Gymloft
ActiveSummary
The computed 12-month bankruptcy probability of Gymloft is 4.0% (elevated). The 2025 annual accounts show equity of €28,783 and a net result of -€8,515. Equity remains stable across the filed fiscal years (±0.1% per year). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-62
Solvency79▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.08 against 1.65 in 2024; short-term debt: 45.6% and cash: 3.8% of total assets), and 45.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.4%
Return on assets
-16.1%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€8,515
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
73 d late
2023
on the day
2022
7 d early
2021
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 12 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€28,783▼ 18.4%
2024 · €35,265
Total assets
€52,912▼ 25.3%
2024 · €70,835
Net result
-€8,515▼ 3,334%
2024 · -€248
Working capital
€1,901▼ 87.7%
2024 · €15,495
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,270-€13,490▼ 52.3%€2,066▼ 84.7%€1,337▼ 35.3%-€7,741
Net result€24,113-€10,350▼ 57.1%€50▼ 99.5%-€248-€8,515▼ 3,334%
Equity€25,113-€35,463▲ 41.2%€35,513▲ 0.1%€35,265▼ 0.7%€28,783▼ 18.4%
Total assets€65,045-€72,875▲ 12.0%€71,261▼ 2.2%€70,835▼ 0.6%€52,912▼ 25.3%
Debt€39,932-€37,412▼ 6.3%€35,748▼ 4.4%€35,570▼ 0.5%€24,129▼ 32.2%
Working capital€15,846-€6,595▼ 58.4%€11,413▲ 73.1%€15,495▲ 35.8%€1,901▼ 87.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7,741 after €1,337 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52,912
Fixed assets
€26,883 ▼ 14.3%
Current assets
€26,029 ▼ 34.1%
Equity and liabilities €52,912
Equity
€28,783 ▼ 18.4%
Debt
€24,129 ▼ 32.2%
Debt's share of the balance-sheet total falls from 50.2% to 45.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€1,329▼
2024 · €8,434
Cash flow
-€2,103▼
2024 · €6,849
Current ratio
1.08▼
2024 · 1.65
Debt to equity
0.84▼
2024 · 1.01
ROE
-29.6%▼
2024 · -0.7%
ROA
-16.1%▼
2024 · -0.4%
Interest coverage
-0.63▼
2024 · 5.28
Debt ≤ 1 year
€24,129▲
2024 · €23,978
Debt > 1 year
€0▼
2024 · €11,592
Income taxes
€165▼
2024 · €1,665
Staff costs
€169
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
3.0%
went bankrupt
9.5%
stopped otherwise
87%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €169 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,549 | €8,769 | €8,751 | €7,097 | €6,412 | ▼ 9.6% |
| Other operating charges640/8 | - | €1,397 | €542 | €788 | €806 | ▲ 2.3% |
| Non-recurring operating charges66A | - | €0 | - | - | - | - |
| Gross operating margin9900 | €40,428 | €23,655 | €11,359 | €9,221 | -€354 | ▼ 104% |
| Operating profit (loss)9901 | €28,270 | €13,490 | €2,066 | €1,337 | -€7,741 | ▼ 679% |
| Financial income75/76B | - | €217 | €404 | €1,677 | €1,505 | ▼ 10.3% |
| Recurring financial income75 | - | €217 | €404 | €1,677 | €1,505 | ▼ 10.3% |
| Financial charges65/66B | - | €640 | €1,373 | €1,597 | €2,113 | ▲ 32.3% |
| Recurring financial charges65 | €1,074 | €640 | €1,373 | €1,597 | €2,113 | ▲ 32.3% |
| Profit (loss) for the period before taxes9903 | €27,197 | €13,068 | €1,097 | €1,417 | -€8,350 | ▼ 689% |
| Income taxes67/77 | €3,084 | €2,718 | €1,047 | €1,665 | €165 | ▼ 90.1% |
| Profit (loss) for the period9904 | €24,113 | €10,350 | €50 | -€248 | -€8,515 | ▼ 3,334% |
| Profit (loss) for the period to be appropriated9905 | €24,113 | €10,350 | €50 | -€248 | -€8,515 | ▼ 3,334% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €65,045 | €72,875 | €71,261 | €70,835 | €52,912 | ▼ 25.3% |
| Fixed assets21/28 | €23,017 | €42,960 | €34,209 | €31,362 | €26,883 | ▼ 14.3% |
| Intangible fixed assets21 | €3,033 | €1,361 | €0 | - | - | - |
| Tangible fixed assets22/27 | €19,984 | €41,599 | €34,209 | €31,362 | €26,883 | ▼ 14.3% |
| Land and buildings22 | - | €29,853 | €26,647 | €23,333 | €20,019 | ▼ 14.2% |
