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CHEZ YSLEM

Active
Private limited companyfounded 20242 yrs activeRue des Liserons(GTX) 7, 6030 Charleroi, BelgiumKBO/BCE: BE 1014.377.894
Summary

The computed 12-month bankruptcy probability of CHEZ YSLEM is 5.5% (elevated). The 2025 annual accounts show equity of €38,318 and a net result of €37,318. Its solvency ranks better than 78% of 3787 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency85
Growth-
Track record67
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.81; short-term debt: 40.1% and cash: 14% of total assets), and 40.1% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.9%
Return on assets
58.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 September 2024, CHEZ YSLEM was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€38,318
Total assets
€63,920
Net result
€37,318
Working capital
€20,653

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €63,920
Fixed assets €17,666
Current assets €46,254
Equity and liabilities €63,920
Equity €38,318
Debt €25,601
Debt finances 40.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€40,103
Cash flow
€39,653
Current ratio
1.81
Quick ratio
1.48
Debt to equity
0.67
ROE
97.4%
ROA
58.4%
Interest coverage
89.08
Debt ≤ 1 year
€25,601
Staff costs
€164

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€63,920
Fixed assets21/28€17,666
Intangible fixed assets21€17,666
Current assets29/58€46,254
Stocks and contracts in progress3€8,462
Stocks30/36€8,462
Amounts receivable within one year40/41€28,868
Other amounts receivable41€28,868
Cash at bank and in hand54/58€8,924
Equity and liabilities
Total equity and liabilities10/49€63,920
Equity10/15€38,318
Contributions10/11€1,000
Capital10€1,000
Issued capital100€1,000
Profit (loss) carried forward14€37,318
Amounts payable17/49€25,601
Amounts payable within one year42/48€25,601
Trade debts44€2,427
Suppliers440/4€2,427
Taxes, remuneration and social security45€3,424
Taxes450/3€3,424
Other amounts payable47/48€19,750
Income statement Code2025
Remuneration, social security and pensions62€164
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,334
Other operating charges640/8€30
Non-recurring operating charges66A€153
Gross operating margin9900€40,450
Operating profit (loss)9901€37,769
Financial charges65/66B€450
Recurring financial charges65€450
Profit (loss) for the period before taxes9903€37,318
Profit (loss) for the period9904€37,318
Profit (loss) for the period to be appropriated9905€37,318
Appropriation of the result
Profit (loss) to be appropriated9906€37,318

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€164
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,334
Other operating charges640/8€30
Non-recurring operating charges66A€153
Gross operating margin9900€40,450
Operating profit (loss)9901€37,769
Financial charges65/66B€450
Recurring financial charges65€450
Profit (loss) for the period before taxes9903€37,318
Profit (loss) for the period9904€37,318
Profit (loss) for the period to be appropriated9905€37,318
Line2025
Assets
Total assets20/58€63,920
Fixed assets21/28€17,666
Intangible fixed assets21€17,666
Current assets29/58€46,254
Stocks and contracts in progress3€8,462
Stocks30/36€8,462
Amounts receivable within one year40/41€28,868
Other amounts receivable41€28,868
Cash at bank and in hand54/58€8,924
Equity and liabilities
Total equity and liabilities10/49€63,920
Equity10/15€38,318
Contributions10/11€1,000
Capital10€1,000
Issued capital100€1,000
Profit (loss) carried forward14€37,318
Amounts payable17/49€25,601
Amounts payable within one year42/48€25,601
Trade debts44€2,427
Suppliers440/4€2,427
Taxes, remuneration and social security45€3,424
Taxes450/3€3,424
Other amounts payable47/48€19,750
Line2025
Profit (loss) for the period9904€37,318
+ Depreciation and write-downs630€2,334
Operating cash flow (approximation)€39,653

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 2024
seat establishment approximate All 2 establishment units on the map
Ground area
817 m²
Building footprint
87 m²
Parcel 52030A0003/00A007, Wallonia. Linked by address, not a title deed.
2 establishment units
CHEZ YSLEM
Rue des Liserons(GTX) 7, 6030 CharleroiFull-service restaurants
since 20242.364.338.178
ZR Coiffure
Rue des Liserons(GTX) 11, 6030 CharleroiRetail trade
since 20242.364.338.277
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52030A0003/00A007indicative Wallonia 817 m² 1 · 87 m² -
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Charleroi2.364.338.178
1 permission
Toelating · Eetgelegenheid · since 13-07-2026

Similar companies · same sector, comparable size

Of 20,500 companies in this sector we hold annual accounts for 11,468. 9,694 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded30-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
96210Hairdressing and barber services
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014377894
Registered 08-10-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.