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HA. SI.

Active
Private limited companyfounded 2009active for 16 yearsRue de Liège 9, 6180 Courcelles, BelgiumKBO/BCE: BE 0821.781.327
Summary

HA. SI. has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155,015 and a net result of €54,805. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 30% of 5,049 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-12-2009 Normal situation
Registered office
10 active companies are registered at this address Source: KBO register, as of 5 November 2026.
Activity
Other retail sale of food NACE 47279and 1 other
Joint committees
119 Food trade
201 Independent retail · annual accounts 30-06-2025
Establishment unit
2.185.379.316 6001 Charleroi, since 24-12-2009
Financial year end
30 June
Peppol
Reachable since 30-10-2025

Board and ownership

Board
  • BM GESTDirector · permanent representative SITA Bruno
Shareholders
  • Bruno SITAannual accounts 2017
  • Carmelo SITAannual accounts 2017
  • Pasquale SITAannual accounts 2017
and 1 other shareholder

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Gross margin
€597,272
▼ 25.3%
Turnover
≈ €2.6m
estimated
Profit
€54,805
▼ 62.1%
Equity
€155,015
▲ 54.7%
Total assets
€822,686
▲ 32.6%
Employees on 30-06-2025
13
▲ 18.2%
Score breakdownraises riskSector: Retail trade (NACE 47)Equity €155,015 (18.8% of total assets)lowers riskFounded in 2009Liquidity: current ratio 0.93, cash €290,080Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 44+3
equity 18.8% of total assets
Liquidity 55+15
short-term debt 73.2% · cash 35.3%
Profitability 77-21
return on assets 6.7%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,698 companies, NACE 47, small)
Last 24 months 12-2024: 2.4% 01-2025: 3.3%▲ +0.9 percentage points vs 12-2024highest value 02-2025: 0.9%▼ -2.4 percentage points vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.8%▼ -0.1 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.7%▼ -0.1 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.8%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%▼ -0.6 percentage points vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.93 (0.69 in 2024), below 1. Short-term debt is 73.2% and cash 35.3% of total assets. 81.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 34% of them on solvency, 72% on liquidity, 72% on profitability and 91% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.93, cash €290,080
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €155,015 (18.8% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18192021222425
2018 to 2025 · latest year €155,015
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
1 day early
2022
29 days late
2021
60 days late
2020
3 days late
2019
10 days late
2018
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €144,737 to €54,805 ▼ 62.1% View
  • Positive: 7 profitable years in a rowprofit 2025: €54,805 7 years View

Recent changes

  1. · Gazette deed 4 directors appointed, 1 manager resigningResignation: SITA Bruno (manager) · Appointments: SANCA PROJET, Si.Gi.Ra and 2 others · Permanent representatives: Carmelo Giovanni SITA, Pasquale Domenico SITA and 2 others
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as HA. SI.: other retail sale of food (NACE 47279). They are comparable in size and age: total assets between €544,000 and €1.3m, founded between 2007 and 2012.

CompanyTotal assetsGross margin
HA. SI. Courcelles€0.8m€0.6m
COBOCADO Lokeren€0.9m€0.5m
DW FOODS Knokke-Heist€0.6m€0.8m
TARGET STORE Lasne€1.3m€0.6m
LEDIS Leopoldsburg€1.1m€0.7m
LE BON SHOP EUPEN Waimes€0.5m€0.4m
SUPERETTE JO-AN Pepingen€0.7m€0.4m
Full comparison

Key facts about HA. SI.

What is the company number of HA. SI.?
The company number of HA. SI. is 0821.781.327. The VAT number is the same number with BE in front: BE 0821.781.327.
Where is HA. SI. based?
The registered office is at Rue de Liège 9, 6180 Courcelles.Company details
What does HA. SI. do?
According to the KBO register, the main activity is other retail sale of food (NACE 47279).
What is the legal form of HA. SI.?
HA. SI. is a private limited company (BV).
When was HA. SI. founded?
HA. SI. was founded on 24-12-2009.
Is HA. SI. still active?
Yes, HA. SI. is an active enterprise in the KBO register.
How many employees does HA. SI. have?
HA. SI. had an average of 10.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does HA. SI. fall under?
In its 30-06-2025 annual accounts, HA. SI. states joint committees 119 (Food trade) and 201 (Independent retail).
What is the turnover of HA. SI.?
The turnover in financial year 2025 is ≈ €2.6m. This figure is estimated from the gross margin of €597,272 and 49 comparable companies (NACE 472). It probably lies between €1.7m and €4.1m.
Is HA. SI. profitable?
In financial year 2025, HA. SI. made a profit of €54,805.
Where can I find the annual accounts of HA. SI.?
HA. SI. filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HA. SI. due?
HA. SI. must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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