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GUTIN

Active
Private limited companyfounded 201214 yrs activeZilverberklaan 70, 2820 Bonheiden, BelgiumKBO/BCE: BE 0846.090.319
Summary

GUTIN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,843 and a net result of -€8,813. Equity is growing by ~50% per year across the filed fiscal years. Its solvency ranks better than 16% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
GUTINActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Office administrative and support services
NACE 82100NACE 82110
1 site
Size
€256,619total assets 2025
Equity
€12,843
Loss
-€8,813
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts filed 2 d late0 of 2 deeds read
Why 82- Loss of €8,813 (FY 2025)+ Size: total assets €256,619+ Sector Office administrative, office support and other business support activities (NACE 82)+ Founded in 2012Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 23% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 30-3
equity 5.0% of total assets
Liquidity 52-5
short-term debt 9.8% · cash 1.5%
Profitability 30-43
return on assets -3.4%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,603 companies)
Last 24 months 11-2024: 1.1%highest value 12-2024: 1.1%▼ -3.0% vs 11-2024 01-2025: 0.9%▼ -18.7% vs 12-2024 02-2025: 0.9%● 0.0% vs 01-2025 03-2025: 0.9%● 0.0% vs 02-2025 04-2025: 0.9%● 0.0% vs 03-2025 05-2025: 0.9%● 0.0% vs 04-2025 06-2025: 0.9%● 0.0% vs 05-2025 07-2025: 0.9%▼ -0.7% vs 06-2025 08-2025: 0.9%● 0.0% vs 07-2025 09-2025: 0.8%▼ -0.6% vs 08-2025 10-2025: 0.8%▼ -0.6% vs 09-2025 11-2025: 0.9%▲ +5.6% vs 10-2025 12-2025: 0.9%▼ -3.1% vs 11-2025 01-2026: 1.0%▲ +10.5% vs 12-2025 02-2026: 0.6%▼ -37.1% vs 01-2026 03-2026: 0.3%▼ -47.3% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%▲ +0.9% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.3%▼ -1.3% vs 06-2026lowest value 08-2026: 0.3%● 0.0% vs 07-2026lowest value 09-2026: 0.3%▲ +1.0% vs 08-2026 10-2026: 0.3%▲ +2.2% vs 09-2026
  • Size: total assets €256,619 lowers the probability for this profile
  • Loss of €8,813 (FY 2025) raises the probability
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Founded in 2012 lowers the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 3.02 against 3.11 in 2024; short-term debt: 9.8% and cash: 1.5% of total assets), but 95% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 17%, liquidity 44%, profitability 19%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €256,619
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €8,813 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9460 sector peers (2025).
NBB · sector comparison
Position among 9460 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2024
39 d early
2023
2 d early
2021
59 d late
2020
27 d late
2019
60 d late
2018
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 February (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close05-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€8,813
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 13% on net resultsector median €16,531 · 9,454 companies -€8,813 View
  • Total assets 20256 fiscal years filed €256,619 View
  • Active since 2012founded 14-05-2012 14 years View

By topic

Financials

Fiscal year
2025
Total assets
€256,619
Loss
-€8,813
Solvency
5.0%
Total assets▼ 10.9%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-01-2027
  1. 02-02-2026Annual accounts filed
  2. 30-06-2025Weakest financial year
  3. 23-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Office administrative and support servicesNACE 82100
Founded
14-05-2012
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

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