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Complete company report
Generated 26-07-2026
Active BE 0802.766.753Private limited company

HA-CONSULT

Olmenweg 59 ·3970 Leopoldsburg, Belgium· 3 yrs active
Sector: Financial services (64210)
Conclusion Checked

HA-CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €199k and a net result of €76k. Its solvency ranks better than 76% of 3135 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €199k
Net result €76k
Better than sector 76%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency100Growth52Stability94
69 / 100

Strong profile, led by profitability.

Health 0
Profitability 100
Solvency 100
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100k€150kOperating result 2023: €158k€158kNet result 2023: €123k€123kOperating result 2024: €98k€98kNet result 2024: €76k€76k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 75.7% 52.4%
better than 76% of 3135 sector peers
Net result €76k €32k
better than 76% of 3131 sector peers
Equity €199k €75k
better than 77% of 3136 sector peers
Gross operating margin €100k €52k
better than 73% of 3128 sector peers
Total assets €263k €192k
better than 60% of 3137 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€76k
-38.0% far above sector median
Total assets
€263k
+36.0% -27% vs sector
Equity
€199k
+59.7% -17% vs sector
Income taxes
€21k
-40.1% far above sector median
Dividends
€2k
- +92% vs sector
Debt
€64k
-6.9% +165% vs sector
Debt ≤ 1y
€64k
-6.9% +165% vs sector
Solvency
75.7%
+17.4% -13% vs sector
ROE
38.2%
-61.2% far above sector median
ROA
28.9%
-54.4% far above sector median
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€76k
Cash flown/a
Staff costs-
Income taxes€21k
Dividends€2k
Total assets€263k
Equity€199k
Debt€64k
of which ≤ 1y€64k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency75.7%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA28.9%
ROE38.2%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€263k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€261k
Amounts receivable within one year 40/41€106k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€263k
Equity 10/15€199k
Contributions / capital 10/11€2k
Reserves 13€197k
Amounts payable 17/49€64k
Amounts payable within one year 42/48€64k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€100k
Operating result 9901€98k
Financial charges 65€816
Result before taxes 9903€97k
Income taxes 67/77€21k
Net result for the period 9904€76k
Result to be appropriated 9905€76k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation15-06-2023
StatusActive
Postal code3970
Establishment units 1 location
HA-CONSULT
Olmenweg 59, 3970 LeopoldsburgManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20232.346.332.802
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71034A2522/00A000 Flanders 1,217 m² 1 · 211 m² 8.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
19-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
18-12-2023
State Gazette act Minor change
Fiscal year change
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
18-12-2023 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: Fiscal year change
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-18",
    "filing_date": "2023-12-14",
    "act_kind_objet": ""
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2023-12-08",
    "unanimous": null
  },
  "agm_change": {
    "new_schedule": "derde vrijdag van de maand juni 2024 om achttien uur (18.00 uur)",
    "old_schedule": "derde vrijdag van de maand juni 2025 om achttien uur (18.00 uur)",
    "effective_from_year": 2024,
    "rule_changes_summary": null
  },
  "detected_kind": "fiscal_year_change",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0802.766.753",
    "name_full": "HA-CONSULT",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": {
    "new_end_mm_dd": "31-12",
    "old_end_mm_dd": "31-12",
    "new_start_mm_dd": "01-01",
    "old_start_mm_dd": "01-01",
    "first_full_new_year": 2024,
    "transition_period_end": "2024-12-31"
  },
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL HA-CONSULT
Registered office
Olmenweg 59
3970 Leopoldsburg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative