GYPRO BUILD
ActiveThe computed 12-month bankruptcy probability of GYPRO BUILD is 1.7% (moderate). The 2025 annual accounts show equity of €83k and a net result of €22k. Equity is growing by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 7391 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+41
Solvency93▲+6
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 3.42 in 2024; short-term debt: 23.3% and cash: 16.5% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
18.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
61 d late
2023
28 d late
2022
14 d late
2021
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▲ 36.8%
2024 · €61k
2021: €21k
2022: €45k
2023: €59k
2024: €61k
2021 → 2025
Total assets
€122k▲ 25.2%
2024 · €98k
2021: €37k
2022: €56k
2023: €102k
2024: €98k
2021 → 2025
Net result
€22k▲ 1,427%
2024 · €1k
2021: €19k
2022: €23k
2023: €15k
2024: €1k
2021 → 2025
Working capital
€77k▲ 51.6%
2024 · €51k
2021: €21k
2022: €45k
2023: €45k
2024: €51k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€45k▲ 108%€59k▲ 32.8%€61k▲ 2.5%€83k▲ 36.8%
Operating result€24k-€28k▲ 16.3%€23k▼ 19.2%€5k▼ 80.0%€30k▲ 560%
Net result€19k-€23k▲ 19.2%€15k▼ 36.9%€1k▼ 90.0%€22k▲ 1,427%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 560% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€16k▼ 35.7%
Current assets
€106k▲ 46.7%
Equity and liabilities €122k
Equity
€83k▲ 36.8%
Debt
€39k▲ 6.0%
The debt ratio falls from 37.8% to 32.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39k▲
2024 · €14k
Cash flow
€31k▲
2024 · €11k
Solvency
68.0%▲
2024 · 62.2%
Current ratio
3.72▲
2024 · 3.42
Quick ratio
3.72▲
2024 · 3.42
Debt / equity
0.47▼
2024 · 0.61
ROE
26.9%▲
2024 · 2.4%
ROA
18.3%▲
2024 · 1.5%
Interest coverage
11.87▲
2024 · 3.65
Debt
€39k▲
2024 · €37k
Debt ≤ 1 year
€28k▲
2024 · €21k
Debt > 1 year
€11k▼
2024 · €16k
Income taxes
€6k▲
2024 · €536
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€122k▲
Fixed assets21/28€26k€16k▼
Tangible fixed assets22/27€25k€16k▼
Furniture and vehicles24€2k€596▼
Leasing and similar rights25€23k€16k▼
Financial fixed assets28€78€78=
Current assets29/58€72k€106k▲
Amounts receivable after more than one year29€16k€16k=
Other amounts receivable291€16k€16k=
Amounts receivable within one year40/41€55k€69k▲
Trade receivables40€26k€24k▼
Other amounts receivable41€29k€46k▲
Cash at bank and in hand54/58€872€20k▲
Equity and liabilities
Total equity and liabilities10/49€98k€122k▲
Equity10/15€61k€83k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€59k€81k▲
Amounts payable17/49€37k€39k▲
Amounts payable after more than one year17€16k€11k▼
Financial debts170/4€16k€11k▼
Amounts payable within one year42/48€21k€28k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€10k€15k▲
Suppliers440/4€10k€15k▲
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Income statement
Code20242025
Non-recurring operating income76A€542-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€581€1k▲
Non-recurring operating charges66A€591-
Gross operating margin9900€15k€40k▲
Operating profit (loss)9901€5k€30k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€2k€28k▲
Income taxes67/77€536€6k▲
Profit (loss) for the period9904€1k€22k▲
Profit (loss) for the period to be appropriated9905€1k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€81k▲
Profit (loss) brought forward from the previous period14P€57k€59k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €1k ▼90%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-12
Financial
Highest result since 2021net €23k ▲19.2%
Net result €23k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.82
Current ratio from 2.34 to 4.82; short-term debt falls from €16k to €12k.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
335 m²
Building footprint
263 m²
Volume, LiDAR
2,917 m³
2 parcels, Brussels, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Invalidenlaan 21, 1160 Oudergem
since 20202.313.224.524
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0084/00X006 | Brussels | 188 m² | 1 · 119 m² | 15.1 m · 4 fl. |
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,173 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gyprobuild@hotmail.com