MC Advies
ActiveMC Advies has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €122k and a net result of €-387. Equity is growing by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 9519 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
70
/ 100
Healthy▼ -11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-2
Solvency98▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 3.3 in 2023), and 42.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.1%
Return on assets
-0.2%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
58 d early
2023
35 d early
2022
21 d early
2021
38 d early
2020
44 d early
2019
73 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€122k▼ 4.3%
2023 · €127k
2018: €18k
2019: €23k
2020: €34k
2021: €99k
2022: €127k
2023: €127k
2018 → 2024
Total assets
€213k▼ 9.1%
2023 · €235k
2018: €105k
2019: €123k
2020: €165k
2021: €152k
2022: €141k
2023: €235k
2018 → 2024
Net result
€-387
2023 · €446
2018: €19k
2019: €45k
2020: €81k
2021: €64k
2022: €31k
2023: €446
2018 → 2024
Working capital
€44k▼ 24.1%
2023 · €58k
2018: €9k
2019: €13k
2020: €18k
2021: €80k
2022: €117k
2023: €58k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€34k-€99k▲ 189%€127k▲ 28.7%€127k▲ 0.4%€122k▼ 4.3%
Operating result€105k-€90k▼ 13.8%€43k▼ 52.0%€7k▼ 84.8%€5k▼ 24.9%
Net result€81k-€64k▼ 20.5%€31k▼ 51.9%€446▼ 98.6%€-387
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2024 is 25% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €213k
Fixed assets
€135k▼ 10.7%
Current assets
€78k▼ 6.1%
Equity and liabilities €213k
Equity
€122k▼ 4.3%
Debt
€91k▼ 14.8%
The debt ratio falls from 45.7% to 42.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€21k▲
2023 · €8k
Cash flow
€16k▲
2023 · €2k
Solvency
57.1%▲
2023 · 54.3%
Current ratio
2.29▼
2023 · 3.30
Quick ratio
2.29▼
2023 · 3.30
Debt / equity
0.75▼
2023 · 0.84
ROE
-0.3%▼
2023 · 0.4%
ROA
-0.2%▼
2023 · 0.2%
Interest coverage
5.28▲
2023 · 1.98
Debt
€91k▼
2023 · €107k
Debt ≤ 1 year
€34k▲
2023 · €25k
Debt > 1 year
€57k▼
2023 · €82k
Income taxes
€3k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€235k€213k▼
Fixed assets21/28€151k€135k▼
Tangible fixed assets22/27€151k€135k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€145k€130k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€83k€78k▼
Amounts receivable within one year40/41€75k€72k▼
Trade receivables40€0-
Other amounts receivable41€75k€72k▼
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€1k€589▼
Equity and liabilities
Total equity and liabilities10/49€235k€213k▼
Equity10/15€127k€122k▼
Contributions10/11€12k€12k=
Reserves13€114k€109k▼
Distributable reserves133€114k€109k▼
Profit (loss) carried forward14€1k€857▼
Amounts payable17/49€107k€91k▼
Amounts payable after more than one year17€82k€57k▼
Financial debts170/4€82k€57k▼
Amounts payable within one year42/48€25k€34k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€657€1k▲
Suppliers440/4€657€1k▲
Taxes, remuneration and social security45€766€3k▲
Taxes450/3€766€3k▲
Other amounts payable47/48€0€5k▲
Accrued charges and deferred income492/3€0€0▼
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€16k▲
Other operating charges640/8€11k€2k▼
Gross operating margin9900€20k€23k▲
Operating profit (loss)9901€7k€5k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€4k€3k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€446€-387▼
Profit (loss) for the period to be appropriated9905€446€-387▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€857▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer from equity791/2€0€5k▲
Transfer to equity691/2€446€0▼
To other reserves6921€446€0▼
Profit to be distributed694/7€0€5k▲
Return on contributions (dividend)694€0€5k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-387 ▼187%
Net result drops to €-387, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 9.28
Current ratio from 2.68 to 9.28; short-term debt falls from €48k to €14k.
31-12
Financial
Equity above €100kEq €127k ▲28.7%
5 profitable years in a row build equity to €127k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 2.68
Current ratio from 1.16 to 2.68; short-term debt falls from €113k to €48k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €81k ▲79.1%
Operating result €105k, net result €81k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weynesbaan 1212820 BonheidenGround area
872 m²
Building footprint
225 m²
Volume, LiDAR
923 m³
Parcel 12031A0251/00C002, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rinsemaester
since 20122.212.449.442
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031A0251/00C002 | Flanders | 872 m² | 1 · 225 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LV Agency
BE 0745.476.870
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TP-LINK ENTERPRISES BELGIUM
BE 0554.754.579
Zemst · Eq €122k
FA Consulting
BE 0764.392.068
Damme · Eq €122k
STENEVI
BE 0639.883.264
Temse · Eq €122k
KANTOOR SALDEN
BE 0422.055.215
Antwerpen · Eq €122k
Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 2,582 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2012
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.