GUSTO M&O
ActiveThe computed 12-month bankruptcy probability of GUSTO M&O is 7.3% (elevated). The 2024 annual accounts show equity of €10k and a net result of €-17k. Its solvency ranks better than 47% of 18942 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency51
Growth-
Track record67
Bankruptcy probability, 12 months
7.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.77; short-term debt: 9.3% and cash: 1.1% of total assets), but 74.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.8%
Return on assets
-40.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
49 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10k
Total assets
€41k
Net result
€-17k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €41k
Fixed assets
€34k
Current assets
€7k
Equity and liabilities €41k
Equity
€10k
Debt
€30k
Debt finances 74.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€-16k
Cash flow
€-16k
Solvency
25.8%
Current ratio
1.77
Quick ratio
1.59
Debt / equity
2.88
ROE
-157.7%
ROA
-40.6%
Interest coverage
-28.56
Debt
€30k
Debt ≤ 1 year
€4k
Debt > 1 year
€26k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€41k
Fixed assets21/28€34k
Tangible fixed assets22/27€29k
Plant, machinery and equipment23€23k
Furniture and vehicles24€7k
Financial fixed assets28€5k
Current assets29/58€7k
Stocks and contracts in progress3€705
Stocks30/36€705
Amounts receivable within one year40/41€6k
Other amounts receivable41€6k
Cash at bank and in hand54/58€457
Equity and liabilities
Total equity and liabilities10/49€41k
Equity10/15€10k
Contributions10/11€27k
Profit (loss) carried forward14€-17k
Amounts payable17/49€30k
Amounts payable after more than one year17€26k
Financial debts170/4€26k
Amounts payable within one year42/48€4k
Current portion of amounts payable after more than one year42€4k
Trade debts44€108
Suppliers440/4€108
Other amounts payable47/48€67
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€304
Other operating charges640/8€429
Gross operating margin9900€-15k
Operating profit (loss)9901€-16k
Financial charges65/66B€549
Recurring financial charges65€549
Profit (loss) for the period before taxes9903€-17k
Profit (loss) for the period9904€-17k
Profit (loss) for the period to be appropriated9905€-17k
Appropriation of the result
Profit (loss) to be appropriated9906€-17k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Place (TOU) 17500 TournaiGround area
51 m²
Building footprint
44 m²
Volume, LiDAR
617 m³
Parcel 57081F0640/00C000, Wallonia · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GUSTO
since 20242.363.440.236
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081F0640/00C000 | Wallonia | 51 m² | 1 · 44 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.363.440.236
Similar companies · same sector, comparable size
G.MOMO
BE 0765.962.577
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't Boontje
BE 0704.899.394
Schilde · Eq €10k
Thai Café Wemmel
BE 0762.928.061
Wemmel · Eq €10k
Histoire d'aromes
BE 0829.092.157
Elsene · Eq €10k
BELAIR
BE 0440.240.042
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 7,194 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2024
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
47279Other retail sale of food
47299Retail trade
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.