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COBOCADO

Active
Private limited companyfounded 2010active for 16 yearsEverslaarstraat 193, 9160 Lokeren, BelgiumKBO/BCE: BE 0830.003.858
Summary

COBOCADO has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166,962 and a net result of €206,833. Equity is growing by about 6.1% per year across the filed financial years. Its solvency ranks better than 31% of 12,404 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Other retail sale of food NACE 47279
3 sites
Size
€835,030total assets 2025
Staff
19 FTE
Equity
€166,962
Profit
€206,833
Turnover not published (abbreviated format)
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Parent
TRIPLE INVEST · 100%
Accounts 22 days early0 of 5 deeds read
Why 68raises riskFigures for financial year 2025 (filed 09-10-2025)Sector: Retail trade (NACE 47)Size: 19 FTE, total assets €835,030lowers riskFounded in 2010Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 60% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Strong
Solvency 45+5
equity 20.0% of total assets
Liquidity 42-5
short-term debt 50.2% · cash 13.7%
Profitability 100+7
return on assets 24.8%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,695 companies, NACE 47, small)
Last 24 months 11-2024: 0.6% 12-2024: 0.7%▲ +0.1 percentage points vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.9%▲ +0.2 percentage points vs 09-2025 11-2025: 0.5%▼ -0.4 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 1.0%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.05, compared with 1.01 in 2024, below the usual 1.5; short-term debt: 50.2% and cash: 13.7% of total assets), and 80% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 35% on solvency, 48% on liquidity, 97% on profitability and 61% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2025 (filed 09-10-2025)
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: 19 FTE, total assets €835,030
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 09-10-2025, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
1 day early
2023
109 days early
2022
10 days late
2021
159 days early
2020
26 days late
2019
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 9 October (4 of the last 5 filed years within 87 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end13-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2019 to 2025net €206,833 ▲7.1%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Staff rose in 2025from 7.7 FTE to 19 FTE ▲ 147% View
  • Positive: Among the best 12% on net resultsector median €28,321 · 12,392 companies €206,833 View
  • Controlled by TRIPLE INVEST 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €206,833 7 years View

By topic

Financials

Financial year
2025
Total assets
€835,030
Profit
€206,833
Solvency
20.0%
Total assets▼ 17.8%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2013
Next accounts
by 31-10-2026
  1. 14-07-2023Annual accounts filed
  2. 31-03-2023Equity above €150,000
  3. 10-11-2022Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
01-10-2010
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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