Checked.be
Active
BE 0441.730.476Private limited company
GUY CAMPO
Grotesteenweg 19-21 ·2600 Antwerpen, Belgium· 35 yrs active
Sector: Other retail sale of new goods
(47789)
Conclusion
GUY CAMPO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59k and a net result of €2k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 26065 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €59k |
| Net result | €2k |
| Better than sector | 68% |
| Active | 35 yrs |
Financial profile
73
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
78
Profitability
15
Solvency
96
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1990, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
78
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€5k
estimate, not credit advice
Score history
78
2021
86
2022
86
2023
78
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.14 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.03 (≥ 1.0)
+5
Leverage
Debt/equity 0.88 (< 1.0)
+10
Profitability
ROE 3%
+3
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-10-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~3.4%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 53.3% | 32.3% | |
| Net result | €2k | €4k | |
| Equity | €59k | €39k | |
| Gross operating margin | €3k | €31k | |
| Total assets | €112k | €146k |
€2k
-42.1%
21-24
€112k
+57.7%
21-24
€59k
+3.1%
21-24
€59k
+3.1%
21-24
€469
-
21-24
€52k
+298.5%
21-24
€52k
+298.5%
21-24
2.14
-60.4%
21-24
2.03
-57.2%
21-24
53.3%
-34.6%
21-24
0.88
+286.5%
21-24
3.0%
-43.8%
21-24
1.6%
-63.3%
21-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | - | - | - | - |
| Net profit | €2k | €3k | €740 | €291 |
| Cash flow | - | - | - | - |
| Staff costs | - | - | - | - |
| Income taxes | €469 | - | - | - |
| Dividends | - | - | - | - |
| Total assets | €112k | €71k | €57k | €57k |
| Equity | €59k | €58k | €55k | €54k |
| Debt | €52k | €13k | €3k | €3k |
| of which ≤ 1y | €52k | €13k | €3k | €3k |
| of which > 1y | - | - | - | - |
| Working capital | €59k | €58k | €55k | €54k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 2.14 | 5.41 | 19.76 | 19.34 |
| Quick ratio | 2.03 | 4.76 | 19.76 | 19.34 |
| Working capital ratio | 53.3% | 81.5% | 94.9% | 94.8% |
| Solvency | 53.3% | 81.5% | 94.9% | 94.8% |
| Debt / equity | 0.88 | 0.23 | 0.05 | 0.05 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | - | - | - | - |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 1.6% | 4.4% | 1.3% | 0.5% |
| ROE | 3.0% | 5.4% | 1.4% | 0.5% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €112k | €71k | €57k | €57k |
| Current assets | 29/58 | €112k | €71k | €57k | €57k |
| Stocks & contracts in progress | 3 | €6k | €9k | - | - |
| Amounts receivable within one year | 40/41 | €55k | €55k | €52k | €54k |
| Cash & bank | 54/58 | €51k | €7k | €5k | €3k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €112k | €71k | €57k | €57k |
| Equity | 10/15 | €59k | €58k | €55k | €54k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €26k | €26k | €26k | €26k |
| Accumulated profits (losses) | 14 | €15k | €14k | €10k | €10k |
| Amounts payable | 17/49 | €52k | €13k | €3k | €3k |
| Amounts payable within one year | 42/48 | €52k | €13k | €3k | €3k |
| Trade debts payable within one year | 44 | €3k | €3k | €3k | €3k |
| Income statement | |||||
| Gross operating margin | 9900 | €3k | €288 | €-2k | €-140 |
| Operating result | 9901 | €3k | €288 | €-3k | €-1k |
| Financial income | 75 | €0 | €3k | €3k | €2k |
| Financial charges | 65 | €299 | €24 | €0 | €62 |
| Result before taxes | 9903 | €2k | €3k | €740 | €291 |
| Income taxes | 67/77 | €469 | - | - | - |
| Net result for the period | 9904 | €2k | €3k | €740 | €291 |
| Result to be appropriated | 9905 | €2k | €3k | €740 | €291 |
Legal Structure
| NACE primary | Other retail sale of new goods(47789) |
| Legal form | Private limited company(610) |
| Incorporation | 05-10-1990 |
| Status | Active |
| Postal code | 2600 |
Establishment units
ART NET ART WORLD
since 19902.050.010.470
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0372/00N000 | Flanders | 1,401 m² | 1 · 659 m² | 28.4 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Highest result since 2021net €3k ▲317%
Net result €3k, the highest in the series.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 71 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other retail sale of new goods4778952498
Names & trade names
| Legal nameNL | GUY CAMPO |
Similar companies
STORE DISCOUNT
BE 0666.987.935 · Sint-Gillis (bij-Brussel)
MD REDA
BE 0669.645.438 · Sint-Gillis (bij-Brussel)
MEUXSERVASS
BE 0441.123.831 · Tubize
GARDEC
BE 0433.935.042 · Charleroi
SMOKING FREE BELGIUM
BE 0548.727.713 · Fléron