GUTAPERKA
ActiveSummary
GUTAPERKA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €51k. Equity is shrinking by ~16.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 24% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency45▲+17
Growth32=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.01 in 2024; short-term debt: 79.4% and cash: 84.8% of total assets), and 79.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
16.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
30 d early
2023
34 d early
2022
8 d late
2021
9 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 459%
2024 · €11k
2021: €131k
2022: €139k
2023: €146k
2024: €11k
2021 → 2025
Total assets
€305k▼ 5.6%
2024 · €323k
2021: €224k
2022: €251k
2023: €220k
2024: €323k
2021 → 2025
Net result
€51k▼ 44.8%
2024 · €93k
2021: €131k
2022: €9k
2023: €8k
2024: €93k
2021 → 2025
Working capital
€60k▲ 1,861%
2024 · €3k
2021: €94k
2022: €113k
2023: €128k
2024: €3k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€139k▲ 6.4%€146k▲ 5.0%€11k▼ 92.4%€62k▲ 459%
Operating result€170k-€15k▼ 91.2%€15k▼ 2.4%€125k▲ 753%€67k▼ 46.1%
Net result€131k-€9k▼ 92.9%€8k▼ 15.3%€93k▲ 1,084%€51k▼ 44.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305k
Fixed assets
€3k ▼ 77.2%
Current assets
€302k ▼ 2.9%
Equity and liabilities €305k
Equity
€62k ▲ 459%
Debt
€243k ▼ 22.2%
Debt's share of the balance-sheet total falls from 96.6% to 79.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €134k
Cash flow
€60k▼
2024 · €102k
Current ratio
1.25▲
2024 · 1.01
Debt to equity
3.91▼
2024 · 28.08
ROE
82.1%▼
2024 · 832.7%
ROA
16.7%▼
2024 · 28.6%
Interest coverage
54.01▲
2024 · 31.96
Debt ≤ 1 year
€242k▼
2024 · €308k
Income taxes
€15k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€323k€305k▼
Fixed assets21/28€12k€3k▼
Tangible fixed assets22/27€12k€3k▼
Furniture and vehicles24€12k€3k▼
Current assets29/58€311k€302k▼
Amounts receivable after more than one year29-€18k
Other amounts receivable291-€18k
Amounts receivable within one year40/41€17k€25k▲
Trade receivables40€17k€15k▼
Other amounts receivable41-€10k
Cash at bank and in hand54/58€291k€259k▼
Deferred charges and accrued income490/1€3k€636▼
Equity and liabilities
Total equity and liabilities10/49€323k€305k▼
Equity10/15€11k€62k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€10k€61k▲
Amounts payable17/49€312k€243k▼
Amounts payable within one year42/48€308k€242k▼
Trade debts44€3k€195▼
Suppliers440/4€3k€195▼
Taxes, remuneration and social security45€35k€17k▼
Taxes450/3€33k€15k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€271k€225k▼
Accrued charges and deferred income492/3€4k€787▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€128-
Gross operating margin9900€134k€76k▼
Operating profit (loss)9901€125k€67k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€120k€66k▼
Income taxes67/77€28k€15k▼
Profit (loss) for the period9904€93k€51k▼
Profit (loss) for the period to be appropriated9905€93k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€238k€61k▼
Profit (loss) brought forward from the previous period14P€145k€10k▼
Profit to be distributed694/7€228k-
Return on contributions (dividend)694€228k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €8k ▼15.3%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Defalque 31490 Court-Saint-EtienneGround area
262 m²
Building footprint
111 m²
Volume, LiDAR
883 m³
Parcel 25023H0481/00M000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GUTAPERKA
since 20212.311.718.450
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0481/00M000 | Wallonia | 262 m² | 1 · 111 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 1018.071.913
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ASINCO ET DUBOIS
BE 0432.975.237
Sint-Lambrechts-Woluwe · Eq €62,182
SB Development
BE 0733.547.058
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OmInvest
BE 0738.998.359
Braine-l'Alleud · Eq €62,180
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.