NYAMAR
ActiveThe computed 12-month bankruptcy probability of NYAMAR is 9.4% (elevated). The 2024 annual accounts show negative equity (€-12k) and a net result of €-6k. Its solvency ranks better than 9% of 6714 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
7
/ 100
Critical▼ -73 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability100=
Solvency33▼-54
Growth32
Stability94
Bankruptcy probability, 12 months
9.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 1.43 in 2022), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-28%
Return on assets
-13.7%
Age of the figures
20 mo
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
2224
2022 to 2024 · latest year -€12k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2022
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-12k
2022 · €17k
2022: €17k
2022 → 2024
Total assets
€41k▲ 75.8%
2022 · €24k
2022: €24k
2022 → 2024
Net result
€-6k
2022 · €15k
2022: €15k
2022 → 2024
Working capital
€-45k
2022 · €3k
2022: €3k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222024Trend
Equity€17k-€-12k
Operating result€15k-€-4k
Net result€15k-€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €15k in 2022.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €41k
Fixed assets
€33k▲ 136%
Current assets
€8k▼ 11.7%
Key figures and ratios
EBITDA
€-88
Cash flow
€-2k
Solvency
-28.0%▼
2022 · 71.7%
Current ratio
0.16▼
2022 · 1.43
Quick ratio
0.16▼
2022 · 1.43
Debt / equity
-4.57▼
2022 · 0.40
ROE
48.9%▼
2022 · 89.5%
ROA
-13.7%▼
2022 · 64.2%
Interest coverage
-0.06
Debt
€53k▲
2022 · €7k
Debt ≤ 1 year
€53k▲
2022 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€24k€41k▲
Fixed assets21/28€14k€33k▲
Tangible fixed assets22/27-€19k
Furniture and vehicles24-€19k
Financial fixed assets28€14k€14k=
Current assets29/58€10k€8k▼
Amounts receivable within one year40/41€7k€7k▼
Trade receivables40€3k€3k▲
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€24k€41k▲
Equity10/15€17k€-12k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-3k€-32k▼
Amounts payable17/49€7k€53k▲
Amounts payable within one year42/48€7k€53k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€63-
Taxes450/3€63-
Other amounts payable47/48€4k€49k▲
Income statement
Code20222024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€1k€6k▲
Gross operating margin9900€16k€6k▼
Operating profit (loss)9901€15k€-4k▼
Financial charges65/66B€101€2k▲
Recurring financial charges65€101€2k▲
Profit (loss) for the period before taxes9903€15k€-6k▼
Profit (loss) for the period9904€15k€-6k▼
Profit (loss) for the period to be appropriated9905€15k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-32k▼
Profit (loss) brought forward from the previous period14P€-18k€-26k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2025
Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbeeksestraat 1541020 BrusselGround area
200 m²
Building footprint
95 m²
Volume, LiDAR
1,047 m³
Parcel 21815D0214/00P005, Brussels · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NYAMAR
since 20202.310.010.953
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0214/00P005 | Brussels | 200 m² | 1 · 95 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Toffy Trans
BE 0652.748.830
Berlaar · Eq €17k
KL-TRANS BELGIUM
BE 0749.656.679
Torhout · Eq €17k
IZK DISTRI
BE 0750.876.109
Namur · Eq €17k
S-TVR
BE 0797.293.478
Antwerpen · Eq €17k
CS TRANSPORT
BE 0798.903.579
Asse · Eq €17k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,086. 4,621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2020
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.