Skip to content

H.M TECHNIEK

Active
Private limited companyfounded 2023active for 3 yearsWilderoosstraat 64, 9000 Gent, BelgiumKBO/BCE: BE 0805.792.955
Summary

The computed 12-month bankruptcy probability of H.M TECHNIEK is 18.3% (high). The 2024 annual accounts show negative equity (-€26,641) and a net result of -€26,641. Its solvency ranks better than 7% of 6,612 sector peers (NACE 49, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 13-09-2023 Normal situation
Activity
Freight transport by road NACE 49410and 4 others
Establishment unit
2.350.259.520 since 13-09-2023
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

12 Critical Checked score 2024
Bankruptcy probabilitywithin 12 months
18.3%
Annual accounts 2024
Gross margin
-€20,064
Loss
€26,641
Equity
-€26,641
Total assets
€46,307
  • Negative equity on 31-12-2024
  • 2024 accounts filed 173 days after the deadline
Turnover not published (micro format)
Filed on 20-01-2026
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 173 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthsFounded in 2023Sector: Land transport and transport via pipelines (NACE 49)Show the evidence

Checked score

Score 2024
12 / 100
Critical
Probability in this band: over 15.0%
Financially stronger than 6% of micro companies in land transport (NACE 49)
Financial strength
Weak
Solvency 0
equity -57.5% of total assets
Liquidity 6
short-term debt 157.5% · cash 4.7%
Profitability 0
return on assets -57.5%
Bankruptcy probability within 12 months
18.3% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,099 companies, NACE 49, micro)
Last 24 months 12-2024: 3.8%lowest value 01-2025: 4.2%▲ +0.4 percentage points vs 12-2024 02-2025: 4.2%● unchanged vs 01-2025 03-2025: 4.6%▲ +0.4 percentage points vs 02-2025 04-2025: 5.0%▲ +0.4 percentage points vs 03-2025 05-2025: 5.0%● unchanged vs 04-2025 06-2025: 4.8%▼ -0.2 percentage points vs 05-2025 07-2025: 4.8%● unchanged vs 06-2025 08-2025: 5.1%▲ +0.3 percentage points vs 07-2025 09-2025: 5.3%▲ +0.2 percentage points vs 08-2025 10-2025: 8.2%▲ +2.9 percentage points vs 09-2025 11-2025: 8.2%● unchanged vs 10-2025 12-2025: 8.2%● unchanged vs 11-2025 01-2026: 8.2%● unchanged vs 12-2025 02-2026: 15.9%▲ +7.7 percentage points vs 01-2026 03-2026: 15.6%▼ -0.3 percentage points vs 02-2026 04-2026: 17.4%▲ +1.8 percentage points vs 03-2026 05-2026: 17.7%▲ +0.3 percentage points vs 04-2026 06-2026: 17.6%▼ -0.1 percentage points vs 05-2026 07-2026: 17.4%▼ -0.2 percentage points vs 06-2026 08-2026: 17.5%▲ +0.1 percentage points vs 07-2026 09-2026: 17.5%● unchanged vs 08-2026 10-2026: 18.3%▲ +0.8 percentage points vs 09-2026highest value 11-2026: 18.3%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.27, below 1. Short-term debt is 157.5% and cash 4.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 5% of them on solvency, 7% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 173 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
raises risk · 2024 accounts filed 173 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-01-2026, 173 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filing
Deviation from the deadline
2024
173 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its 2024 accounts 173 days after the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Financials

Financials · financial year 2024, micro format

2024 annual accounts filed 173 days after the deadline Filed on 20 January 2026, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2026-00011762.

Annual accounts 2024 filed on 20-01-2026 PDF

Equity
-€26,641
Total assets
€46,307
Net result
-€26,641
Working capital
-€53,014

Turnover and EBIT margin are not published. The micro format does not require them.

Balance-sheet composition
Assets €46,307
Fixed assets €26,373
Current assets €19,934
Equity and liabilities
Equity-€26,641
Debt€72,948
Equity is negative. Debt (€72,948) exceeds the balance-sheet total (€46,307).
Key figures and ratios
2024 value
EBITDA
-€20,210
Cash flow
-€20,376
Solvency
-57.5%
Current ratio
0.27
Quick ratio
0.05
ROA
-57.5%
Interest coverage
-121.85
Debt
€72,948
Debt ≤ 1 year
€72,948
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

Investments

fixed assets acquired
Item2024
Tangible fixed assets€31,550
Intangible fixed assets€1,089
Depreciation and write-downs of the year€6,265

