H.B.S.
ActiveH.B.S. has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €-14k. Equity is growing by ~39.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 1188 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 7.63 against 10.0 in 2024), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
13 d early
2023
37 d early
2022
24 d early
2021
39 d early
2020
37 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€148k▼ 8.5%
2024 · €162k
2018: €5k
2019: €7k
2020: €23k
2021: €48k
2022: €63k
2023: €55k
2024: €162k
2018 → 2025
Total assets
€167k▼ 5.7%
2024 · €177k
2018: €57k
2019: €61k
2020: €70k
2021: €76k
2022: €72k
2023: €63k
2024: €177k
2018 → 2025
Net result
€-14k
2024 · €107k
2018: €-21k
2019: €2k
2020: €17k
2021: €25k
2022: €15k
2023: €-8k
2024: €107k
2018 → 2025
Working capital
€125k▼ 8.5%
2024 · €136k
2018: €-46k
2019: €-43k
2020: €-23k
2021: €8k
2022: €29k
2023: €28k
2024: €136k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€63k▲ 30.7%€55k▼ 13.0%€162k▲ 195%€148k▼ 8.5%
Operating result€25k-€15k▼ 40.0%€-8k€151k€-14k
Net result€25k-€15k▼ 40.5%€-8k€107k€-14k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €151k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€24k▼ 8.8%
Current assets
€144k▼ 5.2%
Equity and liabilities €167k
Equity
€148k▼ 8.5%
Debt
€19k▲ 24.2%
The debt ratio rises from 8.5% to 11.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-8k▼
2024 · €156k
Cash flow
€-8k▼
2024 · €112k
Solvency
88.7%▼
2024 · 91.5%
Current ratio
7.63▼
2024 · 10.00
Quick ratio
7.63▼
2024 · 10.00
Debt / equity
0.13▲
2024 · 0.09
ROE
-9.3%▼
2024 · 66.1%
ROA
-8.3%▼
2024 · 60.4%
Interest coverage
-146.80▼
2024 · 3183.42
Debt
€19k▲
2024 · €15k
Debt ≤ 1 year
€19k▲
2024 · €15k
Income taxes
€266▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€167k▼
Fixed assets21/28€26k€24k▼
Tangible fixed assets22/27€26k€24k▼
Land and buildings22€25k€20k▼
Plant, machinery and equipment23€41-
Furniture and vehicles24€440€3k▲
Current assets29/58€151k€144k▼
Amounts receivable within one year40/41€8k€7k▼
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€141k€135k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€177k€167k▼
Equity10/15€162k€148k▼
Contributions10/11€66k€66k=
Capital10€66k€66k=
Issued capital100€66k€66k=
Reserves13€87k€87k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€80k€80k=
Profit (loss) carried forward14€10k€-4k▼
Amounts payable17/49€15k€19k▲
Amounts payable within one year42/48€15k€19k▲
Trade debts44€899-
Suppliers440/4€899-
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€8k€8k▲
Other amounts payable47/48€6k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€159k€-5k▼
Operating profit (loss)9901€151k€-14k▼
Financial income75/76B€63-
Recurring financial income75€63-
Financial charges65/66B€49€51▲
Recurring financial charges65€49€51▲
Profit (loss) for the period before taxes9903€151k€-14k▼
Income taxes67/77€44k€266▼
Profit (loss) for the period9904€107k€-14k▼
Profit (loss) for the period to be appropriated9905€107k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€92k€-4k▼
Profit (loss) brought forward from the previous period14P€-15k€10k▲
Transfer to equity691/2€83k-
To the legal reserve6920€3k-
To other reserves6921€80k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €107k
Net result €107k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 10.00
Current ratio from 4.47 to 10.00.
31-12
Financial
Equity above €150kEq €162k ▲195%
Equity rises from €55k to €162k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 4.27
Current ratio from 1.30 to 4.27; short-term debt falls from €27k to €9k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity triplescurrent ratio 1.30
Current ratio from 0.50 to 1.30; short-term debt falls from €47k to €27k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Raeren · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heinrich-Bischoff-Strasse 364730 Raeren1 establishment unit
Heinrich-Bischoff-Strasse 26, 4730 Raeren
since 19912.051.493.679
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TRUST OFFICE
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M&Y FACILITY
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Of 1,272 companies in sector 81100 we hold annual accounts for 672. 459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-12-1990
Fiscal year end31-12
Activities, NACEBEL
70322
81100Combined facilities support activities
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filings
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationExtraordinary general meeting
Agenda
Rapport du conseil d’administration. Approbation des comptes annuels. Affectation des résultats. Décharge aux administra- teurs. Divers. (28342) Verbeterend bericht Immoplast, naamloze vennootschap, Nekkerputstraat 189, te Gent RPR 0474.627.829 In het Belgisch Staatsblad van 24 mei 2006, bl. 26581, bericht nr. 27082, moet de hoofding gelezen worden zoals hierboven. (28343) Rectificatif : veuillez lire dans notre édition d.d. 19/05/2006 Charbonnages du Centre de Jumet, société anonyme, rue Louvrex 55-57, 4000 Liège-1 T.V.A. 0401.633.745 — RPM Liège MM. les actionnaires sont priés d’assister à l’assemblée générale ordinaire, qui se tiendra le vendredi 9 juin 2006, à 14 heures, rue Louvrex 53, ...