Skip to content

H.U.B. INVEST

Active
Private limited companyfounded 2023active for 3 yearsPlace de la Halle 17A, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0804.185.923
Summary

The computed 12-month bankruptcy probability of H.U.B. INVEST is 1.8% (moderate). The 2025 annual accounts show equity of €14,297 and a net result of €9,258. Equity has been growing by about 21% per year since 2023. Its solvency ranks better than 42% of 1,597 sector peers (NACE 55, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-07-2023 Normal situation
Activity
Holiday cottages, homes and apartments NACE 55203
Establishment unit
2.348.189.262 4890 Thimister-Clermont, since 20-07-2023
Financial year end
31 December
Peppol
Reachable since 01-03-2026

Board and ownership

Board

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€20,117
▲ 11.7%
Turnover
≈ €100,000
estimated
Profit
€9,258
Equity
€14,297
▲ 184%
Total assets
€133,914
▲ 0.2%
Filed on 30-06-2026, 31 days before the deadline
Score breakdownraises riskFounded in 2023Size: total assets €133,914Equity €14,297 (10.7% of total assets)lowers riskFigures for financial year 2025 (filed on 30-06-2026)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 64% of micro companies in accommodation (NACE 55)
Financial strength · tick: 2024
Average
Solvency 36+7
equity 10.7% of total assets
Liquidity 59+4
short-term debt 10.8% · cash 7.8%
Profitability 60+18
return on assets 6.9%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,521 companies, NACE 55, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 2.0%▲ +0.1 percentage points vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.2%▲ +0.2 percentage points vs 03-2025 05-2025: 2.2%● unchanged vs 04-2025 06-2025: 2.1%▼ -0.1 percentage points vs 05-2025 07-2025: 2.3%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 2.3%● unchanged vs 07-2025 09-2025: 2.3%● unchanged vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.1%▼ -0.2 percentage points vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.0%▼ -0.1 percentage points vs 03-2026 05-2026: 2.1%▲ +0.1 percentage points vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 1.7%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: 1.7%● unchanged vs 07-2026lowest value 09-2026: 1.7%● unchanged vs 08-2026lowest value 10-2026: 1.8%▲ +0.1 percentage points vs 09-2026 11-2026: 1.8%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.73 (0.47 in 2024), below 1. Short-term debt is 10.8% and cash 7.8% of total assets. 89.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 39% of them on solvency, 75% on liquidity, 47% on profitability and 96% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €133,914
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €14,297 (10.7% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
31 days early
2024
2 days early
2023
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 11 days before the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: HUBINLaurent (administrateurnonstatutaire) · Permanent representative: HUBINLaurent
All 6 events

Comparable companies

These companies have the same main activity as H.U.B. INVEST: holiday cottages, homes and apartments (NACE 55203). They are comparable in size and age: total assets between €91,600 and €181,000, founded between 2021 and 2024.

CompanyTotal assetsGross margin
H.U.B. INVEST Thimister-Clermont€133,914€20,117
CMPNM Hamoir€119,964€13,150
SOVAGE Gembloux€180,836€21,006
Maison Monique Brugge€112,376€13,451
DEKLOR Namur€91,625€17,497
Gisèle Diksmuide€145,651€34,855
Alfrala Durbuy€166,882€26,824
Full comparison

Key facts about H.U.B. INVEST

What is the company number of H.U.B. INVEST?
The company number of H.U.B. INVEST is 0804.185.923. The VAT number is the same number with BE in front: BE 0804.185.923.
Where is H.U.B. INVEST based?
The registered office is at Place de la Halle 17A, 4890 Thimister-Clermont.Company details
What does H.U.B. INVEST do?
According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of H.U.B. INVEST?
The legal form of H.U.B. INVEST is Private limited company (BV).
When was H.U.B. INVEST founded?
H.U.B. INVEST was founded on 20-07-2023.
Is H.U.B. INVEST still active?
Yes, H.U.B. INVEST is an active enterprise in the KBO register.
What is the turnover of H.U.B. INVEST?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €20,117 and 31 comparable companies (NACE 55). It probably lies between €59,000 and €170,000. It is a rough estimate.Financials
Is H.U.B. INVEST profitable?
In financial year 2025, H.U.B. INVEST made a profit of €9,258.
Where can I find the annual accounts of H.U.B. INVEST?
H.U.B. INVEST filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of H.U.B. INVEST due?
H.U.B. INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.