FABELSOLD
ActiveSummary
FABELSOLD has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €150,328. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+3
Solvency96=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days acceptable
Liquidity ample (current ratio 4.01 against 4.17 in 2024; short-term debt: 18.5% and cash: 5.7% of total assets), and 28.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
31 d late
2023
69 d late
2022
29 d late
2021
37 d early
2020
1 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€150,328▲ 36.9%
2024 · €109,780
Working capital
€871,995▲ 11.0%
2024 · €785,532
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€205,459▲ 105%€132,868▼ 35.3%€317,262▲ 139%€176,475▼ 44.4%€215,300▲ 22.0%
Net result€137,451above the sector's middle half▲ 112%€87,052above the sector's middle half▼ 36.7%€208,543above the sector's middle half▲ 140%€109,780within the sector's middle half▼ 47.4%€150,328above the sector's middle half▲ 36.9%
Equity€614,752within the sector's middle half▲ 28.8%€703,054above the sector's middle half▲ 14.4%€911,596above the sector's middle half▲ 29.7%€1.0mabove the sector's middle half▲ 12.0%€1.1mabove the sector's middle half▲ 9.8%
Total assets€952,335within the sector's middle half▲ 14.6%€1.1mabove the sector's middle half▲ 16.9%€1.3mabove the sector's middle half▲ 16.3%€1.4mwithin the sector's middle half▲ 11.5%€1.6mabove the sector's middle half▲ 8.8%
Debt€337,583▼ 4.6%€410,533▲ 21.6%€383,784▼ 6.5%€423,335▲ 10.3%€449,595▲ 6.2%
Working capital€480,774above the sector's middle half▲ 34.1%€527,938above the sector's middle half▲ 9.8%€717,637above the sector's middle half▲ 35.9%€785,532above the sector's middle half▲ 9.5%€871,995above the sector's middle half▲ 11.0%
Solvency64.6%above the sector's middle half▲ 7.1pp63.1%above the sector's middle half▼ 1.4pp70.4%above the sector's middle half▲ 7.2pp70.7%above the sector's middle half▲ 0.3pp71.4%above the sector's middle half▲ 0.7pp
Current ratio3.59above the sector's middle half▲ 0.423.39above the sector's middle half▼ 0.203.97above the sector's middle half▲ 0.584.17above the sector's middle half▲ 0.204.01above the sector's middle half▼ 0.17
Return on assets (ROA)14.4%above the sector's middle half▲ 6.6pp7.8%within the sector's middle half▼ 6.6pp16.1%above the sector's middle half▲ 8.3pp7.6%within the sector's middle half▼ 8.5pp9.6%within the sector's middle half▲ 2.0pp
Staff (FTE)2below the sector's middle half=2.9within the sector's middle half2.8▼ 3.4%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€347,854 ▼ 15.5%
Current assets
€1.2m ▲ 12.5%
Equity and liabilities €1.6m
Equity
€1.1m ▲ 9.8%
Debt
€449,595 ▲ 6.2%
Debt's share of the balance-sheet total falls from 29.3% to 28.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€287,330▲
2024 · €245,988
Cash flow
€222,358▲
2024 · €179,294
Quick ratio
1.38▼
2024 · 1.84
Debt to equity
0.40▼
2024 · 0.41
ROE
13.4%▲
2024 · 10.7%
Interest coverage
13.88▲
2024 · 10.11
Debt ≤ 1 year
€290,089▲
2024 · €247,661
Debt > 1 year
€159,506▼
2024 · €175,675
Income taxes
€49,729▲
2024 · €45,030
Staff costs
€88,113▲
2024 · €77,962
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €60,086 | €54,615 | €67,664 | €77,962 | €88,113 | ▲ 13.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40,103 | €34,803 | €35,293 | €69,514 | €72,030 | ▲ 3.6% |
