GYPROX DEGROOTE
ActiveSummary
GYPROX DEGROOTE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €1k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 11.28 against 12.68 in 2024; short-term debt: 8.6% and cash: 7.3% of total assets), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
54 d late
2024
19 d late
2023
19 d late
2022
17 d late
2021
31 d late
2020
11 d late
2019
120 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 1.6%
2024 · €65k
2018: €57k
2019: €49k
2020: €40k
2021: €50k
2022: €64k
2023: €65k
2024: €65k
2018 → 2025
Total assets
€72k▲ 2.8%
2024 · €70k
2018: €66k
2019: €71k
2020: €56k
2021: €60k
2022: €80k
2023: €74k
2024: €70k
2018 → 2025
Net result
€1k▲ 113%
2024 · €478
2018: €11k
2019: €-8k
2020: €-9k
2021: €10k
2022: €14k
2023: €653
2024: €478
2018 → 2025
Working capital
€64k▲ 3.6%
2024 · €62k
2018: €52k
2019: €43k
2020: €35k
2021: €44k
2022: €58k
2023: €58k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€64k▲ 28.2%€65k▲ 1.0%€65k▲ 0.7%€66k▲ 1.6%
Operating result€13k-€19k▲ 48.7%€3k▼ 85.6%€2k▼ 38.7%€951▼ 43.5%
Net result€10k-€14k▲ 45.4%€653▼ 95.4%€478▼ 26.8%€1k▲ 113%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€2k ▼ 40.0%
Current assets
€71k ▲ 4.7%
Equity and liabilities €72k
Equity
€66k ▲ 1.6%
Debt
€6k ▲ 17.7%
Debt's share of the balance-sheet total rises from 7.5% to 8.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €3k
Cash flow
€2k▲
2024 · €2k
Current ratio
11.28▼
2024 · 12.68
Quick ratio
11.06▼
2024 · 12.41
Debt to equity
0.09▲
2024 · 0.08
ROE
1.5%▲
2024 · 0.7%
ROA
1.4%▲
2024 · 0.7%
Interest coverage
14.34▼
2024 · 19.22
Debt ≤ 1 year
€6k▲
2024 · €5k
Income taxes
€1k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€70k€72k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€622€252▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€67k€71k▲
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€60k€64k▲
Trade receivables40€4k€8k▲
Other amounts receivable41€57k€56k▼
Cash at bank and in hand54/58€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€70k€72k▲
Equity10/15€65k€66k▲
Contributions10/11€25k€25k=
Reserves13€15k€15k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€25k€26k▲
Amounts payable17/49€5k€6k▲
Amounts payable within one year42/48€5k€6k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€100-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€5k€4k▼
Operating profit (loss)9901€2k€951▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€166€151▼
Recurring financial charges65€166€151▼
Profit (loss) for the period before taxes9903€2k€2k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€478€1k▲
Profit (loss) for the period to be appropriated9905€478€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€26k▲
Profit (loss) brought forward from the previous period14P€24k€25k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Highest result since 2018net €14k ▲45.4%
Operating result €19k, net result €14k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 120 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bakkerstraatje(B) 69290 BerlareGround area
674 m²
Building footprint
99 m²
Parcel 42003B0052/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
DE GROOTE STEVE
since 20092.182.523.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003B0052/00E000 | Flanders | 674 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DF SERVICES
BE 0798.521.123
Vorst · Eq €65,065
NIZET FRERES
BE 0460.673.487
Trois-Ponts · Eq €65,012
KRT - PLEISTERWERKEN
BE 0812.161.006
Nazareth-De Pinte · Eq €65,180
STUKADOOR DRISS
BE 0842.127.175
Tienen · Eq €64,959
TM BEZETTINGSWERKEN
BE 0831.292.176
Mechelen · Eq €65,219
Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,526 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43120Site preparation
43230Insulation installation
43320Joinery installation
43422Screed work
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.