H-BUILDINGS
ActiveThe computed 12-month bankruptcy probability of H-BUILDINGS is 2.0% (moderate). The 2024 annual accounts show equity of €185k and a net result of €23k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 2096 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+47
Solvency100▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 7.77 against 1.31 in 2023; short-term debt: 4.3% and cash: 7.7% of total assets), and 4.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
47 d early
2022
24 d early
2021
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€185k▲ 14.4%
2023 · €161k
2021: €150k
2022: €155k
2023: €161k
2021 → 2024
Total assets
€193k▼ 16.0%
2023 · €230k
2021: €340k
2022: €549k
2023: €230k
2021 → 2024
Net result
€23k▲ 292%
2023 · €6k
2021: €13
2022: €5k
2023: €6k
2021 → 2024
Working capital
€56k▲ 168%
2023 · €21k
2021: €52k
2022: €16k
2023: €21k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€150k-€155k▲ 3.6%€161k▲ 3.8%€185k▲ 14.4%
Operating result€-3k-€-13k▼ 362%€3k€564▼ 83.2%
Net result€13-€5k▲ 41,896%€6k▲ 8.8%€23k▲ 292%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 83% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €192k
Fixed assets
€128k▼ 8.0%
Current assets
€64k▼ 28.0%
Equity and liabilities €193k
Equity
€185k▲ 14.4%
Debt
€8k▼ 87.9%
The debt ratio falls from 29.7% to 4.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2023 · €19k
Cash flow
€42k▲
2023 · €22k
Solvency
95.7%▲
2023 · 70.3%
Current ratio
7.77▲
2023 · 1.31
Quick ratio
6.65▲
2023 · 1.31
Debt / equity
0.04▼
2023 · 0.42
ROE
12.6%▲
2023 · 3.7%
ROA
12.0%▲
2023 · 2.6%
Interest coverage
345.88▲
2023 · 1.79
Debt
€8k▼
2023 · €68k
Debt ≤ 1 year
€8k▼
2023 · €68k
Income taxes
€2k▲
2023 · €592
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€230k€193k▼
Formation expenses20€1k€560▼
Fixed assets21/28€139k€128k▼
Tangible fixed assets22/27€64k€53k▼
Plant, machinery and equipment23€3k€9k▲
Furniture and vehicles24€61k€44k▼
Financial fixed assets28€75k€75k=
Current assets29/58€89k€64k▼
Stocks and contracts in progress3-€9k
Stocks30/36-€9k
Amounts receivable within one year40/41€14k€38k▲
Trade receivables40-€6k
Other amounts receivable41€14k€32k▲
Cash at bank and in hand54/58€74k€15k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€230k€193k▼
Equity10/15€161k€185k▲
Contributions10/11€150k€150k=
Reserves13€11k€35k▲
Distributable reserves133€11k€35k▲
Profit (loss) carried forward14€13-
Amounts payable17/49€68k€8k▼
Amounts payable within one year42/48€68k€8k▼
Trade debts44€652€7k▲
Suppliers440/4€652€7k▲
Taxes, remuneration and social security45€68k€823▼
Taxes450/3€68k€823▼
Other amounts payable47/48-€200
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€19k▲
Other operating charges640/8€1k€948▼
Gross operating margin9900€21k€21k▼
Operating profit (loss)9901€3k€564▼
Financial income75/76B€14k€25k▲
Recurring financial income75€14k€25k▲
Financial charges65/66B€11k€57▼
Recurring financial charges65€11k€57▼
Profit (loss) for the period before taxes9903€7k€26k▲
Income taxes67/77€592€2k▲
Profit (loss) for the period9904€6k€23k▲
Profit (loss) for the period to be appropriated9905€6k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€23k▲
Profit (loss) brought forward from the previous period14P€13€13=
Transfer to equity691/2€6k€23k▲
To other reserves6921€6k€23k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €23k ▲292%
Net result €23k, the highest in the series.
31-12
Financial
Liquidity times 6current ratio 7.77
Current ratio from 1.31 to 7.77; short-term debt falls from €68k to €8k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warandestraat 839870 ZulteGround area
2,494 m²
Building footprint
239 m²
Volume, LiDAR
1,301 m³
Parcel 44081C0180/00T000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
H-BUILDINGS
since 20202.307.407.789
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0180/00T000 | Flanders | 2,494 m² | 1 · 239 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 147 EUR awarded · 147 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 147 EUR | 147 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
5 categoriesH-BUILDINGS BV44757
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,253 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43120Site preparation
43350Other building finishing work
43990Other specialised construction activities
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:h.buildings.be@gmail.com
Phone:0478/595220