| Other operating charges640/8 | €9,720 | €23,160 | €15,190 | €14,841 | €20,928 | ▲ 41.0% |
| Gross operating margin9900 | €315,368 | €245,445 | €435,409 | €338,791 | €396,371 | ▲ 17.0% |
| Operating profit (loss)9901 | €205,459 | €132,868 | €317,262 | €176,475 | €215,300 | ▲ 22.0% |
| Financial income75/76B | €125 | €139 | €715 | €2,657 | €5,460 | ▲ 106% |
| Recurring financial income75 | €125 | €139 | €715 | €2,657 | €5,460 | ▲ 106% |
| Financial charges65/66B | €11,827 | €13,527 | €15,761 | €24,321 | €20,703 | ▼ 14.9% |
| Recurring financial charges65 | €11,827 | €13,527 | €15,761 | €24,321 | €20,703 | ▼ 14.9% |
| Profit (loss) for the period before taxes9903 | €193,756 | €119,480 | €302,216 | €154,810 | €200,057 | ▲ 29.2% |
| Income taxes67/77 | €56,305 | €32,429 | €93,674 | €45,030 | €49,729 | ▲ 10.4% |
| Profit (loss) for the period9904 | €137,451 | €87,052 | €208,543 | €109,780 | €150,328 | ▲ 36.9% |
| Profit (loss) for the period to be appropriated9905 | €137,451 | €87,052 | €208,543 | €109,780 | €150,328 | ▲ 36.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €952,335 | €1.1m | €1.3m | €1.4m | €1.6m | ▲ 8.8% |
| Formation expenses20 | - | - | - | - | €61,361 | - |
| Fixed assets21/28 | €286,202 | €364,917 | €336,006 | €411,519 | €347,854 | ▼ 15.5% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €285,141 | €363,856 | €334,945 | €410,458 | €346,793 | ▼ 15.5% |
| Land and buildings22 | €160,950 | €229,767 | €217,217 | €204,667 | €192,117 | ▼ 6.1% |
| Plant, machinery and equipment23 | €121,081 | €132,616 | €116,945 | €105,568 | €85,600 | ▼ 18.9% |
| Furniture and vehicles24 | €3,110 | €1,473 | €784 | €10,355 | €9,191 | ▼ 11.2% |
| Leasing and similar rights25 | - | - | - | €89,869 | €59,885 | ▼ 33.4% |
| Financial fixed assets28 | €1,061 | €1,061 | €1,061 | €1,061 | €1,061 | = |
| Current assets29/58 | €666,133 | €748,670 | €959,375 | €1.0m | €1.2m | ▲ 12.5% |
| Stocks and contracts in progress3 | €467,193 | €561,036 | €606,219 | €576,929 | €760,318 | ▲ 31.8% |
| Stocks30/36 | €467,193 | €561,036 | €606,219 | €576,929 | €760,318 | ▲ 31.8% |
| Amounts receivable within one year40/41 | €26,607 | €19,814 | €39,223 | €53,559 | €72,510 | ▲ 35.4% |
| Trade receivables40 | €22,458 | €14,334 | €35,320 | €23,838 | €39,309 | ▲ 64.9% |
| Other amounts receivable41 | €4,150 | €5,480 | €3,903 | €29,721 | €33,201 | ▲ 11.7% |
| Current investments50/53 | €60,065 | €84,199 | €120,613 | €158,744 | €235,963 | ▲ 48.6% |
| Cash at bank and in hand54/58 | €103,860 | €73,736 | €180,367 | €241,514 | €89,872 | ▼ 62.8% |
| Deferred charges and accrued income490/1 | €8,408 | €9,886 | €12,953 | €2,447 | €3,422 | ▲ 39.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €952,335 | €1.1m | €1.3m | €1.4m | €1.6m | ▲ 8.8% |
| Equity10/15 | €614,752 | €703,054 | €911,596 | €1.0m | €1.1m | ▲ 9.8% |
| Contributions10/11 | €107,350 | €119,460 | €119,460 | €119,460 | €119,460 | = |
| Capital10 | €107,350 | - | - | - | - | - |
| Issued capital100 | €108,600 | - | - | - | - | - |
| Uncalled capital101 | €1,250 | - | - | - | - | - |
| Reserves13 | €195,860 | €272,000 | €480,000 | €580,000 | €580,000 | = |
| Non-distributable reserves130/1 | €10,860 | - | - | - | - | - |
