H-Group
ActiveH-Group has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €11k. Its solvency ranks better than 63% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency74
Growth-
Stability67
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.91), and 41.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.5%
Return on assets
46.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€14k
Total assets
€25k
Net result
€11k
Working capital
€-892
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €25k
Fixed assets
€15k
Current assets
€9k
Equity and liabilities €25k
Equity
€14k
Debt
€10k
Debt finances 41.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k
Cash flow
€14k
Solvency
58.5%
Current ratio
0.91
Quick ratio
0.91
Debt / equity
0.71
ROE
79.2%
ROA
46.3%
Interest coverage
64.89
Debt
€10k
Debt ≤ 1 year
€10k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€25k
Fixed assets21/28€15k
Tangible fixed assets22/27€15k
Plant, machinery and equipment23€1k
Furniture and vehicles24€14k
Current assets29/58€9k
Amounts receivable within one year40/41€7k
Trade receivables40€7k
Other amounts receivable41€133
Cash at bank and in hand54/58€2k
Deferred charges and accrued income490/1€195
Equity and liabilities
Total equity and liabilities10/49€25k
Equity10/15€14k
Contributions10/11€3k
Profit (loss) carried forward14€11k
Amounts payable17/49€10k
Amounts payable within one year42/48€10k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€930
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€392
Gross operating margin9900€18k
Operating profit (loss)9901€15k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€269
Recurring financial charges65€269
Profit (loss) for the period before taxes9903€14k
Income taxes67/77€3k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 director, no change since 2026
Monard Renate
CurrentDirector · since 01-01-2026
01-01-2026
Appointed as Director
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiendenstraat 53520 ZonhovenGround area
1,322 m²
Building footprint
203 m²
Volume, LiDAR
845 m³
Parcel 71443E0897/00S000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
H-Group
since 20242.368.262.324
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443E0897/00S000 | Flanders | 1,322 m² | 1 · 203 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0842.362.945
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Versmissen Loodgieterij
BE 0838.871.638
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PY SCHMETZ
BE 0789.995.912
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Verbeek Installatietechniek
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Of 6,989 companies in sector 43221 we hold annual accounts for 3,444. 2,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2024
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
52210Service activities incidental to land transportation
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.