VELDHOVE
ActiveVELDHOVE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €6k. Equity is growing by ~17% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+3
Solvency24▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.19 in 2024; short-term debt: 100.7% and cash: 1.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.7%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
19 d late
2023
26 d late
2022
30 d late
2021
1 d late
2020
20 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-2k▲ 73.1%
2024 · €-8k
2018: €8k
2019: €-16k
2020: €-12k
2021: €-13k
2022: €-4k
2023: €-10k
2024: €-8k
2018 → 2025
Total assets
€301k▼ 17.1%
2024 · €363k
2018: €418k
2019: €405k
2020: €371k
2021: €372k
2022: €377k
2023: €371k
2024: €363k
2018 → 2025
Net result
€6k▲ 122%
2024 · €2k
2018: €-51
2019: €-24k
2020: €4k
2021: €-1k
2022: €9k
2023: €-6k
2024: €2k
2018 → 2025
Working capital
€-298k▼ 4.9%
2024 · €-284k
2018: €-68k
2019: €-118k
2020: €-133k
2021: €-173k
2022: €-203k
2023: €-248k
2024: €-284k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-13k-€-4k▲ 69.7%€-10k▼ 150%€-8k▲ 24.8%€-2k▲ 73.1%
Operating result€4k-€14k▲ 242%€-3k€5k€7k▲ 45.6%
Net result€-1k-€9k€-6k€2k€6k▲ 122%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€296k=
Current assets
€5k▼ 92.6%
Key figures and ratios
Solvency
-0.7%▲
2024 · -2.1%
Current ratio
0.02▼
2024 · 0.19
Quick ratio
0.02▼
2024 · 0.19
ROA
1.8%▲
2024 · 0.7%
Debt
€303k▼
2024 · €371k
Debt ≤ 1 year
€303k▼
2024 · €351k
Debt > 1 year
€0▼
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €301k, equity €-2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€363k€301k▼
Fixed assets21/28€296k€296k=
Tangible fixed assets22/27€296k€296k=
Land and buildings22€296k€296k=
Current assets29/58€67k€5k▼
Amounts receivable within one year40/41€31k€0▼
Other amounts receivable41€31k€0▼
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1€29k€0▼
Equity and liabilities
Total equity and liabilities10/49€363k€301k▼
Equity10/15€-8k€-2k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-28k€-22k▲
Amounts payable17/49€371k€303k▼
Amounts payable after more than one year17€19k€0▼
Financial debts170/4€19k€0▼
Amounts payable within one year42/48€351k€303k▼
Current portion of amounts payable after more than one year42€39k€19k▼
Trade debts44€383€554▲
Suppliers440/4€383€554▲
Other amounts payable47/48€312k€283k▼
Income statement
Code20242025
Other operating charges640/8€12k€6k▼
Gross operating margin9900€17k€13k▼
Operating profit (loss)9901€5k€7k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€2k€6k▲
Profit (loss) for the period9904€2k€6k▲
Profit (loss) for the period to be appropriated9905€2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-22k▲
Profit (loss) brought forward from the previous period14P€-30k€-28k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
26-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warandestraat 898470 GistelGround area
208 m²
Building footprint
208 m²
Volume, LiDAR
880 m³
Parcel 35005A1624/00G000, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Veldhove bvba
since 20072.160.384.394
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35005A1624/00G000 | Flanders | 208 m² | 1 · 208 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2006
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:059/27.71.38