GUY CUYPERS
ActiveGUY CUYPERS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.15M and a net result of €121k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 95% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+9
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 29.35 against 42.99 in 2024), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Sector 22
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
10.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
26 d early
2023
33 d early
2022
3 d early
2021
29 d early
2020
6 d late
2019
93 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.15M▲ 11.7%
2024 · €1.03M
2018: €598k
2019: €641k
2020: €702k
2021: €760k
2022: €848k
2023: €940k
2024: €1.03M
2018 → 2025
Total assets
€1.19M▲ 12.9%
2024 · €1.05M
2018: €645k
2019: €665k
2020: €739k
2021: €808k
2022: €889k
2023: €986k
2024: €1.05M
2018 → 2025
Net result
€121k▲ 34.7%
2024 · €90k
2018: €18k
2019: €43k
2020: €61k
2021: €58k
2022: €87k
2023: €92k
2024: €90k
2018 → 2025
Working capital
€1.10M▲ 7.6%
2024 · €1.02M
2018: €583k
2019: €632k
2020: €697k
2021: €757k
2022: €845k
2023: €938k
2024: €1.02M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€760k-€848k▲ 11.5%€940k▲ 10.9%€1.03M▲ 9.6%€1.15M▲ 11.7%
Operating result€94k-€128k▲ 35.7%€131k▲ 2.8%€114k▼ 13.5%€68k▼ 40.1%
Net result€58k-€87k▲ 50.8%€92k▲ 5.7%€90k▼ 2.6%€121k▲ 34.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 40% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€48k▲ 854%
Current assets
€1.14M▲ 8.8%
Equity and liabilities €1.19M
Equity
€1.15M▲ 11.7%
Debt
€39k▲ 59.4%
The debt ratio rises from 2.3% to 3.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€76k▼
2024 · €115k
Cash flow
€129k▲
2024 · €91k
Solvency
96.7%▼
2024 · 97.7%
Current ratio
29.35▼
2024 · 42.99
Quick ratio
29.21▼
2024 · 42.74
Debt / equity
0.03▲
2024 · 0.02
ROE
10.5%▲
2024 · 8.7%
ROA
10.2%▲
2024 · 8.5%
Interest coverage
47.65▼
2024 · 331.67
Debt
€39k▲
2024 · €24k
Debt ≤ 1 year
€39k▲
2024 · €24k
Income taxes
€44k▲
2024 · €36k
Staff costs
€6k▼
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.19M▲
Fixed assets21/28€5k€48k▲
Tangible fixed assets22/27€5k€46k▲
Furniture and vehicles24€314€44k▲
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28-€1k
Current assets29/58€1.05M€1.14M▲
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€39k€61k▲
Trade receivables40€32k€61k▲
Other amounts receivable41€8k-
Current investments50/53€577k€763k▲
Cash at bank and in hand54/58€425k€311k▼
Deferred charges and accrued income490/1€756€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.19M▲
Equity10/15€1.03M€1.15M▲
Contributions10/11€19k€19k=
Reserves13€995k€1.12M▲
Distributable reserves133€995k€1.12M▲
Profit (loss) carried forward14€16k€16k=
Amounts payable17/49€24k€39k▲
Amounts payable within one year42/48€24k€39k▲
Trade debts44€14k€17k▲
Suppliers440/4€14k€17k▲
Taxes, remuneration and social security45€5k€20k▲
Taxes450/3-€15k
Remuneration and social security454/9€5k€5k▼
Other amounts payable47/48€6k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€78k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€8k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€194k€84k▼
Operating profit (loss)9901€114k€68k▼
Financial income75/76B€13k€99k▲
Recurring financial income75€13k€99k▲
Financial charges65/66B€347€2k▲
Recurring financial charges65€347€2k▲
Profit (loss) for the period before taxes9903€126k€165k▲
Income taxes67/77€36k€44k▲
Profit (loss) for the period9904€90k€121k▲
Profit (loss) for the period to be appropriated9905€90k€121k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€137k▲
Profit (loss) brought forward from the previous period14P€16k€16k=
Transfer to equity691/2€90k€121k▲
To other reserves6921€90k€121k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €121k ▲34.7%
Net result €121k, the highest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 42.99
Current ratio from 21.37 to 42.99; short-term debt falls from €46k to €24k.
31-12
Financial
Equity above €1MEq €1.03M ▲9.6%
7 profitable years in a row build equity to €1.03M.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
01-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 93 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 27.26
Current ratio from 13.46 to 27.26; short-term debt falls from €47k to €24k.
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 77 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dekenijstraat 99930 LievegemGround area
430 m²
Building footprint
116 m²
Volume, LiDAR
837 m³
Parcel 44080D0302/00G000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GUY CUYPERS BVBA
since 20032.136.375.708
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44080D0302/00G000 | Flanders | 430 m² | 1 · 116 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
967600FXI6L94Q1ZGM74
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Of 596 companies in sector 22260 we hold annual accounts for 278. 184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2003
Fiscal year end31-12
Activities, NACEBEL
22260Manufacture of rubber and plastic products
25240
25631Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0486/25.26.84