JAMETAL
ActiveJAMETAL has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €562k and a net result of €107k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+29
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 2.15 in 2024; short-term debt: 17.3% and cash: 13.3% of total assets), and 22.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.9%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
153 d late
2019
166 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€107k
2024 · €-31k
2018: €146k
2019: €7k
2020: €51k
2021: €112k
2022: €79k
2023: €111k
2024: €-31k
2018 → 2025
Working capital
€166k▲ 32.0%
2024 · €125k
2018: €-5k
2019: €22k
2020: €72k
2021: €193k
2022: €80k
2023: €102k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€527k-€485k▼ 7.9%€538k▲ 10.8%€506k▼ 5.9%€562k▲ 11.0%
Operating result€145k-€103k▼ 29.0%€148k▲ 43.1%€-13k€133k
Net result€112k-€79k▼ 29.4%€111k▲ 40.1%€-31k€107k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €133k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €721k
Fixed assets
€430k▲ 0.3%
Current assets
€291k▲ 23.7%
Equity and liabilities €721k
Equity
€562k▲ 11.0%
Debt
€159k▲ 0.9%
The debt ratio falls from 23.8% to 22.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€133k▲
2024 · €69k
Cash flow
€108k▲
2024 · €50k
Solvency
77.9%▲
2024 · 76.2%
Current ratio
2.33▲
2024 · 2.15
Quick ratio
1.36▲
2024 · 1.27
Debt / equity
0.28▼
2024 · 0.31
ROE
19.1%▲
2024 · -6.2%
ROA
14.9%▲
2024 · -4.7%
Interest coverage
15.42▲
2024 · 5.46
Debt
€159k▲
2024 · €158k
Debt ≤ 1 year
€125k▲
2024 · €109k
Debt > 1 year
€34k▼
2024 · €48k
Income taxes
€43k▲
2024 · €13k
Staff costs
€207k▼
2024 · €235k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€664k€721k▲
Fixed assets21/28€429k€430k▲
Intangible fixed assets21€1k€1k=
Tangible fixed assets22/27€427k€429k▲
Land and buildings22€268k€268k=
Plant, machinery and equipment23€95k€96k▲
Furniture and vehicles24€49k€49k=
Leasing and similar rights25€15k€15k=
Financial fixed assets28€495€495=
Current assets29/58€235k€291k▲
Stocks and contracts in progress3€95k€120k▲
Stocks30/36€95k€76k▼
Contracts in progress37-€44k
Amounts receivable within one year40/41€64k€59k▼
Trade receivables40€64k€45k▼
Other amounts receivable41-€15k
Cash at bank and in hand54/58€52k€96k▲
Deferred charges and accrued income490/1€24k€15k▼
Equity and liabilities
Total equity and liabilities10/49€664k€721k▲
Equity10/15€506k€562k▲
Contributions10/11€62k€62k=
Outside capital11€62k€62k=
Other1109/19€62k€62k=
Reserves13€414k€500k▲
Non-distributable reserves130/1€15k€15k=
Reserves not available under the articles1311€15k€15k=
Tax-exempt reserves132€39k€79k▲
Distributable reserves133€359k€406k▲
Profit (loss) carried forward14€31k-
Amounts payable17/49€158k€159k▲
Amounts payable after more than one year17€48k€34k▼
Financial debts170/4€48k€34k▼
Amounts payable within one year42/48€109k€125k▲
Current portion of amounts payable after more than one year42€19k€14k▼
Trade debts44€2k€343▼
Suppliers440/4€2k€343▼
Taxes, remuneration and social security45€78k€91k▲
Taxes450/3€58k€76k▲
Remuneration and social security454/9€20k€15k▼
Other amounts payable47/48€10k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€235k€207k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€183▼
Other operating charges640/8€9k€8k▼
Gross operating margin9900€313k€348k▲
Operating profit (loss)9901€-13k€133k▲
Financial income75/76B€7k€27k▲
Recurring financial income75€3k€5k▲
Non-recurring financial income76B€4k€22k▲
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€-18k€151k▲
Transfer from deferred taxes780€249-
Income taxes67/77€13k€43k▲
Profit (loss) for the period9904€-31k€107k▲
Transfer from tax-exempt reserves789€62k-
Transfer to tax-exempt reserves689-€40k
Profit (loss) for the period to be appropriated9905€31k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€36k▲
Profit (loss) brought forward from the previous period14P-€-31k
Transfer from equity791/2-€52k
Transfer to equity691/2-€36k
To other reserves6921-€36k
Profit to be distributed694/7-€52k
Return on contributions (dividend)694-€52k
Social balance
Average headcount (FTE)90876.04.0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Back to profitnet €107k
Net result €107k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-31k ▼128%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €500kEq €538k ▲10.8%
6 profitable years in a row build equity to €538k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Equity above €500kEq €527k ▲15.7%
4 profitable years in a row build equity to €527k.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 153 days late
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 166 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 159420 Erpe-MereGround area
3,220 m²
Building footprint
1,506 m²
Parcel 41016D0764/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
JAMETAL NV
since 20022.113.773.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41016D0764/00F000 | Flanders | 3,220 m² | 1 · 1,506 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,944 EUR awarded · 2,223 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 144 EUR | 144 EUR |
| 2024 | 1 | 855 EUR | 675 EUR |
| 2023 | 1 | 945 EUR | 1,404 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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PORTE V
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DE NIEUWE SMID
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Lier · Eq €548k
Of 984 companies in sector 25401 we hold annual accounts for 407. 283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-04-1998
Fiscal year end31-12
Activities, NACEBEL
25401Forging of metal
25631Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.