| Plant, machinery and equipment23 | - | €10,632 | €7,283 | €8,029 | €6,863 | ▼ 14.5% |
| Furniture and vehicles24 | - | €1,115 | €279 | €0 | - | - |
| Current assets29/58 | €42,029 | €29,915 | €37,052 | €39,473 | €26,029 | ▼ 34.1% |
| Amounts receivable within one year40/41 | €32,520 | €21,888 | €24,164 | €35,279 | €22,454 | ▼ 36.4% |
| Trade receivables40 | - | €20,244 | €17,759 | €13,819 | €10,850 | ▼ 21.5% |
| Other amounts receivable41 | - | €1,643 | €6,405 | €21,460 | €11,604 | ▼ 45.9% |
| Cash at bank and in hand54/58 | €9,508 | €7,007 | €11,470 | €1,984 | €2,019 | ▲ 1.8% |
| Deferred charges and accrued income490/1 | - | €1,020 | €1,418 | €2,210 | €1,556 | ▼ 29.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €65,045 | €72,875 | €71,261 | €70,835 | €52,912 | ▼ 25.3% |
| Equity10/15 | €25,113 | €35,463 | €35,513 | €35,265 | €28,783 | ▼ 18.4% |
| Contributions10/11 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €24,113 | €34,463 | €34,513 | €36,298 | €27,783 | ▼ 23.5% |
| Distributable reserves133 | - | €34,463 | €34,513 | €36,298 | €27,783 | ▼ 23.5% |
| Profit (loss) carried forward14 | - | - | - | -€2,033 | - | - |
| Amounts payable17/49 | €39,932 | €37,412 | €35,748 | €35,570 | €24,129 | ▼ 32.2% |
| Amounts payable after more than one year17 | €13,750 | €14,092 | €10,109 | €11,592 | €0 | ▼ 100% |
| Financial debts170/4 | - | €14,092 | €10,109 | €11,592 | €0 | ▼ 100% |
| Other amounts payable178/9 | - | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €26,182 | €23,320 | €25,639 | €23,978 | €24,129 | ▲ 0.6% |
| Current portion of amounts payable after more than one year42 | - | €3,948 | €3,982 | €4,017 | €6,092 | ▲ 51.6% |
| Financial debts43 | - | - | - | - | €4,620 | - |
| Credit institutions430/8 | - | - | - | - | €4,620 | - |
| Trade debts44 | €9,392 | €13,002 | €9,097 | €9,126 | €9,503 | ▲ 4.1% |
| Suppliers440/4 | - | €13,002 | €9,097 | €9,126 | €9,503 | ▲ 4.1% |
| Advances received on contracts in progress46 | - | - | - | €4,500 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €2,708 | €12,559 | €6,335 | €3,913 | ▼ 38.2% |
| Taxes450/3 | - | €2,708 | €12,559 | €6,335 | €3,913 | ▼ 38.2% |
| Other amounts payable47/48 | - | €3,663 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,113 | €10,350 | €50 | -€248 | -€8,515 | ▼ 3,334% |
| + Depreciation and write-downs630 | €10,549 | €8,769 | €8,751 | €7,097 | €6,412 | ▼ 9.6% |
| Operating cash flow (approximation) | €34,662 | €19,119 | €8,801 | €6,849 | -€2,103 | ▼ 131% |
| Investment in fixed assets (approximation) | - | -€28,712 | €0 | -€4,250 | -€1,933 | ▲ 54.5% |
| Change in cash | - | -€2,502 | €4,463 | -€9,486 | €36 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet -€8,515
Net result drops to -€8,515, the lowest in the series.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 73 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Kortrijk · 2 establishment units since 2019
Ground area
5.4 ha
Building footprint
2,271 m²
Volume, LiDAR
13,185 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Gymloft
since 20192.295.059.293
Gymsoft
since 20262.386.716.672
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0660/00Y002 ProtectedMonumentDakpannenfabriek De Pottelberg: stoommachines, stoomketelfronten, pannenpers en deel kleispoorlijnSource ↗ |
Flanders | 5.3 ha | 1 · 2,087 m² | 8.4 m · 2 fl. |
| 34022E0244/00E009 | Flanders | 705 m² | 1 · 184 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Company details
Identification
Legal formPrivate limited company
Founded10-10-2019
Fiscal year end30-06
Activities, NACEBEL 2025
85510Sports and recreation education
93199Other sports activities
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0735964833
Also
9925:BE0735964833
Registered
19-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.