GUY VANHUFFEL
ActiveGUY VANHUFFEL has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64k and a net result of €-10k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability1▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 19.9; short-term debt: 5% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94%
Return on assets
-14.5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2021222324
2020 to 2024 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
19 d early
2022
27 d early
2021
38 d early
2020
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€64k▼ 13.3%
2023 · €74k
2020: €31k
2021: €83k
2022: €107k
2023: €74k
2020 → 2024
Total assets
€68k▼ 8.0%
2023 · €74k
2020: €42k
2021: €101k
2022: €125k
2023: €74k
2020 → 2024
Net result
€-10k▲ 69.9%
2023 · €-33k
2020: €31k
2021: €52k
2022: €24k
2023: €-33k
2020 → 2024
Working capital
€64k▼ 11.7%
2023 · €73k
2020: €31k
2021: €83k
2022: €105k
2023: €73k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€31k-€83k▲ 164%€107k▲ 29.3%€74k▼ 30.7%€64k▼ 13.3%
Operating result€42k-€68k▲ 61.5%€31k▼ 54.6%€-32k€-9k▲ 70.5%
Net result€31k-€52k▲ 67.6%€24k▼ 53.6%€-33k€-10k▲ 69.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2024 against €32k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €68k
Fixed assets
€460▼ 60.5%
Current assets
€68k▼ 7.2%
Equity and liabilities €68k
Equity
€64k▼ 13.3%
Debt
€4k▲ 2,610%
The debt ratio rises from 0.2% to 6.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-9k▲
2023 · €-32k
Cash flow
€-9k▲
2023 · €-32k
Solvency
94.0%▼
2023 · 99.8%
Current ratio
19.90
Quick ratio
19.90
Debt / equity
0.06▲
2023 · 0.00
ROE
-15.4%▲
2023 · -44.2%
ROA
-14.5%▲
2023 · -44.2%
Interest coverage
-33.38▲
2023 · -79.55
Debt
€4k▲
2023 · €150
Debt ≤ 1 year
€3k▲
2023 · €150
Income taxes
€130▼
2023 · €162
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€74k€68k▼
Fixed assets21/28€1k€460▼
Tangible fixed assets22/27€1k€460▼
Furniture and vehicles24€1k€460▼
Current assets29/58€73k€68k▼
Amounts receivable within one year40/41€70k€68k▼
Trade receivables40€6k€3k▼
Other amounts receivable41€64k€65k▲
Cash at bank and in hand54/58€3k-
Equity and liabilities
Total equity and liabilities10/49€74k€68k▼
Equity10/15€74k€64k▼
Contributions10/11€1k€1k=
Reserves13€106k€63k▼
Distributable reserves133€106k€63k▼
Profit (loss) carried forward14€-33k-
Amounts payable17/49€150€4k▲
Amounts payable within one year42/48€150€3k▲
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€150€150=
Taxes450/3€150€150=
Accrued charges and deferred income492/3-€660
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€705€705=
Other operating charges640/8€601€660▲
Gross operating margin9900€-31k€-8k▲
Operating profit (loss)9901€-32k€-9k▲
Financial charges65/66B€396€263▼
Recurring financial charges65€396€263▼
Profit (loss) for the period before taxes9903€-33k€-10k▲
Income taxes67/77€162€130▼
Profit (loss) for the period9904€-33k€-10k▲
Profit (loss) for the period to be appropriated9905€-33k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-43k▼
Profit (loss) brought forward from the previous period14P-€-33k
Transfer from equity791/2-€43k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-33k ▼235%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 72current ratio 486.89
Current ratio from 6.79 to 486.89; short-term debt falls from €18k to €150.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €107k ▲29.3%
3 profitable years in a row build equity to €107k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €52k ▲67.6%
Operating result €68k, net result €52k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bokmolenstraat 19140 TemseGround area
1,112 m²
Building footprint
212 m²
Volume, LiDAR
1,330 m³
Parcel 46008A0619/00L000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GUY VANHUFFEL
since 20192.291.910.654
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A0619/00L000 | Flanders | 1,112 m² | 1 · 212 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 7,056 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
85599Other education
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.