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H.E.B. INTERNATIONAL

Active
Private limited companyfounded 199630 yrs activeLouisaplantsoen 4, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0457.374.695

H.E.B. INTERNATIONAL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172k and a net result of €2k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+20
Solvency91▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 2.49 in 2024; short-term debt: 33.3% and cash: 76.1% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 29-08-2025, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not confirmed
2025
2 d early
2024
214 d late
2022
29 d late
2021
29 d late
2020
53 d late
2019
163 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€172k▲ 2.1%
2024 · €169k
2019: €60k 2020: €92k 2021: €118k 2022: €142k 2024: €169k
2019 → 2025
Total assets
€262k▲ 3.6%
2024 · €253k
2019: €100k 2020: €121k 2021: €158k 2022: €172k 2024: €253k
2019 → 2025
Net result
€2k▼ 92.3%
2024 · €27k
2019: €28k 2020: €32k 2021: €26k 2022: €25k 2024: €27k
2019 → 2025
Working capital
€145k▲ 15.1%
2024 · €126k
2019: €56k 2020: €88k 2021: €114k 2022: €129k 2024: €126k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220242025Trend
Equity€92k-€118k▲ 27.9%€142k▲ 21.0%€169k▲ 18.4%€172k▲ 2.1%
Operating result€45k-€35k▼ 22.2%€37k▲ 6.3%€87k▲ 137%€2k▼ 97.6%
Net result€32k-€26k▼ 18.8%€25k▼ 3.6%€27k▲ 9.2%€2k▼ 92.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2020: €45k€45kNet result 2020: €32k€32kOperating result 2021: €35k€35kNet result 2021: €26k€26kOperating result 2022: €37k€37kNet result 2022: €25k€25kOperating result 2024: €87k€87kNet result 2024: €27k€27kOperating result 2025: €2k€2kNet result 2025: €2k€2k20202021202220242025
The operating result falls in 2025; 2025 is 98% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262k
Fixed assets €30k▼ 30.1%
Current assets €232k▲ 10.4%
Equity and liabilities €262k
Equity €172k▲ 2.1%
Debt €90k▲ 6.5%
The debt ratio rises from 33.3% to 34.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12k
2024 · €99k
Cash flow
€12k
2024 · €39k
Solvency
65.8%
2024 · 66.7%
Current ratio
2.66
2024 · 2.49
Quick ratio
2.66
2024 · 2.49
Debt / equity
0.52
2024 · 0.50
ROE
1.2%
2024 · 16.0%
ROA
0.8%
2024 · 10.7%
Interest coverage
340.56
2024 · 2.15
Debt
€90k
2024 · €84k
Debt ≤ 1 year
€87k
2024 · €84k
Income taxes
€2k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€253k€262k
Fixed assets21/28€43k€30k
Tangible fixed assets22/27€43k€30k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€43k€28k
Current assets29/58€210k€232k
Amounts receivable within one year40/41€24k€23k
Trade receivables40€24k€23k
Other amounts receivable41-€255
Cash at bank and in hand54/58€185k€199k
Deferred charges and accrued income490/1-€9k
Equity and liabilities
Total equity and liabilities10/49€253k€262k
Equity10/15€169k€172k
Contributions10/11€19k-
Reserves13€148k€168k
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€147k€168k
Profit (loss) carried forward14€2k€4k
Amounts payable17/49€84k€90k
Amounts payable within one year42/48€84k€87k
Trade debts44€5k€9k
Suppliers440/4€5k€9k
Taxes, remuneration and social security45€18k€15k
Taxes450/3€18k€15k
Other amounts payable47/48€61k€63k
Accrued charges and deferred income492/3-€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-46k-
Other operating charges640/8€2k€659
Non-recurring operating charges66A€75-
Gross operating margin9900€56k€12k
Operating profit (loss)9901€87k€2k
Financial income75/76B-€2k
Recurring financial income75-€2k
Non-recurring financial income76B-€2k
Financial charges65/66B€46k€34
Recurring financial charges65€46k€34
Profit (loss) for the period before taxes9903€41k€4k
Income taxes67/77€14k€2k
Profit (loss) for the period9904€27k€2k
Profit (loss) for the period to be appropriated9905€27k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€29k€4k
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€27k-
To other reserves6921€27k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
02-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 214 days late
31-01
Financial Weakest financial yearnet €2k ▼92.3%
Net result drops to €2k, the lowest in the series.
2024
31-01
Financial Equity above €150kEq €169k ▲18.4%
5 profitable years in a row build equity to €169k.
2022
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2021
29-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
31-01
Financial Equity above €100kEq €118k ▲27.9%
3 profitable years in a row build equity to €118k.
2020
23-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 53 days late
10-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 163 days late
31-01
Financial Highest result since 2019net €32k ▲11.1%
Net result €32k, the highest in the series.
2018
27-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2016
11-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2015
25-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2014
21-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Louisaplantsoen 41150 Sint-Pieters-Woluwe
Ground area
356 m²
Building footprint
116 m²
Volume, LiDAR
773 m³
Parcel 21682C0157/00X004, Brussels · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Louisaplantsoen 4, 1150 Sint-Pieters-Woluwe
Activities of head offices; management consultancy activities
since 19962.075.759.319
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21682C0157/00X004 Brussels 356 m² 1 · 116 m² 9.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900UITAXAYM91ER88
live in the LEI register

Similar companies · same sector, comparable size

Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 1,353 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-02-1996
Fiscal year end31-01
Activities, NACEBEL
73200Market research and public opinion polling
69201Accountants
69209Other tax advisory services
70200Business and other management consultancy
70220Business consulting
74124
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.