Checked.be
Active
BE 0896.949.496Private limited company (pre-2019)
H&F
Hasseltweg 156 ·3600 Genk, Belgium· 18 yrs active
Conclusion
The KBO register records legal situation 050 for H&F (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2020 annual accounts show negative equity (€-64k) and a net result of €-138k.
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €-64k |
| Net result | €-138k |
| Staff (FTE) | 1.4 |
| Active | 18 yrs |
Snowflake analysis
36
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
100
Solvency
46
Growth
32
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
20 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· 2 historical bankruptcy publications (+20)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
0
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2020 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview
Annual accounts filed on 29-10-2021 with the NBB · fiscal year 2020 · verkort
€-12k
-
18-20
€-138k
-12.0%
18-20
€-137k
-11.6%
18-20
€107k
+27.8%
18-20
€-64k
-30.1%
18-20
€4k
-
18-20
1
-
18-20
€2k
-
18-20
€171k
+28.7%
18-20
€92k
-30.5%
18-20
€78k
-
18-20
1.05
+76.1%
18-20
0.46
+148.1%
18-20
-60.0%
-1.8%
18-20
-1.23
-
18-20
216.4%
-13.9%
18-20
-129.7%
+12.4%
18-20
Figures by fiscal year
| Fiscal year | 2020 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €-12k |
| Net profit | €-138k |
| Cash flow | €-137k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €107k |
| Equity | €-64k |
| Debt | €171k |
| of which ≤ 1y | €92k |
| of which > 1y | €78k |
| Working capital | €4k |
| Employees (FTE) | 1.4 |
Ratios (computed)
| 2020 | |
|---|---|
| Current ratio | 1.05 |
| Quick ratio | 0.46 |
| Working capital ratio | 4.2% |
| Solvency | -60.0% |
| Debt / equity | -1.23 |
| Long-term debt ratio | -1.23 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -129.7% |
| ROE | 216.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2020 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €107k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €9k |
| Financial fixed assets | 28 | €1k |
| Current assets | 29/58 | €97k |
| Stocks & contracts in progress | 3 | €55k |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €19k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €107k |
| Equity | 10/15 | €-64k |
| Reserves | 13 | €56k |
| Accumulated profits (losses) | 14 | €-138k |
| Amounts payable | 17/49 | €171k |
| Amounts payable after one year | 17 | €78k |
| Amounts payable within one year | 42/48 | €92k |
| Trade debts payable within one year | 44 | €72k |
| Income statement | ||
| Gross operating margin | 9900 | €6k |
| Operating result | 9901 | €-13k |
| Financial income | 75 | €2 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-15k |
| Net result for the period | 9904 | €-15k |
| Result to be appropriated | 9905 | €-15k |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | BERNARD TOPPET-HOEGARS BILZERSTEENWEG 263,
3700 TONGEREN |
06-12-2022 → present | Belgian State Gazette |
| Curator | PHILIPPE GHESQUIERE BILZER-
STEENWEG 263, 3700 TONGEREN |
06-12-2022 → present | Belgian State Gazette |
Legal Structure
| NACE primary | - |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 03-04-2008 |
| Status | Active |
| Postal code | 3600 |
| First BS signal | 15-12-2022 |
| Latest BS signal | 29-06-2026 |
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0221/00F110 | Flanders | 2,332 m² | 1 · 180 m² | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
29-06-2026
Bankruptcy
Bankruptcy closure (by liquidation)
2022
15-12-2022
Bankruptcy
Opening
2021
29-10-2021
NBB filing
Annual accounts filed
2020
26-08-2020
NBB filing
Annual accounts filed
2019
25-07-2019
NBB filing
Annual accounts filed
2017
30-09-2017
NBB filing
Annual accounts filed
2016
31-10-2016
NBB filing
Annual accounts filed
2015
06-11-2015
NBB filing
Annual accounts filed
2014
29-08-2014
NBB filing
Annual accounts filed
2013
30-09-2013
NBB filing
Annual accounts filed
2012
08-08-2012
NBB filing
Annual accounts filed
2011
12-08-2011
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
29-06-2026
Bankruptcy
Bankruptcy closure (by liquidation)
Full insolvency chronology
The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.
We hold 1 further earlier event in this file, covering 06-12-2022 to 23-06-2026.
Available in Kantoor S.
See plans →
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
Company registry (CBE)
Activities
Groothandel in installatiemateriaal voor loodgieterswerk en verwarming46742Groothandel in installatiemateriaal voor loodgieterswerk en verwarming46842
Primary activity highlighted.
Names & trade names
| Legal nameNL | H&F |
Registered office
Hasseltweg 156
3600 Genk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.