GUNTHER EEMAN
ActiveGUNTHER EEMAN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €545k and a net result of €76k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 9017 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
71
/ 100
Healthy▼ -5 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-17
Solvency56▲+17
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.05 in 2023), and 65.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-04-2025, 118 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
118 d early
2023
54 d early
2022
3 d early
2021
2 d early
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€545k▲ 10.7%
2023 · €493k
2018: €328k
2019: €351k
2020: €379k
2021: €392k
2022: €426k
2023: €493k
2018 → 2024
Total assets
€1.57M▼ 18.6%
2023 · €1.93M
2018: €1.66M
2019: €1.91M
2020: €1.74M
2021: €1.61M
2022: €1.68M
2023: €1.93M
2018 → 2024
Net result
€76k▼ 11.1%
2023 · €85k
2018: €14k
2019: €40k
2020: €28k
2021: €12k
2022: €35k
2023: €85k
2018 → 2024
Working capital
€70k▲ 41.9%
2023 · €49k
2018: €43k
2019: €35k
2020: €23k
2021: €-10k
2022: €4k
2023: €49k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€379k-€392k▲ 3.3%€426k▲ 8.9%€493k▲ 15.5%€545k▲ 10.7%
Operating result€60k-€50k▼ 16.9%€78k▲ 57.4%€156k▲ 99.5%€142k▼ 8.9%
Net result€28k-€12k▼ 55.3%€35k▲ 179%€85k▲ 145%€76k▼ 11.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.57M
Fixed assets
€768k▼ 2.2%
Current assets
€804k▼ 29.9%
Equity and liabilities €1.57M
Equity
€545k▲ 10.7%
Debt
€1.03M▼ 28.6%
The debt ratio falls from 74.5% to 65.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€170k▼
2023 · €188k
Cash flow
€103k▼
2023 · €117k
Solvency
34.7%▲
2023 · 25.5%
Current ratio
1.10▲
2023 · 1.05
Quick ratio
0.50▲
2023 · 0.31
Debt / equity
1.88▼
2023 · 2.92
ROE
13.9%▼
2023 · 17.3%
ROA
4.8%▲
2023 · 4.4%
Interest coverage
5.24▲
2023 · 5.13
Debt
€1.03M▼
2023 · €1.44M
Debt ≤ 1 year
€733k▼
2023 · €1.10M
Debt > 1 year
€294k▼
2023 · €343k
Income taxes
€35k▼
2023 · €35k
Staff costs
€10k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.93M€1.57M▼
Fixed assets21/28€786k€768k▼
Tangible fixed assets22/27€786k€768k▼
Land and buildings22€781k€763k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€2k€4k▲
Current assets29/58€1.15M€804k▼
Amounts receivable after more than one year29€45k€78k▲
Other amounts receivable291€45k€78k▲
Stocks and contracts in progress3€808k€434k▼
Stocks30/36€808k€434k▼
Amounts receivable within one year40/41€111k€107k▼
Trade receivables40€109k€97k▼
Other amounts receivable41€3k€11k▲
Cash at bank and in hand54/58€179k€179k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.93M€1.57M▼
Equity10/15€493k€545k▲
Contributions10/11€19k€19k=
Reserves13€474k€527k▲
Distributable reserves133€474k€527k▲
Amounts payable17/49€1.44M€1.03M▼
Amounts payable after more than one year17€343k€294k▼
Financial debts170/4€343k€294k▼
Amounts payable within one year42/48€1.10M€733k▼
Current portion of amounts payable after more than one year42€51k€49k▼
Financial debts43€263k€363k▲
Credit institutions430/8€263k€363k▲
Trade debts44€524k€232k▼
Suppliers440/4€524k€232k▼
Advances received on contracts in progress46€229k€18k▼
Taxes, remuneration and social security45€30k€72k▲
Taxes450/3€29k€71k▲
Remuneration and social security454/9€418€1k▲
Income statement
Code20232024
Remuneration, social security and pensions62€7k€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€27k▼
Other operating charges640/8€14k€13k▼
Gross operating margin9900€209k€194k▼
Operating profit (loss)9901€156k€142k▼
Financial income75/76B€361€108▼
Recurring financial income75€361€108▼
Financial charges65/66B€37k€32k▼
Recurring financial charges65€37k€32k▼
Profit (loss) for the period before taxes9903€120k€110k▼
Income taxes67/77€35k€35k▼
Profit (loss) for the period9904€85k€76k▼
Profit (loss) for the period to be appropriated9905€85k€76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€76k▼
Transfer from equity791/2€19k€23k▲
Transfer to equity691/2€85k€76k▼
To other reserves6921€85k€76k▼
Profit to be distributed694/7€19k€23k▲
Return on contributions (dividend)694€19k€23k▲
Social balance
Average headcount (FTE)90870.20.3▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €545k ▲10.7%
7 profitable years in a row build equity to €545k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €85k ▲145%
Operating result €156k, net result €85k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €12k ▼55.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iddergemsesteenweg(DE) 389450 HaaltertGround area
1,179 m²
Building footprint
544 m²
Volume, LiDAR
2,888 m³
Parcel 41010B1187/00Y002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Garage Eeman
since 20022.115.593.754
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41010B1187/00Y002 | Flanders | 1,179 m² | 1 · 544 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0501.729.332
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D&O VAN STEELANT
BE 0542.457.454
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MICHAEL MAZUIN CHARLEROI EST
BE 0664.882.144
Fosses-la-Ville · Eq €540k
RKMotors
BE 0823.341.146
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CARROSSERIE BRIL
BE 0501.928.676
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Of 2,120 companies in sector 46711 we hold annual accounts for 1,122. 675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2002
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50101
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
50200
71100
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.