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H.M TECHNIEK

Active
Private limited companyfounded 20233 yrs activeWilderoosstraat 64, 9000 Gent, BelgiumKBO/BCE: BE 0805.792.955
Summary

The computed 12-month bankruptcy probability of H.M TECHNIEK is 19.2% (high). The 2024 annual accounts show negative equity (-€26,641) and a net result of -€26,641. Its solvency ranks better than 7% of 6718 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Freight transport by road
NACE 49410
1 site
Size
€46,307total assets 2024
Equity
-€26,641
Loss
-€26,641
Turnover not published (abridged schema)
Financial health
11 Critical Checked score 2024
Bankruptcy chance 12 m
19.2%
Structure
Accounts filed 173 d late0 of 2 deeds read
Why 11- 1 financial year not filed after the legal deadline; latest accounts 173 days late; 1 of the last 3 late- 1 change of registered office in 24 months- Size: total assets €46,307- Founded in 2023Show the evidence

Checked score

Score 2024
11 / 100
Critical
Probability in this band: over 15.0%
Better than 6% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 0
equity -57.5% of total assets
Liquidity 6
short-term debt 157.5% · cash 4.7%
Profitability 0
return on assets -57.5%
Bankruptcy probability, 12 months
19.2% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (8,995 companies)
Last 24 months 11-2024: 3.7%lowest value 12-2024: 3.8%▲ +1.8% vs 11-2024 01-2025: 4.2%▲ +11.5% vs 12-2024 02-2025: 4.2%▲ +0.4% vs 01-2025 03-2025: 4.6%▲ +8.7% vs 02-2025 04-2025: 5.0%▲ +9.1% vs 03-2025 05-2025: 5.0%● 0.0% vs 04-2025 06-2025: 4.8%▼ -3.2% vs 05-2025 07-2025: 4.8%▼ -1.0% vs 06-2025 08-2025: 5.1%▲ +7.2% vs 07-2025 09-2025: 5.3%▲ +2.3% vs 08-2025 10-2025: 8.2%▲ +55.9% vs 09-2025 11-2025: 8.2%● 0.0% vs 10-2025 12-2025: 8.2%● 0.0% vs 11-2025 01-2026: 8.2%● 0.0% vs 12-2025 02-2026: 15.9%▲ +94.1% vs 01-2026 03-2026: 15.6%▼ -1.8% vs 02-2026 04-2026: 17.4%▲ +11.1% vs 03-2026 05-2026: 17.7%▲ +1.8% vs 04-2026 06-2026: 17.6%▼ -0.7% vs 05-2026 07-2026: 17.4%▼ -0.9% vs 06-2026 08-2026: 17.5%▲ +0.6% vs 07-2026 09-2026: 17.5%▼ -0.1% vs 08-2026 10-2026: 19.2%▲ +9.6% vs 09-2026highest value
  • 1 financial year not filed after the legal deadline; latest accounts 173 days late; 1 of the last 3 late raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €46,307 raises the probability for this profile
  • Founded in 2023 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.27; short-term debt: 157.5% and cash: 4.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 5%, liquidity 7%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 173 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Size: total assets €46,307
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-01-2026, 173 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
173 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 173 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€26,641 View
  • Caution: Among the weakest 6% on equitysector median €33,656 · 6,727 companies -€26,641 View
  • Caution: Latest accounts filed lateafter the legal deadline 173 d View

By topic

Financials

Fiscal year
2024
Total assets
€46,307
Loss
-€26,641
Solvency
-57.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Freight transport by roadNACE 49410
Founded
13-09-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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