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H-VB

Active
Private limited company·Goederenvervoer over de weg· 5 yrs active
Sleihagestraat(ONK) 121 ·8840 Staden, Belgium
BE 0767.455.981
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of H-VB is 8.2% (elevated). The 2023 annual accounts show negative equity (€-40k) and a net result of €-19k. Equity is shrinking by ~113.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 1764 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
8.2% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-19k+36.5%
Working capital€27k+101.7%

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 25-09-2024 with the NBB · fiscal year 2023 · micro
€-30k€-20k€-10k€0€10kOperating result 2021: €5k€5kNet result 2021: €3k€3kOperating result 2022: €-23k€-23kNet result 2022: €-29k€-29kOperating result 2023: €-16k€-16kNet result 2023: €-19k€-19k202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~113.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-150k€-100k€-50k€02024: €-64k (€-67k - €-60k)2025: €-87k (€-91k - €-84k)2026: €-111k (€-114k - €-108k)2021: €8k2022: €-21k2023: €-40k202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -102.4% 28.3%
better than 5% of 1764 sector peers
Net result €-19k €4k
better than 8% of 1744 sector peers
Equity €-40k €16k
better than 5% of 1775 sector peers
Gross operating margin €5k €25k
better than 24% of 1732 sector peers
Staff costs €193 €35k
higher than 5% of 779 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€13k
-19.3% -58% vs sector
Net profit
€-19k
+36.5% far below sector median
Cash flow
€8k
-47.1% -78% vs sector
Total assets
€39k
-78.8% -85% vs sector
Equity
€-40k
-88.2% far below sector median
Working capital
€27k
+101.7% -84% vs sector
Staff costs
€193
- -100% vs sector
Income taxes
€7
-99.1% -98% vs sector
Debt
€78k
-61.5% +76% vs sector
Debt ≤ 1y
€7k
-90.3% -85% vs sector
Debt > 1y
€72k
-46.9% -63% vs sector
Current ratio
5.13
+328.2% -13% vs sector
Quick ratio
5.13
+328.2% -12% vs sector
Solvency
-102.4%
-786.7% far below sector median
Debt / equity
-1.98
+79.5% far below sector median
ROE
46.9%
-66.2% far above sector median
ROA
-48.0%
-199.4% far below sector median
Interest coverage
2.26
-80.4% -77% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA-
Net profit€-19k
Cash flow-
Staff costs€193
Income taxes€7
Dividends-
Total assets€39k
Equity€-40k
Debt€78k
of which ≤ 1y€7k
of which > 1y€72k
Working capital€27k
Employees (FTE)-
Ratios (computed)
2023
Current ratio5.13
Quick ratio5.13
Working capital ratio70.5%
Solvency-102.4%
Debt / equity-1.98
Long-term debt ratio-1.81
Interest coverage-
Gross margin-
Net margin-
ROA-48.0%
ROE46.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€39k
Fixed assets 21/28€5k
Financial fixed assets 28€5k
Current assets 29/58€34k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€30k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€39k
Equity 10/15€-40k
Contributions / capital 10/11€5k
Reserves 13€3k
Accumulated profits (losses) 14€-48k
Amounts payable 17/49€78k
Amounts payable after one year 17€72k
Amounts payable within one year 42/48€7k
Income statement
Gross operating margin 9900€5k
Operating result 9901€-16k
Financial income 75€24
Financial charges 65€2k
Result before taxes 9903€-19k
Income taxes 67/77€7
Net result for the period 9904€-19k
Result to be appropriated 9905€-19k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
55 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Former directors (1)
  • Van Bruyssel Manu
    Director
    State Gazette act 21113759 (23-09-2021)
    Former
    01-08-2021 → 04-12-2025
    2 events
    • 04-12-2025 Resigned· Manager
    • 01-08-2021 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

indexing
No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Goederenvervoer over de weg(49410)
Legal form Private limited company(610)
Incorporation23-04-2021
StatusActive
Postal code8840

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
H-VB
Sleihagestraat(ONK) 121, 8840 StadenGoederenvervoer over de weg
since 20212.317.191.527
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area389 m²
Buildings1
Building footprint134 m²
Volume (LiDAR)779 m³
Tallest building7.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36014A0207/00H000 Flanders 389 m² 1 · 134 m² 7.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health55Profitability100Solvency67Growth32Stability94
70 / 100

Strong profile, led by profitability.

Health 55
Profitability 100
Solvency 67
Growth 32
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Verhuisbedrijven49420Verhuisactiviteiten49420Diensten in verband met vervoer te land52210Diensten in verband met vervoer te land52210Overige posterijen en koeriers53200Overige posterijen en koeriers53200
Primary activity highlighted.
Names & trade names
Legal nameNL H-VB
Registered office
Sleihagestraat(ONK) 121
8840 Staden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.