises from 36.7% to 47.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▼
2024 · €59k
Cash flow
€39k▼
2024 · €49k
Solvency
52.2%▼
2024 · 63.3%
Current ratio
1.35▼
2024 · 2.72
Quick ratio
1.33▼
2024 · 2.26
Debt / equity
0.91▲
2024 · 0.58
ROE
9.4%▼
2024 · 16.1%
ROA
4.9%▼
2024 · 10.2%
Interest coverage
9.73▼
2024 · 21.58
Debt
€126k▲
2024 · €73k
Debt ≤ 1 year
€105k▲
2024 · €45k
Debt > 1 year
€20k▼
2024 · €28k
Income taxes
€6k▼
2024 · €9k
Staff costs
€133k▲
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€198k€263k▲
Fixed assets21/28€76k€121k▲
Tangible fixed assets22/27€76k€121k▲
Land and buildings22€8k€6k▼
Plant, machinery and equipment23€18k€10k▼
Furniture and vehicles24€11k€76k▲
Leasing and similar rights25€39k€28k▼
Current assets29/58€122k€142k▲
Stocks and contracts in progress3€20k€3k▼
Stocks30/36€3k€3k▼
Contracts in progress37€17k-
Amounts receivable within one year40/41€35k€31k▼
Trade receivables40€17k€10k▼
Other amounts receivable41€18k€21k▲
Cash at bank and in hand54/58€62k€103k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€198k€263k▲
Equity10/15€125k€138k▲
Contributions10/11€19k€19k=
Reserves13€107k€119k▲
Distributable reserves133€107k€119k▲
Amounts payable17/49€73k€126k▲
Amounts payable after more than one year17€28k€20k▼
Financial debts170/4€28k€20k▼
Amounts payable within one year42/48€45k€105k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€14k€82k▲
Suppliers440/4€14k€82k▲
Taxes, remuneration and social security45€21k€16k▼
Taxes450/3€10k€7k▼
Remuneration and social security454/9€12k€9k▼
Other amounts payable47/48€560€560=
Income statement
Code20242025
Non-recurring operating income76A-€24k
Remuneration, social security and pensions62€120k€133k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€26k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€183k€186k▲
Operating profit (loss)9901€31k€23k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€29k€19k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€20k€13k▼
Profit (loss) for the period to be appropriated9905€20k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€13k▼
Transfer to equity691/2€19k€12k▼
To other reserves6921€19k€12k▼
Profit to be distributed694/7€800€800=
Return on contributions (dividend)694€800€800=
Social balance
Average headcount (FTE)90872.22.3▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 6 days late
2023
30-06
Financial
Highest result since 2019net €24k ▲91.7%
Operating result €37k, net result €24k, both a record.
30-06
Financial
Equity above €100kEq €106k ▲28.8%
2 profitable years in a row build equity to €106k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Centrumstraat 223660 OudsbergenGround area
440 m²
Building footprint
116 m²
Volume, LiDAR
666 m³
Parcel 71047A1033/00K000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JG SERVICE
since 20102.188.878.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71047A1033/00K000 | Flanders | 440 m² | 1 · 115 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 41,392 EUR awarded · 41,392 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,096 EUR | 7,096 EUR |
| 2024 | 2 | 9,335 EUR | 9,335 EUR |
| 2023 | 1 | 11,171 EUR | 11,171 EUR |
| 2022 | 1 | 13,790 EUR | 13,790 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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EG RENO
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Timmer- en Schrijnwerken Delaere Ronny
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Dentergem · Eq €137k
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Assenede · Eq €138k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,665 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2010
Fiscal year end30-06
Activities, NACEBEL
25530Machining of metals
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.