Source: notes to the 2024 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as H.M TECHNIEK: freight transport by road (NACE 49410). They are comparable in size and age: total assets between €38,600 and €55,300, founded between 2023 and 2024.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
H.M TECHNIEK Gent2023€46,307-€26,641-€20,064--€26,6412024
KAYTRANS Dendermonde2023€48,769-€2,870-€1,470--€3,1982025
A.M.I.GROUP Temse2023€40,199-€599-€19,126--€28,5872025
Gs logistics Halle2023€45,116€20,243€113--€9,7042025
TRANS AP Fleurus2023€40,935-€1,834-€1,039--€8,2742025
M.H.Z.R Anderlecht2023€38,557-€5,804-€2,464--€6,7202024
A-Z Cars Vlaanderen Ardooie2024€55,336-€2,038€557€157,594-€3,0382024

They were chosen from the 7,773 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 7,639 companies had the same profile as H.M TECHNIEK has now. Two years later, 8.8% had gone bankrupt and 84.9% were still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.8% went bankrupt
5.6% stopped otherwise
84.9% was still going

Another 0.7% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of H.M TECHNIEK itself is higher: 18.3% within 12 months. It rests on far more data about H.M TECHNIEK than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,639 companies, not a prediction for H.M TECHNIEK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 30 lines

Source: Annual accounts 2024 (PDF), filed on 20-01-2026.

Balance sheet Code2024
Assets
Total assets20/58€46,307
Fixed assets21/28€26,373
Tangible fixed assets22/27€26,373
Furniture and vehicles24€26,373
Current assets29/58€19,934
Stocks and contracts in progress3€16,356
Stocks30/36€16,356
Cash at bank and in hand54/58€2,179
Deferred charges and accrued income490/1€1,399
Equity and liabilities
Total equity and liabilities10/49€46,307
Equity10/15-€26,641
Profit (loss) carried forward14-€26,641
Amounts payable17/49€72,948
Amounts payable within one year42/48€72,948
Trade debts44€23,449
Suppliers440/4€23,449
Taxes, remuneration and social security45€706
Taxes450/3€706
Other amounts payable47/48€48,794
Income statement Code2024
Non-recurring operating income76A€231
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,265
Other operating charges640/8€146
Gross operating margin9900-€20,064
Operating profit (loss)9901-€26,475
Financial charges65/66B€166
Recurring financial charges65€166
Profit (loss) for the period before taxes9903-€26,641
Profit (loss) for the period9904-€26,641
Profit (loss) for the period to be appropriated9905-€26,641
Appropriation of the result
Profit (loss) to be appropriated9906-€26,641

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line2024
Non-recurring operating income76A€231
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,265
Other operating charges640/8€146
Gross operating margin9900-€20,064
Operating profit (loss)9901-€26,475
Financial charges65/66B€166
Recurring financial charges65€166
Profit (loss) for the period before taxes9903-€26,641
Profit (loss) for the period9904-€26,641
Profit (loss) for the period to be appropriated9905-€26,641
Line2024
Assets
Total assets20/58€46,307
Fixed assets21/28€26,373
Tangible fixed assets22/27€26,373
Furniture and vehicles24€26,373
Current assets29/58€19,934
Stocks and contracts in progress3€16,356
Stocks30/36€16,356
Cash at bank and in hand54/58€2,179
Deferred charges and accrued income490/1€1,399
Equity and liabilities
Total equity and liabilities10/49€46,307
Equity10/15-€26,641
Profit (loss) carried forward14-€26,641
Amounts payable17/49€72,948
Amounts payable within one year42/48€72,948
Trade debts44€23,449
Suppliers440/4€23,449
Taxes, remuneration and social security45€706
Taxes450/3€706
Other amounts payable47/48€48,794
Line2024
Profit (loss) for the period9904-€26,641
+ Depreciation and write-downs630€6,265
Operating cash flow (approximation)-€20,376

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2024 micro format 20-01-2026 2026-00011762 PDF

Board & ownership

Directors

Directors
1 director, no change since 2023
AAJOU Hamza
Director · appointed in the act of 15-09-2023 · term without a fixed end · listed in the 2024 annual accounts, filed on 20-01-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 15-09-2023

Owners and capital

Shareholders

Stated in the act act of 10-09-2025 ↗
At incorporation act of 15-09-2023 ↗

Capital transactions

Capital over time
  1. 15-09-2023 Incorporation · €1,000 · 100 shares

Network & group

H.M TECHNIEK shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of H.M TECHNIEK. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
20-01
NBB filing Annual accounts 2024 filedPDF
micro format · 173 days late
2025
10-09
Gazette deed Registered office moved from Asse to Gent
Shareholding3 points ▸
  • General meeting, 01-07-2025
  • AAJOU HAMZA holds 100 shares
  • Registered-office move, WILDEROOSSTRAAT 64, 9000 GENT