| Legal reserve130 | €10,860 | - | - | - | - | - |
| Distributable reserves133 | €185,000 | €272,000 | €480,000 | €580,000 | €580,000 | = |
| Profit (loss) carried forward14 | €311,542 | €311,594 | €312,136 | €321,916 | €422,245 | ▲ 31.2% |
| Amounts payable17/49 | €337,583 | €410,533 | €383,784 | €423,335 | €449,595 | ▲ 6.2% |
| Amounts payable after more than one year17 | €152,223 | €189,800 | €142,047 | €175,675 | €159,506 | ▼ 9.2% |
| Financial debts170/4 | €152,223 | €189,800 | €142,047 | €175,675 | €159,506 | ▼ 9.2% |
| Amounts payable within one year42/48 | €185,360 | €220,733 | €241,738 | €247,661 | €290,089 | ▲ 17.1% |
| Current portion of amounts payable after more than one year42 | €37,052 | €45,053 | €47,754 | €65,169 | €67,277 | ▲ 3.2% |
| Trade debts44 | €83,163 | €105,794 | €87,270 | €94,142 | €174,147 | ▲ 85.0% |
| Suppliers440/4 | €83,163 | €105,794 | €87,270 | €94,142 | €174,147 | ▲ 85.0% |
| Taxes, remuneration and social security45 | €61,539 | €66,281 | €103,108 | €84,867 | €37,666 | ▼ 55.6% |
| Taxes450/3 | €37,293 | €45,923 | €64,931 | €66,388 | €17,972 | ▼ 72.9% |
| Remuneration and social security454/9 | €24,246 | €20,358 | €38,177 | €18,480 | €19,694 | ▲ 6.6% |
| Other amounts payable47/48 | €3,606 | €3,606 | €3,606 | €3,482 | €10,998 | ▲ 216% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €137,451 | €87,052 | €208,543 | €109,780 | €150,328 | ▲ 36.9% |
| + Depreciation and write-downs630 | €40,103 | €34,803 | €35,293 | €69,514 | €72,030 | ▲ 3.6% |
| Operating cash flow (approximation) | €177,554 | €121,854 | €243,836 | €179,294 | €222,358 | ▲ 24.0% |
| Investment in fixed assets (approximation) | - | -€113,517 | -€6,383 | -€145,027 | -€8,365 | ▲ 94.2% |
| Change in cash | - | -€30,124 | €106,631 | €61,147 | -€151,642 | ▼ 348% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Equity above €1mEq €1.0m ▲12%
6 profitable years in a row build equity to €1.0m.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
31-12
Financial
Highest result since 2018net €208,543 ▲140%
Operating result €317,262, net result €208,543, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €500,000Eq €614,752 ▲28.8%
3 profitable years in a row build equity to €614,752.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €32,799
Net result €32,799 after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 7 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 2004
Ground area
7,952 m²
Parcel 92111C0129/00F002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Fabelsold
since 20042.137.601.569
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92111C0129/00F002 | Wallonia | 7,951 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Odette Lunettes
BE 0568.878.967
Gent · Eq €1,112,809
BESTOFTV BENELUX
BE 0540.655.432
Mont-Saint-Guibert · Eq €1,141,075
IMETRA CONSULT
BE 0447.286.497
Oudergem · Eq €1,081,140
TGF
BE 0455.525.460
Sint-Jans-Molenbeek · Eq €1,080,382
OMNISHOP BOSSAERT
BE 0863.976.624
Zonnebeke · Eq €1,166,154
Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. 834 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
Contact
Phone
0498/148.830Fosses-la-Ville
Phone
071/744.888Fosses-la-Ville
E-invoicing
Reachable via Peppol
Peppol ID
0208:0865718763
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.