GYPROART
ActiveThe computed 12-month bankruptcy probability of GYPROART is 2.1% (moderate). The 2025 annual accounts show equity of €18k and a net result of €12k. Its solvency ranks better than 70% of 7431 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency87▲+28
Growth78
Track record82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 1.3 in 2024; short-term debt: 38.1% and cash: 5% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
39.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 177%
2024 · €7k
2024: €7k
2024 → 2025
Total assets
€30k▲ 50.8%
2024 · €20k
2024: €20k
2024 → 2025
Net result
€12k▲ 153%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€16k▲ 299%
2024 · €4k
2024: €4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€7k-€18k▲ 177%
Operating result€6k-€17k▲ 186%
Net result€5k-€12k▲ 153%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 186% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€3k=
Current assets
€27k▲ 58.8%
Equity and liabilities €30k
Equity
€18k▲ 177%
Debt
€11k▼ 13.3%
The debt ratio falls from 66.3% to 38.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
61.9%▲
2024 · 33.7%
Current ratio
2.38▲
2024 · 1.30
Quick ratio
2.38▲
2024 · 1.30
Debt / equity
0.62▼
2024 · 1.97
ROE
63.9%▼
2024 · 69.8%
ROA
39.5%▲
2024 · 23.5%
Debt
€11k▼
2024 · €13k
Debt ≤ 1 year
€11k▼
2024 · €13k
Income taxes
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€30k▲
Fixed assets21/28€3k€3k=
Financial fixed assets28€3k€3k=
Current assets29/58€17k€27k▲
Amounts receivable within one year40/41€16k€26k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€3k€11k▲
Cash at bank and in hand54/58€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€20k€30k▲
Equity10/15€7k€18k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€5k€16k▲
Amounts payable17/49€13k€11k▼
Amounts payable within one year42/48€13k€11k▼
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Remuneration and social security454/9€25-
Other amounts payable47/48€6k-
Income statement
Code20242025
Other operating charges640/8-€428
Gross operating margin9900€6k€18k▲
Operating profit (loss)9901€6k€17k▲
Financial income75/76B-€145
Recurring financial income75-€145
Financial charges65/66B€180€288▲
Recurring financial charges65€180€288▲
Profit (loss) for the period before taxes9903€6k€17k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€5k€12k▲
Profit (loss) for the period to be appropriated9905€5k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€16k▲
Profit (loss) brought forward from the previous period14P-€5k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 589255 BuggenhoutGround area
878 m²
Building footprint
399 m²
Volume, LiDAR
5,663 m³
2 parcels, Brussels, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GYPROART
since 20242.359.101.564
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818E0208/00H003 | Brussels | 554 m² | 1 · 282 m² | 19.6 m · 5 fl. |
| 42004A0079/00E002 | Flanders | 324 m² | 1 · 117 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 96 EUR awarded · 96 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 96 EUR |
| 2024 | 1 | 96 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,318 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43310Plastering work
43320Joinery installation
43341Painting of buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gyproart.esp@gmail.com