Gisèle

Active

Private limited companyfounded 2023active for 3 yearsIjzerdijk(DA) 12, 8600 Diksmuide, BelgiumKBO/BCE: BE 0800.330.865

Summary

The computed 12-month bankruptcy probability of Gisèle is 2.2% (moderate). The 2026 annual accounts show negative equity (-€18,055) and a net result of -€4,655. Equity is shrinking by about 91% per year across the filed financial years. Its solvency ranks better than 24% of 31 sector peers (NACE 55, financial year 2026). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

GisèleActiveChecked score 53/100

Risk analysis Report Compare

Activity

Holiday cottages, homes and apartments

NACE 55203

2 sites

Size

€145,651total assets 2026

Equity: -€18,055
Loss: -€4,655

Turnover not published (micro format)

Financial health

53 Fair Checked score 2026

Bankruptcy probabilitywithin 12 months: 2.2%

Structure

2026 accounts 18 days early1 of 2 deeds summarised

Why 53raises risk1 change of registered office in 24 monthsFounded in 2023lowers riskFigures for financial year 2026 (filed 13-10-2026)Liquidity: current ratio 0.73, cash €35,784Show the evidence

Checked score

Score 2026

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 42% of its sector peers (NACE 55, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Average

Solvency 13-3

equity -12.4% of total assets

Liquidity 65+2

short-term debt 35.0% · cash 24.6%

Profitability 65+37

return on assets -3.2%

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,515 companies, NACE 55, micro)

Last 24 months 11-2024: 1.2%lowest value 12-2024: 1.3%▲ +0.1 percentage points vs 11-2024 01-2025: 1.2%▼ -0.1 percentage points vs 12-2024 02-2025: 1.3%▲ +0.1 percentage points vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 2.6%▲ +1.3 percentage points vs 06-2025 08-2025: 3.2%▲ +0.6 percentage points vs 07-2025 09-2025: 3.1%▼ -0.1 percentage points vs 08-2025 10-2025: 3.2%▲ +0.1 percentage points vs 09-2025 11-2025: 2.9%▼ -0.3 percentage points vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 2.9%● unchanged vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 3.4%▲ +0.5 percentage points vs 06-2026 08-2026: 3.8%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 3.7%▼ -0.1 percentage points vs 08-2026 10-2026: 2.2%▼ -1.5 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.73, compared with 0.77 in 2025, below 1; short-term debt: 35% and cash: 24.6% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 20% on solvency, 80% on liquidity, 51% on profitability and 16% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

1 change of registered office in 24 months

Belgian Official Gazette

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2026 (filed 13-10-2026)

NBB · annual accounts

Liquidity: current ratio 0.73, cash €35,784

NBB · annual accounts

Negative equity

The 2026 annual accounts show negative equity and a net loss.

NBB · annual accounts 2026

Equity per financial year

242526

2024 to 2026 · latest year -€18,055

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 13-10-2026, 18 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2026

18 days early

2025

10 days early

2024

119 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 49 days before the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 13 October (3 of the last 3 filed years within 101 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

13-10-2026 Annual accounts filedfinancial year 2026 · micro…
21-10-2025 Annual accounts filedfinancial year 2025 · micro…
04-06-2025 Registered officeRegistered-office move

Key points

Risk: Negative equityfinancial year 2026: debts exceed assets -€18,055 View
Caution: 2 loss-making years in a rowloss financial year 2026 -€4,655 View
Total assets 20263 financial years filed €145,651 View

By topic

Financials

Financial year: 2026
Total assets: €145,651
Loss: -€4,655
Solvency: -12.4%

Total assets▼ 2.5%

Net result

20242026

Go to Financials

Timeline

Events: 5
Since: 2024
Next accounts: by 31-10-2027

31-03-2025Weakest financial year
04-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Holiday cottages, homes and apartmentsNACE 55203
Founded: 03-04-2023
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Gisèle

What is the company number of Gisèle?: 0800.330.865. In Belgium the VAT number is the company number with BE in front: BE 0800.330.865.
Where is Gisèle based?: The registered office is at Ijzerdijk(DA) 12, 8600 Diksmuide.Company details
What does Gisèle do?: According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of Gisèle?: Private limited company (BV).
When was Gisèle founded?: On 03-04-2023.
Is Gisèle still active?: Yes, Gisèle is an active enterprise in the KBO register.
What is the turnover of Gisèle?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Gisèle profitable?: In financial year 2026, Gisèle made a loss of €4,655.
Where can I find the annual accounts of Gisèle?: Gisèle filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Gisèle due?: By 31-10-2027, for financial year 2027.Timeline