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GWNÏO

Active
Private limited companyfounded 201214 yrs activeWarandestraat 89, 8470 Gistel, BelgiumKBO/BCE: BE 0844.124.187
Summary

The computed 12-month bankruptcy probability of GWNÏO is 4.9% (elevated). The 2025 annual accounts show negative equity (-€4,696) and a net result of -€21,952. Equity is shrinking by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 11770 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
GWNÏOActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
1 site
Size
€255,773total assets 2025
Equity
-€4,696
Loss
-€21,952
Financial health
35 Weak Checked score 2025
Bankruptcy chance 12 m
4.9%
Structure
Accounts filed 21 d late0 of 5 deeds read
Why 35- 1 change of registered office in 24 months- Latest accounts 21 days late; 2 of the last 3 late- Loss of €21,952, the second in a row (FY 2025)- Negative equity -€4,696Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 16% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 23-8
equity -1.8% of total assets
Liquidity 30-9
short-term debt 45.1% · cash 1.2%
Profitability 8+8
return on assets -8.6%
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● 0.0% vs 11-2024 01-2025: 1.9%▼ -0.6% vs 12-2024lowest value 02-2025: 1.9%● 0.0% vs 01-2025lowest value 03-2025: 2.7%▲ +42.7% vs 02-2025 04-2025: 2.7%▲ +1.6% vs 03-2025 05-2025: 2.9%▲ +4.6% vs 04-2025 06-2025: 2.7%▼ -4.3% vs 05-2025 07-2025: 2.8%▲ +0.3% vs 06-2025 08-2025: 3.6%▲ +29.8% vs 07-2025 09-2025: 4.0%▲ +12.5% vs 08-2025 10-2025: 5.9%▲ +46.0% vs 09-2025 11-2025: 6.1%▲ +4.6% vs 10-2025 12-2025: 6.1%● 0.0% vs 11-2025 01-2026: 6.1%▼ -0.4% vs 12-2025 02-2026: 6.1%● 0.0% vs 01-2026 03-2026: 6.0%▼ -1.4% vs 02-2026 04-2026: 6.4%▲ +6.2% vs 03-2026 05-2026: 6.4%▼ -0.7% vs 04-2026 06-2026: 6.2%▼ -2.0% vs 05-2026 07-2026: 6.3%▲ +0.9% vs 06-2026 08-2026: 6.5%▲ +3.8% vs 07-2026highest value 09-2026: 4.9%▼ -24.3% vs 08-2026 10-2026: 4.9%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Latest accounts 21 days late; 2 of the last 3 late raises the probability
  • Loss of €21,952, the second in a row (FY 2025) raises the probability
  • Negative equity -€4,696 raises the probability
No credit on open account
Liquidity short (current ratio 0.04 against 0.11 in 2024; short-term debt: 45.1% and cash: 1.2% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 18%, liquidity 27%, profitability 16%, growth against the median 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Latest accounts 21 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €21,952, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€4,696
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€4,696
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
61 d late
2023
61 d late
2022
184 d late
2021
222 d late
2020
122 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 109 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 October (4 of the last 5 filed years within 122 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Weakest financial yearnet -€80,926

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€4,696 View
  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€21,952 View
  • Caution: Among the weakest 13% on equitysector median €244,042 · 11,782 companies -€4,696 View
  • Positive: Result rose in 2025from -€80,926 to -€21,952 ▲ 72.9% View

By topic

Financials

Fiscal year
2025
Total assets
€255,773
Loss
-€21,952
Solvency
-1.8%
Total assets▼ 6.7%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 21-08-2026Annual accounts filed
  2. 30-09-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
02-03-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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