Open the act in the Belgian Official Gazette

2023
15-09
Gazette deed Incorporation
Starting capital €1,000 · Appointment: AAJOU Hamza (director) · Registered office clause · Board rule7 points ▸
  • Registered office clause, “1731 Zellik,Doornveld 140-149,bus 8A0, 1080 Sint-Jans-Molenbeek,Vierwindenlaan,125 bus 5” (deed in Dutch)
  • Board rule, 1
  • Director appointment, AAJOU Hamza (director)
  • Pre-incorporation commitments, “takeover, alle verbintenissen verplichtingen en activiteiten door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Incorporation, “H.M TECHNIEK” (deed in Dutch)
  • Founder, AAJOU Hamza
  • Founding capital, €1,000

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 13 September 2023, H.M TECHNIEK was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 In 2025 the registered office moved to Gent.3 AAJOU Hamza is director of the company, appointed in the act of 15-09-2023.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 15-09-2023
  3. 3Belgian Official Gazette, 10-09-2025

Company details

Register details

Identity

KBO record
Name H.M TECHNIEK in Dutch
Enterprise number 0805.792.955
Legal form Private limited company
Status Active, normale toestand
Founded 13-09-2023
Entity type Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“1731 Zellik,Doornveld 140-149,bus 8A0, bus 8AO”
deed of 15-09-2023 (in Dutch)

Registered office and establishments

Registered office Wilderoosstraat 64, 9000 Gent, Belgium
Establishment unit H.M TECHNIEK since 13-09-2023 · unit number 2.350.259.520

Activities

NACEBEL 2025
49410 Freight transport by road main activity
46431 Wholesale of electrical household appliances and audio-video equipment
47910 Intermediation services for non-specialised retail
49390 Land transport and transport via pipelines
53200 Other postal and courier activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“De algemene werken die verband houden met de…”
4 activities
  1. De algemene werken die verband houden met de bouw,constructie,metselarij,bepleistering,dakwerken,betegeling,cementering,loodgieterij,elektriciteit,renovatie,airconditioning,schoonmaken in het algemeen en reiniging van industriële ondernemingen en andere,de onderneming,conceptualisatie en verwezelijking van bouwwerken,de binnenhuisinrichting en buiteninrichting,het verven,aanleg en restauratie,zoals de reiniging van gevels,herstellings-en renovatiewerken,het opknappen zowel binnen als buiten,de aankoop en verkoop van leveringen en alle elementen die betrekking hebben op de constructie en renovatie van gebouwen voor woonst,handel,kantoor of industrieel gebruik,de aan- en verkoop,de vertegenwoordiging,plaatsing,groot,half groot en kleinhandel,import en export van al het materieel voor keuken,huishoudelijke apparaten,hifi,elektrische installatie,verlichting,sanitair materiaal en alle verwarmingsbenodigdheden.
  2. Ze zal alle constructies kunnen oprichten voor eigen rekening of voor rekening van derden als bouwheer of algemeen ondernemer,en veranderingen en transformatie doen aan bouwwerken alsook studies uitvoeren,en totstandbrengen van verkavelingen,hierbij inbegrepen wegenwerken en riolen,alle verplichtingen als raadgever in constructies uitvoeren,(studie van civiele genie en technische uitrusting van gebouwen);de aankoop van alle materiaal,alle nodige contracten tekenen;alle verrichtingen van wissel,commissie en makelarij alsook het beheer van gebouwen.
  3. Ze kan kopen,uitbaten en bouwen zowel voor zichzelf als voor derden,door huur en verhuur of anders van alle parkings,garages,diensten en onderhoud stations.
  4. Het beheer van ondernemingen en het secretariaat.
deed of 15-09-2023 (in Dutch)

Invoicing and payment

VAT number BE 0805.792.955
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0805792955
Other Peppol ID 9925:BE0805792955

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Wednesday of June at 18:30
deed of 15-09-2023 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the addresses

Ground area
6,166 m²
Building footprint
1,069 m²
Building volume
14,569 m³
Tallest building: 17.5 m.
Cadastral parcel Region Area Buildings Height / floors
44815F1233/00G000
ProtectedMonument · Townscape or village viewHerenhuis LigySource ↗
Flanders 4,547 m² 1 · 1,069 m² 17.5 m · 5
23095B0028/00C003 Flanders 1,619 m² - -

1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.