GYMMO
ActiveSummary
GYMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.17M and a net result of €80k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+2
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 12.13 against 8.36 in 2024; short-term debt: 3.8% and cash: 0.7% of total assets), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
26 d late
2022
40 d early
2021
24 d late
2020
8 d early
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€81k
EBIT margin
-33.5%
Net result
€80k▲ 53.3%
2024 · €52k
2018: €-37k
2019: €45k
2020: €55k
2021: €61k
2022: €68k
2023: €55k
2024: €52k
2018 → 2025
Working capital
€653k▲ 21.5%
2024 · €537k
2018: €32k
2019: €47k
2020: €148k
2021: €250k
2022: €354k
2023: €446k
2024: €537k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€915k-€983k▲ 7.4%€1.04M▲ 5.6%€1.09M▲ 5.0%€1.17M▲ 7.3%
Operating result€76k-€76k▼ 1.0%€70k▼ 7.6%€80k▲ 14.1%€114k▲ 43.4%
Net result€61k-€68k▲ 10.7%€55k▼ 17.9%€52k▼ 6.5%€80k▲ 53.3%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.56M
Fixed assets
€848k ▼ 8.2%
Current assets
€712k ▲ 16.6%
Equity and liabilities €1.56M
Equity
€1.17M ▲ 7.3%
Debt
€390k ▼ 12.1%
Debt's share of the balance-sheet total falls from 28.9% to 25.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€190k▲
2024 · €155k
Cash flow
€155k▲
2024 · €127k
Current ratio
12.13▲
2024 · 8.36
Debt to equity
0.33▼
2024 · 0.41
ROE
6.8%▲
2024 · 4.8%
ROA
5.1%▲
2024 · 3.4%
Interest coverage
28.10▲
2024 · 22.60
Debt ≤ 1 year
€59k▼
2024 · €73k
Debt > 1 year
€327k▼
2024 · €367k
Income taxes
€28k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.56M▲
Fixed assets21/28€924k€848k▼
Tangible fixed assets22/27€924k€848k▼
Land and buildings22€924k€848k▼
Current assets29/58€610k€712k▲
Amounts receivable within one year40/41€586k€700k▲
Other amounts receivable41€586k€700k▲
Cash at bank and in hand54/58€24k€11k▼
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.56M▲
Equity10/15€1.09M€1.17M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€539k€539k=
Non-distributable reserves130/1€66k€66k=
Legal reserve130€66k€66k=
Distributable reserves133€473k€473k=
Profit (loss) carried forward14€489k€569k▲
Amounts payable17/49€444k€390k▼
Amounts payable after more than one year17€367k€327k▼
Financial debts170/4€367k€327k▼
Amounts payable within one year42/48€73k€59k▼
Current portion of amounts payable after more than one year42€40k€40k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€28k€8k▼
Taxes450/3€28k€8k▼
Other amounts payable47/48€538€538=
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€75k=
Other operating charges640/8€25k€26k▲
Gross operating margin9900€181k€216k▲
Operating profit (loss)9901€80k€114k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€73k€108k▲
Income taxes67/77€21k€28k▲
Profit (loss) for the period9904€52k€80k▲
Profit (loss) for the period to be appropriated9905€52k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€489k€569k▲
Profit (loss) brought forward from the previous period14P€437k€489k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €80k ▲53.3%
Operating result €114k, net result €80k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Equity above €1MEq €1.04M ▲5.6%
5 profitable years in a row build equity to €1.04M.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 6.94
Current ratio from 2.83 to 6.94; short-term debt falls from €81k to €42k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 20 days late
2019
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteleinsplein 331050 ElseneGround area
956 m²
Building footprint
342 m²
Volume, LiDAR
1,765 m³
Parcel 21447B0232/00P008, Brussels · tallest building 13.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kasteleinsplein 33, 1050 Elsene
since 19942.066.661.808
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0232/00P008 | Brussels | 956 m² | 1 · 342 m² | 13.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VS REAL ESTATE
BE 0630.816.041
Knokke-Heist · Eq €1,170,445
GEERT LIPPENS MANAGEMENT
BE 0460.745.743
Kruisem · Eq €1,169,304
LEUVENS GRONDFONDS
BE 0628.897.124
Leuven · Eq €1,169,101
DETROIT
BE 0437.155.244
Kortrijk · Eq €1,171,226
FBGO INVEST
BE 0644.856.790
Grez-Doiceau · Eq €1,171,864
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 3,721 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-12-1993
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.