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Complete company report
Generated 03-09-2026
Active BE 0439.427.321Private limited company

GUY'S NAAICENTRUM

Roodkruisstraat 98 ·9220 Hamme (Vl.), Belgium· 36 yrs active
Sector: Detailhandel in breigarens, handwerken en fournituren (47513)
Conclusion Checked

GUY'S NAAICENTRUM has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.28M and a net result of €3k. The computed 12-month bankruptcy probability is 0.9% (low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €1.28M
Net result €3k
Staff (FTE) 2.3
Active 36 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health64Profitability1Solvency69Growth-Stability85
55 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 64
Profitability 1
Solvency 69
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Multiple establishment units +Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
64 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview35 NBB filings
Annual accounts filed on 08-04-2026 with the NBB · fiscal year 2025 · abbreviated schema
Fiscal year2025
Depositabbreviated schema
Revenue-
EBITDA€196k
Net profit€3k
Cash flow€138k
Staff costs€95k
Income taxes€2k
Dividends-
Total assets€3.01M
Equity€1.28M
Debt€1.72M
of which ≤ 1y€556k
of which > 1y€1.13M
Working capital€115k
Employees (FTE)2.3
Ratios (computed)
2025
Current ratio1.21
Quick ratio0.17
Working capital ratio3.8%
Solvency42.7%
Debt / equity1.34
Long-term debt ratio0.88
Interest coverage3.32
Gross margin-
Net margin-
ROA0.1%
ROE0.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€3.01M
Fixed assets 21/28€2.33M
Tangible fixed assets 22/27€2.33M
Financial fixed assets 28€250
Current assets 29/58€672k
Stocks & contracts in progress 3€574k
Amounts receivable within one year 40/41€31k
Cash & bank 54/58€52k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.01M
Equity 10/15€1.28M
Contributions / capital 10/11€599k
Reserves 13€685k
Amounts payable 17/49€1.72M
Amounts payable after one year 17€1.13M
Amounts payable within one year 42/48€556k
Trade debts payable within one year 44€56k
Income statement
Gross operating margin 9900€301k
Operating result 9901€60k
Financial income 75€3k
Financial charges 65€59k
Result before taxes 9903€4k
Income taxes 67/77€2k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in breigarens, handwerken en fournituren(47513)
Legal form Private limited company(610)
Incorporation30-12-1989
StatusActive
Postal code9220
Establishment units 3 locations
GUY'S NAAICENTRUM
Roodkruisstraat 98, 9220 Hamme (Vl.)de groothandel in fournituren : naaigaren, band, lint, enz.
since 19902.047.290.710
GUY'S NAAICENTRUM
Roodkruisstraat 94, 9220 Hamme (Vl.)Groothandel in fournituren : naaigaren, band, lint, enz
since 20212.321.738.055
GUY'S NAAICENTRUM
Roodkruisstraat 100, 9220 Hamme (Vl.)Reparatie en onderhoud van producten van metaal
since 20262.382.714.334
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42452B0028/00W000 Flanders 1,662 m² 1 · 536 m² 10.5 m
42452B0028/00V000 Flanders 982 m² 1 · 238 m² 11.2 m · 2 fl.
42452B0027/00X000 Flanders 261 m² 1 · 220 m² 16.2 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
08-04-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-04-2025 NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-04-2024 NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-03-2023 NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-04-2022 NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-04-2021 NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-03-2020 NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-03-2019 NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03-2018 NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03-2017 NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in breigarens, handwerken en fournituren47513Gespecialiseerde detailhandel in naai- en breimachines52494Overige detailhandel in nieuwe artikelen neg47789
Primary activity highlighted.
Names & trade names
Legal nameNL GUY'S NAAICENTRUM
Registered office
Roodkruisstraat 98
9220 Hamme (Vl.), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative