GY - VAN
ActiveGY - VAN has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €8k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 86% of 4547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+2
Solvency100▲+19
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.71 against 1.61 in 2024; short-term debt: 19.7% and cash: 55.3% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
8.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
34 d early
2023
32 d early
2022
30 d late
2021
31 d late
2020
27 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 9.6%
2024 · €69k
2018: €75k
2019: €87k
2020: €86k
2021: €90k
2022: €91k
2023: €132k
2024: €69k
2018 → 2025
Total assets
€94k▼ 23.4%
2024 · €123k
2018: €143k
2019: €122k
2020: €116k
2021: €115k
2022: €113k
2023: €154k
2024: €123k
2018 → 2025
Net result
€8k▼ 6.7%
2024 · €9k
2018: €-4k
2019: €12k
2020: €-1k
2021: €4k
2022: €131
2023: €41k
2024: €9k
2018 → 2025
Working capital
€50k▲ 51.3%
2024 · €33k
2018: €-5k
2019: €32k
2020: €52k
2021: €71k
2022: €81k
2023: €87k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€91k▲ 0.1%€132k▲ 45.6%€69k▼ 47.6%€76k▲ 9.6%
Operating result€7k-€2k▼ 69.4%€57k▲ 2,604%€13k▼ 77.9%€12k▼ 4.9%
Net result€4k-€131▼ 97.0%€41k▲ 31,474%€9k▼ 78.5%€8k▼ 6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€26k▼ 28.8%
Current assets
€69k▼ 21.1%
Equity and liabilities €94k
Equity
€76k▲ 9.6%
Debt
€19k▼ 65.7%
The debt ratio falls from 43.8% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €23k
Cash flow
€19k▼
2024 · €19k
Solvency
80.3%▲
2024 · 56.2%
Current ratio
3.71▲
2024 · 1.61
Quick ratio
3.71▲
2024 · 1.61
Debt / equity
0.24▼
2024 · 0.78
ROE
10.9%▼
2024 · 12.8%
ROA
8.8%▲
2024 · 7.2%
Interest coverage
172.14▼
2024 · 312.10
Debt
€19k▼
2024 · €54k
Debt ≤ 1 year
€19k▼
2024 · €54k
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€94k▼
Fixed assets21/28€36k€26k▼
Tangible fixed assets22/27€36k€26k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€31k€23k▼
Current assets29/58€87k€69k▼
Amounts receivable within one year40/41€47k€17k▼
Trade receivables40€45k€12k▼
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€40k€52k▲
Equity and liabilities
Total equity and liabilities10/49€123k€94k▼
Equity10/15€69k€76k▲
Contributions10/11€19k€19k=
Reserves13€51k€57k▲
Distributable reserves133€51k€57k▲
Amounts payable17/49€54k€19k▼
Amounts payable within one year42/48€54k€19k▼
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€7k€744▼
Taxes450/3€4k€744▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€46k€13k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€29k€28k▼
Operating profit (loss)9901€13k€12k▼
Financial income75/76B€548€1▼
Recurring financial income75€548€1▼
Financial charges65/66B€74€130▲
Recurring financial charges65€74€130▲
Profit (loss) for the period before taxes9903€13k€12k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€9k€8k▼
Profit (loss) for the period to be appropriated9905€9k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€8k▼
Transfer from equity791/2€32k-
Transfer to equity691/2€9k€7k▼
To other reserves6921€9k€7k▼
Profit to be distributed694/7€32k€2k▼
Return on contributions (dividend)694€32k€2k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 3.71
Current ratio from 1.61 to 3.71; short-term debt falls from €54k to €19k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €41k ▲31474%
Operating result €57k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €132k ▲45.6%
3 profitable years in a row build equity to €132k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.94
Current ratio from 0.92 to 1.94; short-term debt falls from €68k to €35k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bell-Telephonelaan 192260 WesterloGround area
1,157 m²
Building footprint
224 m²
Volume, LiDAR
993 m³
Parcel 13028C0245/00K000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GY-VAN
since 19962.079.347.329
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13028C0245/00K000 | Flanders | 1,157 m² | 1 · 224 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 335 EUR awarded · 335 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 150 EUR | 150 EUR |
| 2023 | 1 | 185 EUR | 185 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 6,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-1996
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.